Student Loan Essays (Examples)
Study Document
The Rising Cost Of Public Education In United States
… to lower the college costs, especially for ethnic groups since the increase in educational costs have made it harder for color and lower-income student to enroll in these colleges. There are numerous benefits for enrolling in the best educational institutions after the student are graduated that mainly includes higher incomes. Still, it puts pressure on those student whose households are earning low. With such stagnant earnings, it is greatly difficult for racially and economically diverse student to have affordability and access to the highly-priced educational institutes. Recently, the costs for attending a public college have surged up to $21,370 … and educational institutes, sticker price and price discrimination, and cost increment due to management issues. The consequences of this rise include fall in student enrollments and graduation rates along with late buying of new homes and planning for marriages by young adults sue to loan paybacks. The most effective……
References
Works Cited
Amour, Madeline. “Report: living expenses, not tuition, are the problem.” Inside Higher Ed, 13 May 2020, https://www.insidehighered.com/news/2020/05/13/living-expenses-are-larger- barrier-students-tuition-report-finds. Accessed 30 Jul. 2020.
Cude, Katherine. The Rising Cost Of Tuition At Four Year Public Universities: A Comparison Of The Explanations Offered By The Academic Literature And University Decision Makers. 2016. University of Vermont, Undergraduate theses. Scholar Works, https://scholarworks.uvm.edu/cgi/viewcontent.cgi?article=1027&context=castheses
Davidson, Adam. “Is College Tuition Really Too High?” The New York Times Magazine, 8 Sep. 2015, https://www.nytimes.com/2015/09/13/magazine/is-college-tuition-too-high.html . Accessed 30 Jul. 2020.
Desrochers, Donna, and Kirshstein, Rita. Labor Intensive or Labor Expensive? 2014. American Institutes for Research, Delta Cost Project. Lumina Foundation, https://www.luminafoundation.org/files/resources/deltacostair-labor-expensive-higher- education-staffing-brief-feb2014.pdf
Dickler, Jessica. “Why College Tuition Keeps Rising.” CNBC, 24 Oct. 2019, https://www.cnbc.com/2019/10/24/why-college-tuition-keeps-rising.html, Accessed 30 Jul. 2020.
Hemelt, Steven, and Marcotte, Dave. Rising Tuition And Enrollment In Public Higher Education. 2008. IZA, Discussion Paper. IZA, http://ftp.iza.org/dp3827.pdf
Hemelt, Steven, and Marcotte, Dave. “The Impact of Tuition Increases on Enrollment at Public Colleges and Universities.” Educational Evaluation and Policy Analysis, vol. 33, no. 4, Dec. 2011, pp. 435-457.
Hess, Abigail. “The Cost of College Increased by More Than 25% In the Last 10 Years- Here’s Why.” CNBC, 13 Dec. 2019, https://www.cnbc.com/2019/12/13/cost-of-college- increased-by-more-than-25percent-in-the-last-10-years.html. Accessed 30 Jul. 2020.
Study Document
Financial Planning
… Retirement Planning
It is very important for Howe to pay all their debts and free themselves of the liability since a lot of loan like credit card loan, car loan, student loan, are hampering Howes to save up more. If they have plans for retiring in 22 years, they need to free themselves of all … hampering Howes to save up more. If they have plans for retiring in 22 years, they need to free themselves of all the loan and credit they have on them, thus saving up the interest money that goes out monthly. They can use that money for other … future. There will be one more debt addition because of Pat’s college education, so it’s better they slowly focus on paying off the loan first and then proceed to making progress with the savings once the loan of Pat is also paid off. Since the……
References
References
Doyle, A. (2019, May 14). How much is the average wage in America. The Balance Careers. Retrieved from https://www.thebalancecareers.com/how-much-is-the-average-raise-in-america-4582795
Solution, I. D. (n.d.). How To Set Financial Goals: 6 Simple Steps. InCharge Debt Solution.
Study Document
A Career As A Psychologist
...Student loan As an aspiring psychologist, I know that my future clients will be tackling a variety of psychological challenges. Some of these may have physical roots, given that many mental health complaints have at least some genetic component. Also, psychological difficulties can create physical problems. Anxiety can cause symptoms like a pounding heart. Eating disorders can cause a host of malnutrition-related concerns, and substance abuse can do so likewise. Mental disorders can interfere with normal, daily cognitive functioning, including the ability to make good decisions, and also impede the individual’s ability to have normal social relationships at work and school. Unfortunately, the fact that mental disorders can interfere with the ability to secure a proper social support network or even to work at all, means that the people who need help the most may be the least able to access it. As a psychologist, an understanding of the complexities of such……
References
References
Psychologists. (2019). Bureau of Labor and Statistics. Retrieved from: https://www.bls.gov/ooh/life-physical-and-social-science/psychologists.htm
Student guide. (2019). Ashford University.
Study Document
Self Care Action Plan
...Student loan A Self Care Plan for Preventing Burnout at Work
Abstract/Summary
An action plan is a way to establish a step-by-step guide for oneself to follow in order to achieve a goal. The main goal for this action plan is self-care. There are six areas of self-care that this action plan focuses on: physical, emotional, cognitive, social, financial and spiritual. The action plan identifies three sub goals within each area and describes the steps that I will take to reach those goals. This specific action plan was chosen to prevent me from becoming burned out at work. Self-care is important as psychologists and even the bible have shown. This paper provides support for the plan using scholarly sources, books, and other reference material, and the action plan shows why the goals and steps described are helpful in my self-care plan.
Outline of the Action Plan
This Action Plan will go through……
References
References
Baumeister, R. F., Campbell, J. D., Krueger, J. I., &Vohs, K. D. (2003). Does high self-esteem cause better performance, interpersonal success, happiness, or healthier lifestyles? Psychological Science in the Public Interest, 4(1), 1–44.
Cosentino, B. W. (2020). Loving Yourself. How to raise your self-esteem.
Dall’Ora, C., Griffiths, P. & Ball, J. (2016). 12-hour shifts: burnout or job satisfaction? Nursing Times, 112(12/13), 1-2.
Maslow, A. H. (1943). A theory of human motivation. Psychological Review, 50(4), 370.
National Academy of Medicine. (2019). Valid and Reliable Survey Instruments to Measure Burnout, Well-Being, and Other Work-Related Dimensions. Retrieved from https://nam.edu/valid-reliable-survey-instruments-measure-burnout-well-work-related-dimensions/
Nursing Theories. (2012). Retrieved from http://currentnursing.com/nursing_theory/self_care_deficit_theory.html
Orem, D.E. (1991). Nursing: Concepts of practice (4th ed.). St. Louis, MO: Mosby-Year Book Inc.
Robinson, R. B., & Frank, D. I. (1994). The relation between self-esteem, sexual activity, and pregnancy. Adolescence, 29(113), 27–35.
Study Document
Labor Market Wages And Income Inequality
...Student loan Abstract
This paper looks at the concepts of the labor market, wage growth and income inequality in the U.S. and discusses them in terms of inflation (caused by the injection of $4 trillion worth of liquidity into the financial markets by the Federal Reserve after the global economic crisis threatened to derail capitalism). It describes what has been written in three news articles in recent years and months, and discusses them with a view to showing that the “best economy ever”—as it is described by President Trump—should not be dependent upon a rate-cutting Fed. A good look at the labor market, wage growth and income inequality may help to explain why the president is so worried about the central bank maintaining loose monetary policy.
Introduction
While President Trump has often insisted that this is the best economy ever (BBC, 2019), there are signs that this might not be true—and those……
References
References
BBC. (2019). US economy under Trump: Is it the greatest in history? Retrieved from https://www.bbc.com/news/world-45827430
Bernstein, J. (2019). A tight job market is a potent force against inequality and wage stagnation. Retrieved from https://www.washingtonpost.com/outlook/2019/02/01/tight-job-market-is-potent-force-against-inequality-wage-stagnation/?utm_term=.0a531cf24efb
Cox, J. (2019). Private payroll growth tops estimates as job market shows signs of tightening. Retrieved from https://www.cnbc.com/2019/07/31/private-payrolls-up-156k-in-july-vs-150k-est-adpmoodys.html
Harwood, J. (2019). 5 reasons why income inequality has become a major political issue. Retrieved from https://www.cnbc.com/2019/06/05/5-reasons-income-inequality-has-become-a-major-political-issue.html
Study Document
Business Proposal For Coffee Shop And Restaurants
...Student loan Business Proposal for Coffee Shop & Restaurants: The Madam Walker Theatre
History and Why the Business Fits
My business proposal is to start (re-start) the coffee-shop/restaurant that once existed in Walker Theatre (it was then named “The Coffee Pot”). The Madam Walker Theatre was named after Madam C. J. Sarah Breedlove Walker, an African-American entrepreneur who specialized in hair care and beauty products that were manufactured and sold in the building that now serves as her namesake. She developed and initiated plans for the building to be built and after her death in 1919 the completion of the project fell to her daughter A’Leila Walker. The building opened in 1927 and served as both the headquarters for the Madam C. J. Walker Manufacturing Company—one of the biggest and brightest examples of African-American ingenuity and industry in the 20th century (National Park Service, 2019)—and as an entertainment theatre for the African……
References
References
Benedict-Browne, T. (2019). The Icon of Indiana Avenue. Retrieved from http://nomeancity.com/walker-theater
Evans, D. (2010). Social media marketing: An hour a day. John Wiley & Sons.
Hobbs, J. (2017). 15 of Africa's favorite dishes. Retrieved from https://www.cnn.com/travel/article/africa-food dishes/index.html#targetText=Pap%20en%20vleis%2FShisa%20nyama%2C%20South%20Africa&targetText=Chops%2C%20steak%2C%20chicken%2C%20kebabs,and%20suurpap%20(soured%20pap).
Madam Walker Legacy Center. (2019). Retrieved from https://madamwalkerlegacycenter.com/
National Park Service. (2019). Madame C. J. Walker Building. Retrieved from https://www.nps.gov/nr/travel/indianapolis/walkerbuilding.html
Trout, J. & Rivkin, S. (2006). Differentiate or die. In The marketing Gurus (ed. Murray). NY: Penguin.
Study Document
Adolescent Psychosocial Assessment
…
Personal
In list format, cover the following:
1. Name: John Mathew
2. Age: 18
3. Sex: Male
4. Race/Ethnic: Black, African-American
5. Education/Occupation: student
6. Health: Okay
Social
John's family lives in an apartment situated in the middle of a range of complexes. The residence is right …
Part of the ESEA provision caters for most of the funding needs for disadvantaged youth. It was also reauthorized recently by the Every student Succeeds Act. The Local Authority Agency Grants provides the biggest access platform for secondary education. The grants from Title I-A reach he children ……
References
References
Alexander Jr, R. (2010). The Impact of Poverty on African American Children in the Child Welfare and Juvenile Justice Systems. In Forum on Public Policy Online (Vol. 2010, No. 4). Oxford Round Table. 406 West Florida Avenue, Urbana, IL 61801.
Belgrave, F. Z., & Allison, K. W. (2009). African American psychology: From Africa to America. Los Angeles: Sage.
Brittian A. S. (2012). Understanding African American Adolescents\\\\\\' Identity Development: A Relational Developmental Systems Perspective. The Journal of black psychology, 38(2), 172–200. https://doi.org/10.1177/0095798411414570
Chávez, R. (2016). Psychosocial development factors associated with occupational and vocational identity between infancy and adolescence. Adolescent Research Review, 1(4), 307-327.
Crain, W. C. (2014). Theories of development: Concepts and applications. Harlow, Essex: Pearson.
Fernandes-Alcantara, A. L. (2018). Vulnerable Youth: Background and policies.Congressional Research Service
Newman, B. M., & Newman, P. R. (2015). Theories of human development. Psychology Press.
Reubins, B. M., &Reubins, M. S. (2014). Pioneers of child psychoanalysis: Influential theories and practices in healthy child development. London: Karnac.
Study Document
Healthcare Provider Shortage
… 2 years. This should be combined with public awareness campaigns that seek to enhance the attractiveness of the educational programs to potential medical student during the 2-year period. MedChi should also partner with healthcare facilities in the county to identify relevant technologies to be adopted in the ……
References
References
Antonelli, A.F. (2019, May 14). Does America Have a Physician Shortage – or Are Our Doctors ‘Just Bad at Managing Time’? Retrieved August 5, 2019, https://www.advisory.com/daily-briefing/2019/05/14/physician-shortage
Daly, R. (2018, May 22). Healthcare Workforce Shortage Worsening: Senators. Retrieved August 5, 2019, from https://www.hfma.org/topics/news/2018/05/60811.html
Desmon, S. (2019, March 1). Doctors in Short Supply in Rural Maryland. Baltimore Sun. Retrieved August 5, 2019, from https://www.baltimoresun.com/bal-id.rural01mar01-story.html
Heath, S. (2019, July 11). What Clinician Recruitment Tactics Say About the Physician Shortage. Retrieved August 5, 2019, from https://patientengagementhit.com/news/what-clinician-recruitment-tactics-say-about-the-physician-shortage
Merritt Hawkins. (2019). 2019 Review of Physician and Advanced Practitioner Recruiting Incentives. Retrieved August 5, 2019, from https://www.merritthawkins.com/uploadedFiles/merritthawkins_2019_incentivereview.pdf
Western Maryland Health System and Allegany County Health Department. (2011, November). Allegany County Community Health Needs Assessment. Retrieved August 5, 2019, from http://www.alleganyhealthplanningcoalition.com/pdf/ACHD%20Community%20Health%20Needs%20Assessment.pdf
Wolford, H.B. (2018, May 28). Allegany County Sees Shortage of Health Care Workers. Time News. Retrieved August 5, 2019, from https://www.times-news.com/news/local_news/allegany-county-sees-shortage-of-health-care-workers/article_28b1030d-4403-5d84-aa26-fe17d61b8561.html
Study Document
Evolving Public Interpretation Of Gentrification
… benefit from the investment; offer developers higher levels of density in return for funding more affordable housing units in their projects; establish a loan fund to help small business owners buy their buildings (NCRC, 2019).
Nevertheless, the negative connotations of the definitions of gentrification have made this ……
References
Bibliography
Anderson, Elijah. 1990. Streetwise. Chicago: Univ. of Chicago Press.
Betancur, John J. “Gentrification in Latin America: Overview and Critical Analysis.” Urban Studies Research 37-41.
Berrey, Ellen C. 2005. Divided over diversity. City & Community 4 (2): 143-70
Black’s Law Dictionary. 1990. St. Paul, MN: West Publishing Co.
Bostic, Raphael W., and Richard W. Martin. 2003. Black home-owners as a gentrifying force? Urban Studies 40 (12): 2427-49.
Brown-Saracino, Japonica. 2004. Social preservationists and the quest for authentic community. City & Community 3 (2): 135-56.
Brummet, Quentin, and Davin Reed. “The Effects of Gentrification on the Well-Being and Opportunity of Original Resident Adults and Children.” Working Paper (Federal Reserve Bank of Philadelphia), 2019.
Capps, Kriston. “The Hidden Winners in Neighborhood Gentrification.” CityLab, July 22, 2019.
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