Financial Crisis Essays (Examples)
Study Document
The Global Financial Crisis Money Laundering
Money Laundering: The Global financial crisis
There is disturbing evidence that money derived from the illegal sale of drugs was one of the primary means through which some banks … money derived from the illegal sale of drugs was one of the primary means through which some banks remained solvent through the global financial crisis of 2008. According to Rajeev Syal of The Guardian, “Inter-bank loans were funded by money that originated from the drugs trade and other … for less regulation of money laundering in general, since this is what the drug trade is dependent upon. The insecurity caused by the financial crisis may make some banks wary of regulation of any aspect of investment which has helped them extricate themselves from the difficulties they experienced … of regulation of any aspect of investment which has helped them extricate themselves from the difficulties they experienced in the wake of……
References
Bibliography
Rajeev Syal, ‘Drug money saved banks in global crisis, claims UN advisor,’ The Guardian (London, 13 Dec 2009) accessed 13 September 2019
Study Document
Higher Education Institutional Crisis And Solutions
… body (California State University Los Angeles, 2020).
Organizational Problem
One of the fundamental problems being faced by California State University, Los Angeles is financial limitations and constraints to facilitate student aid and also university business operations. Statistics indicate that several higher education organizations are experience major financial challenges, facing an increase of 8 percent in the 2017 school year. Furthermore, the declining state funding year after year for higher education … partners to generate new revenue streams. Furthermore, the university needs to set aside outdated strategies for student enrollment and replace them with newer financial aid analytical models that distinguish academic programs. Also, they need to emphasize student life and concentrate on results via a stronger career-counseling network ……
References
References
California State University Los Angeles. (2020). Strategic Plan. Retrieved from: http://www.calstatela.edu/strategicplan
Chavez, M. (2019). Cal State LA has proposed a plan to cut enrollment for incoming freshmen beginning Fall 2020. University Times. Retrieved from: https://csulauniversitytimes.com/operation-impaction/
Finney, J. E. (2014). Why the finance model for public higher education is broken and must be fixed. Public Policy Initiative 2(6).
Wiley Education Services. (2020). Top Challenges Facing U.S. Higher Education. Retrieved from: https://edservices.wiley.com/top-higher-education-challenges/
Unigo. (2020). California State University – Los Angeles: What do you consider the worst thing about your school? Why? Retrieved from: https://www.unigo.com/colleges/california-state-university-los-angeles/q-and-a/what-do-you-consider-the-worst-thing-about-your-school-why-673/1
Mitchell, B. C. (February 22, 2018). America\\\\\\\\\\\\'s colleges and universities have a serious revenue problem. Hechinger Report. Retrieved from: https://hechingerreport.org/opinion-americas-colleges-universities-serious-revenue-problem/
Hussain, S. (February 25, 2019). Cal State L.A.\\\\\\\\\\\\'s plan to raise admissions standards faces pushback from students and faculty. Los Angeles Times. https://www.latimes.com/local/lanow/la-me-edu-cal-state-los-angeles-admissions-20190225-story.html
Zeleza, P. T. (March 12, 2020). Money Matters: The Financial Crises Facing Universities. The Elephant. Retrieved from: https://www.theelephant.info/ideas/2020/03/12/money-matters-the-financial-crises-facing-universities/
Study Document
Financial Planning
… and secondly, because they can solely focus on the saving part as well.
Once the debt is paid off, they can become more financial stable and can make decisions independently. They can direct themselves to other goals since there are so many premium payments of insurance, monthly … educational needs while also assisting them to become more stable and independent in their lives. [1: Solution, I. D. (n.d.). How To Set financial Goals: 6 Simple Steps. InCharge Debt Solution.]
Moreover, these saved up funds from paying off the liabilities can be used for investment purposes … existing ones as economic condition might vary and Howe doesn’t have a lot of available funds to assist themselves in the time of crisis, while the college education fee and other expenditures adds up to more of a negative balance. It’s better for Howe to pay off … promising rate of return with……
References
References
Doyle, A. (2019, May 14). How much is the average wage in America. The Balance Careers. Retrieved from https://www.thebalancecareers.com/how-much-is-the-average-raise-in-america-4582795
Solution, I. D. (n.d.). How To Set Financial Goals: 6 Simple Steps. InCharge Debt Solution.
Study Document
SEC Enforcement Of Goldman Sachs And AIG
… “Fraud In Connection With the Structuring and Marketing of a Synthetic CDO” from the 2007 subprime mortgage scandal at the heart of the financial crisis of 2007-2008 (SEC, 2010). The specific charge was that the bank and Tourre made material misstatements and omissions in connection with a synthetic … linked to the performance of the subprime housing mortgage market—i.e., the subprime mortgage-backed securities identified by Lewis (2010) as triggering the wave of financial distress that led to central banking intervention (unconventional monetary policy—also known as quantitative easing) and the inflation of asset bubbles currently seen today … The company’s reputation was hurt but not so extensively as one might think: the bank is still recognized as one of the top financial leaders in the industry and its role in the financial crisis of 2007-2008 was not much different from the role of any of the…[break]…analyzed in this context, it……
References
References
Baer, J. (2014). Former Goldman Trader Tourre Won't Appeal Fraud Verdict. Retrieved from https://www.wsj.com/articles/former-goldman-trader-tourre-wont-seek-appeal-of-securities-fraud-verdict-1401221556
Huston, J. H., & Spencer, R. W. (2018). Quantitative easing and asset bubbles. Applied Economics Letters, 25(6), 369-374.
Lewis, M. (2010). The Big Short. NY: W. W. Norton.
McDonald, R., & Paulson, A. (2015). AIG in Hindsight. Journal of Economic Perspectives, 29(2), 81-106.
Murray, N., Manrai, A. K., & Manrai, L. A. (2018). The role of incentives/punishments, moral hazard, and conflicts of interests in the 2008 financial crisis. The bi-annual academic publication of Universidad ESAN, 22(43).
SEC. (2010). Litigation Release No. 21489 / April 16, 2010. Retrieved from https://www.sec.gov/litigation/litreleases/2010/lr21489.htm
Weisenthal, J. (2009). Goldman Sachs made billions shorting AIG. Retrieved from https://www.businessinsider.com/goldman-sachs-made-billions-shorting-aig-2009-3
Study Document
The Government S Economic Policies Effect Good Or Bad Economy
… by increasing the prices of their goods and services.
Recommendation
Past performance shows that monetary policy influences the economy. All through the 2007-2008 financial crisis, the Federal Reserve dropped its target for the federal funds rate to zero percent (Labonte, 2020). The Fed's also created special forms of … target for the federal funds rate to zero percent (Labonte, 2020). The Fed's also created special forms of loans to banks and other financial institutions. These actions were successful as the recession ended in 2009. However, the economy is still recovering slowly. In the future, Congress should … the discount rate to stabilize the economy. Their goal is to maintain price stability and maximum employment. The Fed's actions during the 2007-2009 financial crisis are evidence that monetary policy influences the economy. They were……
References
References
Federal Reserve. (2020, March 15). Federal open market committee. Retrieved March 30, 2020, from https://www.federalreserve.gov/monetarypolicy/fomccalendars.htm
Labonte, M. (2020). Monetary policy and the Federal Reserve: Current policy and conditions (RL30354). Retrieved from Congressional Research Service website: https://fas.org/sgp/crs/misc/RL30354.pdf
Madimutsa, C. (2008). The Policy Formulation Process. Retrieved from https://www.researchgate.net/publication/336927323_The_Policy_Formulation_Proce ss
McGraw-Hill Education. (n.d.). The role of government. Retrieved from https://www.jasonsclassroom.com/social-studies/cc-basics/chapter-5/lesson-5.3/
Suman, S. (2015, October 26). Monetary policy: Objectives, advantages, and disadvantages. Retrieved from https://www.economicsdiscussion.net/monetary-policy/advantages/monetary-policy-objectives-advantages-and-disadvantages/12768
Study Document
Higher Education Labor Rights Faculty Tenure
… extenuating circumstances may enable the educational institution to sever the contract and terminate the tenured faculty. One of those extenuating circumstances would be financial exigency: an unavoidable and unfortunate situation in which the institution experiences severe budget shortfalls and must completely reconsider reallocating resources in order to … appointments are currently not on the tenure track at all (Curnalia & Mermer, 2018). University administrators face mounting pressure to keep their institutions financial viable, which further undermines their ability to expand opportunities for tenure. Conflicts of interest have also plagued university administrators attempting to balance the … undermines their ability to expand opportunities for tenure. Conflicts of interest have also plagued university administrators attempting to balance the need for remaining financial solvent with their commitments to ideals like academic freedom.
Preserving Institutional Rights
Lofty ideals like academic freedom need not always conflict with institutional … commitments to ideals like academic……
References
References
Alleman, N.F. & Haviland, D. (2017). “I expect to be engaged as an equal”: collegiality expectations of full-time, non-tenure-track faculty members. High Educ (2017) 74: 527. https://doi.org/10.1007/s10734-016-0062-4
American Association of University Professors (AAUP 2019). Tenure. Retrieved from: https://www.aaup.org/issues/tenure
Curnalia, R. M. L., & Mermer, D. (2018). Renewing our commitment to tenure, academic freedom, and shared governance to navigate challenges in higher education. Review of Communication, 18(2), 129–139.doi:10.1080/15358593.2018.1438645
Eastman, N. J., & Boyles, D. (2015). In defense of academic freedom and faculty governance: John Dewey, the 100th anniversary of the AAUP, and the Threat of Corporatization
Mitchell, M., Palacios, V. & Leachman, M. (2015). States are still funding higher education below pre-recession levels. Journal of Collective Bargaining in the Academy, April 2015, Article 71. Retrieved from: https://thekeep.eiu.edu/cgi/viewcontent.cgi?article=1524&context=jcba
Study Document
How Interest Rates Compare Over The Last Decade Within The United
… on the inherent risk of a consumer, credit card rates determine how much an individual must pay on a month basis to the financial institution. Corporations looking to borrow funds to expand their market share must consider the variable interest rates being changed and their ability to … by individual investors, general consumers, and corporations. Banks in particular are heavily influenced by the change in interest rates as they operate as financial intermediaries between consumers and business. As a result, they often focus keenly on what interest rates may likely look like in the future … viability of the franchise (Stock, J.H. and Watson, M.W, 2007).
Banks play a vital role in the overall economy. They act as a financial intermediary between savers and borrowers. The often help to match investors (those looking to deploy capital into investments) with business enterprises (those looking … borrower to finance a home……
References
References
1. Goodhard, C and E Perotti, 2008 “Maturity mismatch stretching: Banking has taken a wrong turn”, CEPR Policy Insight 81, 6-July
2. Holston, Laubach, and Williams. 2017. “Measuring the Natural Rate of Interest: International Trends and Determinants,” Journal of International Economics 108, supplement 1 (May): S39–S75
3. Laubach and Williams. 2003. “Measuring the Natural Rate of Interest,” Review of Economics and Statistics 85, no.4 (November): 1063-70.
4. Rachel, L. and Smith, T.D., 2017. Are low real interest rates here to stay?. International Journal of Central Banking, 13(3), pp.1-42.
5. Schularick, M, and A M Taylor, (2009), “Credit Booms Gone Bust: Monetary Policy, Leverage Cycles and Financial Crises, 1870-2008”, NBER DP 15512
6. Stock, J.H. and Watson, M.W., 2007. Why has US inflation become harder to forecast?. Journal of Money, Credit and banking, 39, pp.3-33
Study Document
Directors Remuneration And Its Impact On Share Repurchases
… view director remuneration as a result of share repurchases as a case of conflict of interest or as immoral. As the global economic crisis of 2007-2008 showed, when immorality is introduced into the financial system, moral hazard can quickly escalate to the point beyond where effective risk management can any longer be demonstrated (Murray, Manrai & Manrai, … of the community in which the company is situated, consumers of the company’s products, employees of the company, and individuals from the legal financial industry. The objective is to obtain the views of stakeholders on share repurchases to see whether this activity is viewed with approval or … provide the substance for evaluation in this qualitative case study. The purpose of the comparison will be to unlock and explore the business’s financial and social situation in relation to how stakeholders view the morality of share repurchasing to see if there is……
References
References
Bendix, R. (1974). Inequality and social structure: a comparison of Marx and Weber. American Sociological Review, 149-161.
Chan, R., & Hoy, M. (1991). East—West joint ventures and buyback contracts. Journal of International Economics, 30(3-4), 331-343.
Choi, C. J., & Maldoom, D. (1992). A simple model of buybacks. Economics Letters, 40(1), 77-82.
Durkheim, E. (1997). The Division of Labor in Society. NY: The Free Press.
Egan, M. (2018). Tax cut triggers $437 billion explosion of stock buybacks. Retrieved from https://money.cnn.com/2018/07/10/investing/stock-buybacks-record-tax-cuts/index.html
Goldsmith, J. M. (1994). The case against GATT. Multinational Monitor, 15(10), 20-24.
Lee, P. (2018). Share Buybacks and Redemptions: Legal Update - Companies Act 2014. Retrieved from https://www.lexology.com/library/detail.aspx?g=30c07ac8-c29c-4f99-b17d-7844d09888ea
Mill, J. S. (1859). On Liberty. London: John W. Parker and Son, West Strand.
Study Document
Iron Contra The Covert Action Operation In Iran
Operation Ajax
The war was triggered by the Anglo-Iranian crisis of 1951 to 1953. The Anglo-Iranian Oil Company was largely viewed as a colonial influence bent on controlling the host government and enjoying … of going against the legal rights of the company and pushed for the boycott of oil from Iran. The campaign resulted in the financial crisis in Iran. Britain attempted to lure America into participating in a coup, but Truman had earlier rebuffed the idea. However, when Eisenhower took ……
References
References
Contini, C. (2013). A Realistic View on Iran: International relations and Global Politics. GRIN Verlag.
De Seve, M. (2020). Operation Ajax: The Story of the CIA Coup that Remade the Middle East. Verso Books.
Fowler, R. (2018). More Than a Doctrine: The Eisenhower Era in the Middle East. U of Nebraska Press.
Lee, C. T. (2013). A Cold War Narrative: The Covert Coup of Mohammad Mossadeq, Role of the U.S. Press and Its Haunting Legacies. Senior Theses, Trinity College, Hartford, CT. http://digitalrepository.trincoll.edu/theses/300
Levin, Y. A. (2018). Operation Ajax in the CIA analytics: colonial knowledge in postcolonial age. Samara Journal of Science, 7(2), 200-203.
Luce, D. D. (2017, September 20). The specter of operation AJAX. The Guardian. https://www.theguardian.com/politics/2003/aug/20/foreignpolicy.iran
Merica, D., & Hanna, J. (2013). In declassified document, CIA acknowledges role in\\\\\\'53 Iran Coup. CNN News. Retrieved June 15, 2020.
Roosevelt, K. (1979). Countercoup, the Struggle for the Control of Iran. McGraw-Hill Companies.
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