Risk Essays (Examples)
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Resilience Theory Essay
… ways to boost resilience include attitudinal and behavioral changes, as well as assessing the environment and reducing the frequency, number, or valence of risk factors.
Resiliency is not an inborn trait; it is learned. Among theorists of resilience, “all agree that resilience is not a special quality … the following factors particularly relevant to resilience: “positive self-esteem, hardiness, strong coping skills, a sense of coherence, self-efficacy, optimism, strong social resources, adaptability, risk-taking, low fear of failure, determination, perseverance, and a high tolerance of uncertainty,” (p. 1). Self esteem and self-efficacy are also qualities associated with … not having a cogent financial plan would render the company unable to withstand a crisis. Being vulnerable is not an inevitability, even though risk may be. Even when vulnerability is inevitable, as it is with at-risk populations facing tremendous adversities such as poverty, it is still possible to witness the power of resilience……
References
References
Ledesma, J. (2014). Conceptual frameworks and research models on resliience in leadership. Sage Open 4(3): https://doi.org/10.1177/2158244014545464
Moore, C. (2020). Resilience theory: What research articles in psychology teach us. Positive Psychology. Retrieved from: https://positivepsychology.com/resilience-theory/
Shean, M. (2015). Current theories relating to resilience and young people. VicHealth. Retrieved from: https://evidenceforlearning.org.au/assets/Grant-Round-II-Resilience/Current-theories-relating-to-resilience-and-young-people.pdf
Van Breda, A.D. (2018). A critical review of resilience theory and its relevance for social work.
Zimmerman, M.A. (2013). Resiliency theory. Health Education Behavior 40(4)L 381-383.
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Impact Of Agency Theory
… arisen in the past due to these problems as this relationship is exploited in self-interest. Some have argued that the scandals and agency risk exist primarily due the awareness of this theory which shouldn’t be thought in the first place. This education encourages an agency mindset where … of the principle (Heath). Sometimes pursuing of self-interest can be a misunderstanding as the agent and principle both have different capacity for taking risks, understanding of growth and other factors which sometimes misguide the principle about the agent creating conflicts on critical decision making of the firm.
… as the principle as to the conduct and internal environment of the bank, threatening the position of the bank.
Firstly, the decision involving risk has a conflict of interest where the agency theory impacts it. The managers have the tendency to not maximize shareholder value and other … numerous ways that the decisions……
References
References
Demsetz, R. S. (1997). Agency Problems and Risk Taking at Banks.
Heath, J. (n.d.). Uses and Abuses of Agency Theory. Business Ethics Quarterly.
Kuypers, A. (2011). How is dealt with the agency problem and what is the role of the board of directors in it?
Lumen. (n.d.). Agency and Conflicts of Interests. Lumen. Retrieved from https://courses.lumenlearning.com/boundless-finance/chapter/agency-and-conflicts-of-interest/
Murray, I. (2016, September ). Wells Fargo and the Principle Agent Problem. Competitive Enterprise Institute.
Palia, D. (2007). “Agency Theory in Banking: An Empirical Analysis of Moral Hazard and the Agency Costs of Equity. Banks and Banks System.
Pennsylvania, W. U. (2017, August 08). Wells Fargo: What It Will Take to Clean Up the Mess. Wharton University of Pensylvannia.
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Globalization Of Insurance
… the world have lowered rates to the point that it is impossible for insurance funds to obtain a targeted ROI without investing in risk assets. Likewise, regulatory bodies have gone global as well with organizations like the Common Framework for the Supervision of Internationally Active Insurance Groups … both ends: tighter regulation makes it harder for insurance companies to make money (when regulation is loose, insurance markets tend to thrive—until the risk catches up with the marketplace and the bubble that is blown pops, as it did in 2008 the world over). Governments want increased ……
References
References
Egan, M. (2018). Tax cut triggers $437 billion explosion of stock buybacks. Retrieved from https://money.cnn.com/2018/07/10/investing/stock-buybacks-record-tax-cuts/index.html
Flegm, E. H. (2008). The Need for Reliability in Accounting. Why historical cost is more reliable than fair value. Journal of Accountancy, 205(5), 34.
Healy, P. M., Palepu, K., & Serafeim, G. (2009). Subprime Crisis and Fair-Value Accounting. HBS Case, (109-031).
Laux, C., & Leuz, C. (2010). Did fair-value accounting contribute to the financial crisis?. Journal of economic perspectives, 24(1), 93-118.
Light, L. (2019). More than Half of All Stock Buybacks are Now Financed by Debt. Here’s Why That’s a Problem. Retrieved from https://fortune.com/2019/08/20/stock-buybacks-debt-financed/
Reda, J. (2018). How Stock Buybacks Can Affect Executive Compensation. Retrieved from http://clsbluesky.law.columbia.edu/2018/08/03/how-stock-buybacks-can-affect-executive-compensation/
Young, M. R., (2008). Both sides make good points. Journal of Accountancy, 205(5), 34.
Vaughan, E. J., & Vaughan T. M., (2013). Fundamentals of Risk and Insurance, 11th Edition.
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Allied Health And Technology Institute Reopening Guidelines COVID 19
… them to remain vigilant about preventive practices, quarantine, carry out regular screening, and contact the SHS if they experience symptoms to minimize the risk of exposing others.
High-Risk Individuals
High-risk individuals, particularly those aged above 65 and those with underlying health conditions will be engaged in remote work and learning to mitigate their … those aged above 65 and those with underlying health conditions will be engaged in remote work and learning to mitigate their exposure to risk. At-risk students will work with their faculty to determine convenient ways to make up necessary in-class tests and agree on how to turn in … in-class tests and agree on how to turn in assignments online. The use of podcasts could be considered to deliver class content to at-risk learners. At-risk faculty could be engaged in telework for duties that can be carried out remotely. For duties that cannot be carried……
References
References
CDC (2019). Operating Schools during Covid-19: CDC’s Considerations. Center for Diseases Prevention and Control (CDC). Retrieved from https://www.cdc.gov/coronavirus/2019-ncov/community/schools-childcare/schools.html
DC Health (2020). Health Notice for district of Columbia Healthcare Providers . DC Health. Retrieved from https://dchealth.dc.gov/sites/default/files/dc/sites/doh/publication/attachments/COVID-19_HAN_20200305_Final_update.pdf
WHO (2020). Key Messages and Actions for Covid-19 Prevention and Control in Schools. World Health Organization. Retrieved from https://www.who.int/docs/default-source/coronaviruse/key-messages-and-actions-for-covid-19-prevention-and-control-in-schools-march-2020.pdf?sfvrsn=baf81d52_4
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Maslow S Hierarchy Of Needs Model And Its Application In Human Resources
… by way of referral from another employee there. Although employee referrals are an easy, fast and often tempting way to staff positions, the risk is that doing so can lead to a less diverse workplace, with 40% of all referrals tending to be white men (Payscale, 2018). … workplace and why using search strategies like deliberately asking for diverse referrals or even for leads instead of referrals can help reduce the risk of non-diverse hires.
Research Findings
The theory used to assess the findings for this research was agency theory, which is used to explain … in this case the employee, says is checked up on and looked into, HR can ensure that workplace diversity is not put at risk. However, without a culture that promotes accountability and fosters a sense of duty, agency theory cannot be used to explain why the trust … whether such a candidate would……
References
Bibliography
Bussin, M., & Christos, D. (2018). Blind hiring not as crazy as it sounds. HR Future, 2018(Sep 2018), 36-39.
CBS News (2017). Retrieved from http://www.cbsnews.com/videos/meet-bozoma-saint-john-the-woman-tasked-with-fixing-ubers-image/ " target="_blank" REL="NOFOLLOW">
Study Document
Financial Planning
… themselves off the burden while investing in better opportunities that can save up cost and have a promising rate of return with lesser risk. These returns can be saved up or re-invested with a tax free IRA, again assisting their financial goals.
Through Chris and Dayna, having ……
References
References
Doyle, A. (2019, May 14). How much is the average wage in America. The Balance Careers. Retrieved from https://www.thebalancecareers.com/how-much-is-the-average-raise-in-america-4582795
Solution, I. D. (n.d.). How To Set Financial Goals: 6 Simple Steps. InCharge Debt Solution.
Study Document
How To Use Employee Referrals To Increase Workforce But Still Be
… by way of referral from another employee there. Although employee referrals are an easy, fast and often tempting way to staff positions, the risk is that doing so can lead to a less diverse workplace, with 40% of all referrals tending to be white men (Payscale, 2018). … workplace and why using search strategies like deliberately asking for diverse referrals or even for leads instead of referrals can help reduce the risk of non-diverse hires.
Research Findings
The theory used to assess the findings for this research was agency theory, which is used to explain … in this case the employee, says is checked up on and looked into, HR can ensure that workplace diversity is not put at risk. However, without a culture that promotes accountability and fosters a sense of duty, agency theory cannot be used to explain why the trust … whether such a candidate would……
References
Bibliography
Bussin, M., & Christos, D. (2018). Blind hiring not as crazy as it sounds. HR Future, 2018(Sep 2018), 36-39.
CBS News (2017). Retrieved from http://www.cbsnews.com/videos/meet-bozoma-saint-john-the-woman-tasked-with-fixing-ubers-image/ " target="_blank" REL="NOFOLLOW">
Study Document
Brazilian Market Entry Pricing Strategy
… are critical, and any gear that does not adhere to international-level safety standards simply won’t be purchased by serious climbers, as it would risk their lives to do so. So it is reasonable to assume that gear that is premium in the US would also be considered … would allow a competitor to undercut the Kilimanjaro with an equivalent quality harness.
There is also the threat associated with foreign currency exchange risk. When exchange rates change, the value of the profits earned in a country can change as well. If Peak adopts penetration pricing, for … on its pricing strategy. The real is current in a partial float against the dollar, meaning that there will be some exchange rate risk associated with the Brazilian market (Downey, 2019).
Lastly, there is the threat associated with the dependence on Amazonas for distribution. While there is … an advantage in any dispute,……
References
References
Chappelow, J. (2019) Monopolistic competition. Investopedia. Retrieved March 28, 2020 from https://www.investopedia.com/terms/m/monopolisticmarket.asp
CIA World Factbook. (2020) Brazil. Central Intelligence Agency. Retrieved March 28, 2020 from https://www.cia.gov/library/publications/the-world-factbook/geos/br.html
Decker, A. (2020) The ultimate guide to pricing strategies HubSpot. Retrieved March 28, 2020 from https://blog.hubspot.com/sales/pricing-strategy
Dourado, A., Canabrava, L, Spadano, L, Alvarenga, P., Salles, R., Advogados, F., Lourencao, M. & Trung, T. (2019) Doing business in Brazil: An overview. Thomson Reuters Practical Law. Retrieved March 28, 2020 from https://uk.practicallaw.thomsonreuters.com/0-503-8385?__lrTS=20180603124715781&transitionType=Default&contextData= (sc.Default)&firstPage=true&bhcp=1#co_anchor_a102539
Downey, L. (2019) Brazilian real. Investopedia. Retrieved March 28, 2020 from https://www.investopedia.com/terms/forex/a/brl-brazilian-real.asp
Furgison, L. (2019) SWOT analysis, step 5: developing actionable strategies. BPlans.com. Retrieved March 28, 2020 from https://articles.bplans.com/swot-analysis-challenge-day-5-turning-swot-analysis-actionable-strategies/
Kokemuller, N. (2020) Entry pricing strategy. Houston Chronicle. Retrieved March 28, 2020 from https://smallbusiness.chron.com/entry-pricing-strategy-61428.html
Riley, C. (2019) Jair Bolsinaro says Brazil is open for business. CNN Business. Retrieved March 28, 2020 from https://www.cnn.com/2019/01/22/business/bolsonaro-brazil-davos-foreign-investment/index.html
Study Document
Governments Procurement Methods In Integrated Public Service
… stimulated further research in PPPs. The result has been the development of new PPP models, frameworks, issues to do with concession, project financing, risk management, allocation, and critical success factors (CSFs). While there have been numerous efforts to streamline PPPs, efforts to streamline their framework have been … project's success. In the current arrangement of clinical service delivery, it means that there must be an agreement at the outset on what risks will be carried by who. The benefits that will accrue from the project must also be allotted with care. A partnership is more … partnership is more like a marriage in which trust is a mandatory ingredient. Employing such tools as open book accounting, multilateral agreements, joint risk management teams, shared governance, and expert resources will enrich the realization of the partnership goals. It is critical to invest in planning and … provide an impetus and guideline……
References
Bibliography
Duff, V. (2020). What is organizational integration? Retrieved from https://smallbusiness.chron.com/organizational-integration-82053.html
Friedman, S. (2016). Successful public/private partnerships from principles to practices. Washington, DC: Urban Land Institute.
Ma, L., Li, J., Jin, R., &Ke, Y. (2019). A holistic review of public-private partnership literature published between 2008 and 2018. Advances in Civil Engineering. Retrieved from http://downloads.hindawi.com/journals/ace/2019/7094653.pdf
PrivacySense. (2016). Public sector. Retrieved from http://www.privacysense.net/terms/public-sector/
Reddy, C. (2016). Staff training: Importance, benefits, advantages, and disadvantages. Retrieved from https://content.wisestep.com/staff-training-importance-benefits-advantages-disadvantages/
Sekhri, N., Feachem, R., & Ni, A. (2011). Public-private integrated partnerships demonstrate the potential to improve health care access, quality, and efficiency. Health Affairs, 30(8).
Study Document
Child Protection
… a Registered nurse in NSW, I can identify, consult others, and respond to situations where a young person or a child is at risk of harm. Some of the common reasons that predispose young people and children to risk include family and domestic violence, sexual, emotional, and physical neglect. In Fiona's case, the important risk of harm is neglect (NSW Government, 2018b). Fiona burnt part of her feet on the heater three days ago. Susanna, on noticing, cleaned … cleaned the wound using tap water. She applied papaw ointment and covered it with an adhesive bandage. In this case, the most significant risk is neglect. Under the circumstances, a question suffices to ask where the mother was when Fiona, a three-year-old, got burnt.
Summary of MRG … situation where the parent is not able to provide because of circumstances, the…[break]…· Report cases where the unborn are likely to be……
References
References
Australian Law Reform Commission (ALRC). (2010). Family violence: A national legal response. Canberra: ALRC.
Child Family Community Australia (CFCA). (2016). Australian legal definitions: When is a child in need of protection? (CFCA Resource Sheet). Melbourne: Australian Institute of Family Studies.
New South Wales Government. (1998). Children and Young Persons (Care and Protection) Act 1998.
NSW Government, (2018a). Child wellbeing and child protection fact sheet for NSW Health workers. Retrieved from https://www.health.nsw.gov.au/parvan/childprotect/Pages/child-wellbeing.aspx
NSW Government, (2018b). About child protection and wellbeing. Retrieved from https://www.health.nsw.gov.au/parvan/childprotect/Pages/default.aspx
WHO (2002). \\\\\\\\\\\\"Chapter 3: Child abuse and neglect by parents and other caregivers.\\\\\\\\\\\\" World report on violence and health. Retrieved from https://www.who.int/violence_injury_prevention/violence/global_campaign/en/chap3.pdf
World Health Organization. (2006). Preventing child maltreatment: a guide to taking action and generating evidence. Geneva, WHO.
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