Study Document
...Test Enterprise Risk Management in Wells Fargo during the Pandemic
Introduction
As Beasley (2020) points out, enterprise risk management (ERM) is especially needed during the COVID 19 pandemic because of the “number of different, but interrelated risks spread all across most organization” (p. 2). COVID 19 is not just a factor that has impacted one business or industry. It has impacted all businesses and all industries in different ways. Grocery chains like Kroger, for instance, have seen increased demand. Restaurants on the other hand have seen business dry up due to mandated quarantine orders. Small business owners and large corporations have filed for bankruptcy. All of this impacts the banking sector and Wells Fargo specifically because of its role in managing loan products, using interest rates to attract savers, and offering investment advice. “No single risk associated with the COVID-19 pandemic crisis can be managed in isolation,” as Beasley (2020) points……
References
Beasley, M. (2020). How to Leverage ERM Principles to Better Respond to COVID-19-Related Risks. ERM Professional Insights.
Derysh, I. (2020). Watchdog questions why Wells Fargo reported giving only one large PPP loan to a Black-owned business. Retrieved from https://www.salon.com/2020/07/22/watchdog-questions-why-wells-fargo-reported-giving-only-one-large-ppp-loan-to-a-black-owned-business/
English, C. (2020). Wells Fargo Forced to Cut Its Dividend After Fed Stress Test. Here’s What Other Banks Did. Retrieved from https://www.barrons.com/articles/wells-fargo-forced-to-cut-its-dividend-after-fed-stress-test-51593467664
Hall, J. (2007). Internal Auditing and ERM: Fitting in and Adding Value. Retrieved from https://global.theiia.org/about/about-the-iia/Public Documents/Sawyer_Award_2007.pdf
Kaplan, R. & Mikes, A. (2012). Managing risks: A new framework. Harvard Business Review, 3.
Lewis, M. (2010). The Big Short. NY: W. W. Norton.
Lundqvist, S. (2014). Abandoning Silos for Integration: Implementing Enterprise Risk Management and Risk Governance. Lund University.
Morgenson, G. (2020). More Wells Fargo customers say the bank decided to pause their mortgage payments without asking. Retrieved from https://www.nbcnews.com/business/personal-finance/more-wells-fargo-customers-say-bank-decided-pause-their-mortgage-n1234610
Study Document
...Test ASSIGNMENT VI: CROSS-CURRICULAR LESSON TEMPLATE
GROUP LESSON PLAN & TEACH MINI LESSON in class
All components below must be present.
Note: Sources obtained or borrowed must be cited (in the lesson plan and power point
presentation) whether they originate from a book chapter, an article, a website or a
fieldwork teacher you observed.
Grade Level: (9-12th)
Two Content Areas of Lesson:
Reconstruction and Industrialization & Urbanization.
Lesson Theme (overarching concept that will be taught, that applies to the subjects the group has decided to focus on):
The lesson will focus on understanding industrial development in the United States in the aftermath of the American Civil War, which is a period commonly known as Reconstruction.
Narrative Overview (2-3 short paragraphs):
• Describe the cross-curricular (at least 2 subjects) lesson or unit.
This lesson will provide significant insights relating to historical and economic development of the United States during this period. Therefore,……
Reference
Gay, G. (2010). Culturally responsive teaching – theory, research and practice (2nd ed.). New York, NY: Teachers College Press.
Study Document
… case presented, the patient presents with shortness of breath and midsternal chest pain.
In seeking to confirm the primary diagnosis, some of the tests that would come in handy are an ECG and blood tests. In the present scenario, the patient’s ECG reveals anterior lateral ischemic changes. A blood test would in this case also help in the detection of troponin or other proteins indicative of heart damage.
In the case presented, it ……
References
Hajar, R. (2017). Risk Factors for Coronary Artery Disease: Historical Perspectives. Heart Views, 18(3), 109-114.
Lu, L., Sun, R., Zheng, Y. & Zhang, P. (2015). Myocardial Infarction: Symptoms and Treatments. Cell Biochem Biophys, 72(3), 865-867.
Study Document
… this nation? Are you more or less worried than you were before? Do you feel we are prepared to handle this crisis?
3. Testing is a big issue in identifying carriers of this virus and getting them quarantined to help flatten the curve. Do you think that … a big issue in identifying carriers of this virus and getting them quarantined to help flatten the curve. Do you think that enough testing is being done or that the means to test in this country are even available at the level they may need to be to ensure an appropriate response?
4. How are you … possibly months?
5. Safety is obviously an issue that is relative…[break]…strength? A cautionary message? A message of prevention? A message to go get tested immediately? To self-quarantine? To calm down and chill and not to panic unnecessarily? What is your approach?
5. You are……
Study Document
… kinds of locks, hardware insurance coverage, and coverage of information recreation costs, having processes in place for everyday data and information system backups, tested, state-of-the-art disaster recovery interventions, and rotation and off-site backup data storage in a secure place. Logical risks denote illegal access and purposeful or … be procured, and how this data, as well as audit logs, are to be filtered, stored, accessed, and analyzed; (3) performance of audit tests – a broad examination of current security standards, policies, technical tests, or security configurations; (4) audit outcome reporting – presenting the existing security environment in the organization; (5) safeguarding of audit instruments and information ……
References
Almatari, O. and Helal, I., and Mazen, S., and El Hennawy, S. (2018). \\\\\\"Cybersecurity Tools for IS Auditing.\\\\\\" The 6th International Conference on Enterprise Systems, At Limassol, Cyprus 10.1109/ES.2018.00040.
Davis, W. S., & Yen, D. C. (Eds.). (2019). The information system consultant\\\\\\'s handbook: Systems analysis and design. CRC press.
Diamantopoulou, V., Tsohou, A., & Karyda, M. (2019). From ISO/IEC 27002: 2013 Information Security Controls to Personal Data Protection Controls: Guidelines for GDPR Compliance. In Computer Security (pp. 238-257). Springer, Cham.
Khan, M. (2017). Computer security in the human life. International Journal of Computer Science and Engineering (IJCSE), 6(1), 35-42.
Lenghel, R. D., & Vlad, M. P. (2017). INFORMATION SYSTEMS AUDITING. Quaestus, (11), 178.
Manaseer, S., & Alawneh, A. (2019). ON CYBERSECURITY AUDITING AWARENESS: CASE OF INFORMATION AND COMMUNICATION TECHNOLOGY SECTOR. International Journal of Computer Science and Information Security (IJCSIS), 17(7).
Suduc, A. M., Bîzoi, M., & Filip, F. G. (2010). Audit for information systems security. Informatica Economica, 14(1), 43.
Study Document
...Test Abstract
Poverty or destitution is a severe problem that has a considerable effect on the ability of children to learn and to progress academically in school. To this perspective, income poverty, parental inputs, and family background, all have a considerable impact on the cognitive development of young children. The impact of income poverty on children's cognitive development is negative and significant. This negative effect is more significant for persistent poverty as it is more harmful to cognitive development than period to period poverty. It is noteworthy that teachers could play an essential role in helping students from low-income families when students face economic and educational challenges. The solution is developmentally appropriate, and culturally sensitive interventions such as the EAP could help young children from low SES families to improve their literacy skills, prepare better for kindergarten and perform better when they get to kindergarten. There is a need to look……
Bibliography
The Problem
Compton-Lilly, C., & Delbridge, A. (2019). What Can Parents Tell Us About Poverty and Literacy Learning? Listening to Parents Over Time. Journal of Adolescent & Adult Literacy, 62(5), 531–539.
Dickerson, A., & Popli, G. K. (2016). Persistent poverty and children\\\\\\\\\\\\'s cognitive development: evidence from the UK Millennium Cohort Study. Journal of the Royal Statistical Society: Series A (Statistics in Society), 179(2), 535-558.
Hampden-Thompson, G., & Galindo, C. (2017). School-family relationships, school satisfaction, and the academic achievement of young people. Educational Review, 69(2), 248–265.
Thompson, K., Richardson, L. P., Newman, H., & George, K. (2019). Interaction Effects of Socioeconomic Status on Emerging Literacy and Literacy Skills among Pre-Kindergarten and Kindergarten Children: A Comparison Study. Journal of Human Services: Training, Research, and Practice, 4(1), 5.
The Solution
Borre, A., Bernhard, J., Bleiker, C., & Winsler, A. (2019). Preschool Literacy Intervention for Low-Income, Ethnically Diverse Children: Effects of the Early Authors Program Through Kindergarten. Journal of Education for Students Placed at Risk (JESPAR), 24(2), 132–153.
Comber, B., & Kamler, B. (2004). Getting Out of Deficit: Pedagogies of reconnection. Teaching Education, 15(3), 293–310.
Study Document
… the sample was obtained is not clearly defined and therefore there is no way for the reader to validate this appearance or to test to see whether there is any case of researcher bias or confirmation bias evident in the study. A lengthier discussion of how the … it allows for other researchers to duplicate the study’s approach and sample method practices. Duplication is one way that the academic community can test the work of other researchers to see whether the claims are validated by external review. That is, after all, the purpose of peer-review … what sampling methods were used and where information came from. This is helpful because it is the job of researchers to validate and test the claims and arguments of other researchers, and if it cannot be shown how researchers set about obtaining a sample of data, the ……
References
Mayes, C. (2015). The harm of bioethics: A critique of Singer and Callahan on obesity. Bioethics, 29(3), 217-221.
Pause, C. (2017). Borderline: The ethics of fat stigma in public health. Journal of Law, Medicine & Ethics, 45, 510-517.
Wetter, S., Hodge, J. (2016). Taxing sugar-sweetened beverages to lower childhood obesity. Ethical and Legal Issues in Pediatrics, 44, 359-363.
Study Document
...Test Abstract
Separation Anxiety Disorder (SAD) causes significant impairment in kindergarten studies, social functioning, and family relations among children. This paper is a case study of SAD in an eight-year-old African-American female child, named Chloe, under foster care. The paper includes an annotated bibliography and an evidence-based model recommending cognitive behavioral therapy (CBT) for the given case. The research question for this paper is: how effective is CBT in the treatment of SAD among preschool children diagnosed with SAD? Based on the findings of the annotated literature review, it is concluded that CBT is highly effective as a SAD treatment among preschool children diagnosed with anxiety disorder. Hence, it is recommended that Chloe should undergo a CBT counseling program. The initial treatment goal for Chloe is to help her recognize her anxious feelings and physical responses.
Part 3: Applying Research to a Case Study (Evidence-Based Practice)
Annotated Bibliography
Introduction
The manifestation……
References
Minde, K., Roy, J., Bezonsky, R., & Hashemi, A. (2010). The effectiveness of CBT in 3–7 year old anxious children: Preliminary data. Journal of the Canadian Academy of Child and Adolescent Psychiatry, 19(2), 109.
Ruocco, S., Gordon, J., & McLean, L. A. (2016). Effectiveness of a school-based early intervention CBT group programme for children with anxiety aged 5–7 years. Advances in School Mental Health Promotion, 9(1), 29-49.
Schneider, S., Blatter-Meunier, J., Herren, C., Adornetto, C., In-Albon, T., & Lavallee, K. (2011). Disorder-specific cognitive-behavioral therapy for separation anxiety disorder in young children: a randomized waiting-list-controlled trial. Psychotherapy and psychosomatics, 80(4), 206-215.
Van der Sluis, C. M. (2016). Anxiety disorders in young children: Parent and child contributions to the maintenance, assessment and treatment. (Ph.D. Thesis, University of Amsterdam).
Study Document
… along with the death toll, though the actual rate of infection and the mortality rate is unknown due to a lack of randomized testing in the US. The media is playing a big part in spreading fear, and those who distrust the media and see it as ……
References
Chen, N., Zhou, M., Dong, X., Qu, J., Gong, F., Han, Y., ... & Yu, T. (2020). Epidemiological and clinical characteristics of 99 cases of 2019 novel coronavirus pneumonia in Wuhan, China: a descriptive study. The Lancet, 395(10223), 507-513.
Kekatos, M. (2020). Ventilating too soon. Retrieved from https://www.dailymail.co.uk/health/article-8201783/Some-doctors-moving-away-ventilators-virus-patients.html
Myers, S. L. (2020). China Spins Tale That the U.S. Army Started the Coronavirus Epidemic. Retrieved from https://www.nytimes.com/2020/03/13/world/asia/coronavirus-china-conspiracy-theory.html
National Academies of Sciences, Engineering, and Medicine. (2015). Improving diagnosis in health care. National Academies Press.
Oliver, D. (2020). Coronavirus genetic material stayed on surfaces for up to 17 days on Diamond Princess cruise, CDC says. Retrieved from https://www.usatoday.com/story/travel/cruises/2020/03/24/coronavirus-diamond-princess-cabin-surfaces-contaminated-cdc-report/2905924001/
Study Document
… received and used, and what donors or recipients were recently at the farm (Timoney et al., 2008).
The disease is diagnosed by lab testing (Timoney et al., 2008). The……
References
Center for Food Security and Public Health. (2009). Equine viral arteritis. Retrieved from http://www.cfsph.iastate.edu/Factsheets/pdfs/equine_viral_arteritis.pdf
Price, S. D., Rentsch, G., Burn, B., & Spector, D. A. (1998). The Whole Horse Catalog: The Complete Guide to Buying, Stabling and Stable Management, Equine Health, Tack, Rider Apparel, Equestrian Activities and Organizations... and Everything Else a Horse Owner and Rider Will Ever Need. Simon and Schuster.
Timoney, P. (2019). Overview of Equine Viral Arteritis. Retrieved from https://www.merckvetmanual.com/generalized-conditions/equine-viral-arteritis/overview-of-equine-viral-arteritis?query=Equine%20Viral%20Arteritis
Timoney, P. J., Creekmore, L., Meade, B., Fly, D., Rogers, E., & King, B. (2008). 2006 Multi-State Occurrence of EVA. https://www.animalagriculture.org/resources/Documents/Conf%20-%20Symp/Symposiums/2016%20Equine/EDF%20Resources/EVA/USDA%20EVA_2006_Multistate_USAHA.pdf
Virginia Department of Health. (2016). One health notes, 1(1). Retrieved from
http://www.vdh.virginia.gov/content/uploads/sites/123/2016/12/OneHealthJan2016.pdf
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