Financial Crisis Essays (Examples)
Study Document
Self Regulation Proposal
… 2008). Omarova (2011) describes the problematic nature of third-party regulation best in our industry: “Given the complexity and global nature of the modern financial market, any government's attempt to regulate it in a purely unilateral command-and-control manner will inevitably encounter the fundamental problem of regulatory arbitrage, whereby … market, any government's attempt to regulate it in a purely unilateral command-and-control manner will inevitably encounter the fundamental problem of regulatory arbitrage, whereby financial institutions find new ways to get around government rules, thus creating a never-ending spiral of rulemaking and rule evading” (Omarova, 2011, p. 416). … in many cases these fines do not cover the losses caused by the offending firm’s actions—nor are they more than a wrist-slap in financial terms (Greene & Odorski, 2015). The Fair Funds provision of the Sarbanes-Oxley Act (2002) was meant to ensure that fines were placed into ……
References
References
Arner, D. W., Barberis, J., & Buckey, R. P. (2016). FinTech, RegTech, and the reconceptualization of financial regulation. Nw. J. Int'l L. & Bus., 37, 371.
Arnone, M., & Padoan, P. C. (2008). Anti-money laundering by international institutions: a preliminary assessment. European Journal of Law and Economics, 26(3), 361-386.
Greene, E., & Odorski, C. (2015). SEC enforcement in the financial sector: addressing
Omarova, S. T. (2010). Rethinking the future of self-regulation in the financial industry. Brook. J. Int'l L., 35, 665.post-crisis criticism. Bus. L. Int'l, 16, 5.
Omarova, S. T. (2011). Wall street as community of fate: Toward financial industry self-regulation. University of Pennsylvania Law Review, 159(2), 411-492.
Pritchard, A. C. (2003). Self-regulation and securities markets. Regulation, 26, 32.
Study Document
The Modern World Of Autonomy Vs Heteronomy
… Little).
Social structures are simply general social behavior patterns and organization which carry on through time. The analysis of Marx concentrates on capitalism’s financial structures (class, crisis, competition, and private property among others), and Weber’s analysis concentrates on the modern organizations’ rationalized structures. Whereas the modern structure aspect that Weber … round.
Karl Marx and Critical Sociology
According to Marx, the development of the modern society is tied to capitalism’s rise as a universal financial system. During the mid-1800s, when industrialization was growing, Marx noticed that labor settings became increasingly exploitative. The huge steel producers were especially cruel, … well as historical change forces were both predicted by the connection between “superstructure and base” of the societies. As per this model, the financial structure of the society is the base upon which culture together with other social organizations rest, creating the superstructure. According to Marx, the … form, and……
References
Works cited
Gerth, H. H., and C. Wright Mills. \\\\\\\\\\\\"Politics as a Vocation.\\\\\\\\\\\\" From Max Weber: Essays in Sociology (1946): 77-128.
Little, William. “Chapter 4. Society and Modern Life.” Introduction to Sociology – 2nd Canadian Edition. (n.d.). Web.
Lumen Learning. “Theoretical Perspectives on Society.” Society and Social Interaction. (n.d.). Web.
Marx, Karl, and Friedrich Engels. \\\\\\\\\\\\"The Communist Manifesto.\\\\\\\\\\\\" Selected Works bu Karl Marx and Frederick Engels. Neu York: International Publishers 1363 (1848). 108-127.
Marx, Karl. \\\\\\\\\\\\"Economic and philosophical manuscripts.\\\\\\\\\\\\" Early writings 333 (1844) 75–112.
Marx, Karl. Grundrisse: Foundations of the critique of political economy. Penguin UK, 2005. 82-111.
Steiner, Pierre, and John Stewart. \\\\\\\\\\\\"From autonomy to heteronomy (and back): The enaction of social life.\\\\\\\\\\\\" Phenomenology and the Cognitive Sciences 8.4 (2009): 527.
Weber, Max. The protestant ethic and the spirit of capitalism. New Introduction and Translation by Stephen Kalberg. ROXBURY PUBLISHING COMPANY, 2001. 13-37
Study Document
COVID 19 Effect On Health And Economic Issues For Latinos
… flows already tight, it means that Latino families are being squeezed on all sides.
In conclusion, the Latino family during the COVID 19 crisis is being more negatively impacted by the scare than many other populations, primarily because every facet of their lives is being hit during … and schools stay in an online-only format, these families will have a very difficult time getting back on their feet and finding a financial silver lining to any of this. Their dependency upon the upper classes to have disposable income is the Achilles heel in their approach … Their cultural traditions are also being pressed, and so it will be difficult for them to access their social support systems during this crisis, and if those systems remain closed indefinitely, the health of these……
References
References
Despres, Cliff. “Coronavirus Case Rates and Death Rates for Latinos in the UnitedStates.” Salud America, 20 Apr 2020. https://salud-america.org/coronavirus-case-rates-and-death-rates-for-latinos-in-the-united-states/
Garcia, J. & Hellerstein, E. (2020). Undocumented workers face obstacles qualifying for benefits during the pandemic. Retrieved from https://calmatters.org/california-divide/2020/04/undocumented-workers-benefits-coronavirus/
Labor Council for Latin American Advancement. “The Impact of COVID 19 on Latinos in the US.” https://assets.website-files.com/5e5f2e17e96a34dcf9b586b4/5e984eab4dd4ffba712e7906_COVID%20_%20Report%20%5BFinal%5D%20for%20web.pdf
Manuel, Jens M. et al. “U.S. Latinos among hardest hit by pay cuts, job losses due to coronavirus.” PewResearch, 3 Apr 2020. https://www.pewresearch.org/fact-tank/2020/04/03/u-s-latinos-among-hardest-hit-by-pay-cuts-job-losses-due-to-coronavirus/
Tappe, Anneken. “30 million Americans have filed initial unemployment claims since mid-March.” CNN, 30 Apr 2020. https://www.cnn.com/2020/04/30/economy/unemployment-benefits-coronavirus/index.html
Study Document
Gun Violence Among African American Community
… that are likely to misuse them, and failure to allocate resources in gun violence prevention programs, all converge to exacerbate the gun violence crisis (Amnesty International, 2020). Societies across the globe are trying out new approaches to reduce or even prevent the incidence of gun violence. Some … must be reviewed and set. The responsibilities of each player must be clearly defined. There must be a clear co-coordinating mechanism developed. The financial and human resource needs must be assessed and tackled beforehand by identifying funding resources and specific human resource bases to being used. Limitations ……
References
References
Armstrong, M., & Carlson, J. (2019). Speaking of trauma: The race talk, the gun violence talk, and the racialization of gun trauma. Palgrave Communications, 5(112). https://doi.org/10.1057/s41599-019-0320-z
Maxson, C. L., Hennigan, K, and D. C. Sloane. (2003). For the sake of the neighborhood? Civil gang injunctions as a gang intervention tool in Southern California. In Scott H. Decker, Ed. Policing Gangs and Youth Violence. Belmont, CA: Wadsworth/Thomson Learning
Morris, S. (2018). Mass shootings in the US: There have been 1,624 in 1,870 days. The Guardian. https://www.theguardian.com/us-news/ng-interactive/2017/oct/02/america-mass-shootings-gun-violence
Payne, B. K. (2006). Weapon bias: split-second decisions and unintended stereotyping. Curr Directions Psychological Sci, 15(6), 287–291.
Roman, J. K. (2013).Race, justifiable homicide, and stand your ground laws: Analysis of FBI supplementary homicide report data. Retrieved from http://www.ncjrs.gov/App/publications/abstract.aspx?ID=265405
Schopper, D., Lormand, J. D.,&Waxweiler, R (eds). (2006).Developing policies to prevent injuries and violence: guidelines for policy-makers and planners. Geneva, World Health Organization.
Tate, J., Jenkins, J., Rich, S., Muyskens, J., Elliott, K., Mellnik, T., &Williams, A. (2016).How the Washington Post is examining police shootings in the United States. The Washington Post.
Tita, G. E., Troshynski, E., & Graves, M. (2007). Strategies for reducing gun violence: The role of gangs, drugs, and firearm accessibility. Research Report: National Crime Prevention Centre (NCPC). Retrieved from https://www.publicsafety.gc.ca/cnt/rsrcs/pblctns/rdcng-gn-vlnc/rdcng-gn-vlnc-eng.pdf
Study Document
Rationale Behind Passage Of The Sarbanes Oxley Act
… As such, a law that takes jail time off the table would be pointless, as the incentives to commit accounting fraud are largely financial in nature, and therefore any punishment that simply involves fines or forfeiture of assets will invariably end up with a punishment lower than … did not have any reason to feel that their confidence in the UK’s capital markets was under threat. As such, there was no crisis, and without that crisis there was no particular political will to implement any such similar law in the UK. Why this is being considered today is really ……
References
References
Jones, H. (2020) UK watchdog backs tougher Sarbanes-Oxley style rules for top companies. CNBC. Retrieved May 4, 2020 from https://www.cnbc.com/2020/03/09/reuters-america-uk-watchdog-backs-tougher-sarbanes-oxley-style-rules-for-top-companies.html
Study Document
Resilience Theory Essay
… individual or organization vulnerable to threats is one that is ill-prepared. Not having enough savings would make a person vulnerable to a sudden crisis such as unemployment, illness, or any unforeseen expenditure. Similarly with organizations, not having a cogent financial plan would render the company unable to withstand a crisis. Being vulnerable is not an inevitability, even though risk may be. Even when vulnerability is inevitable, as it is with at-risk populations facing ……
References
References
Ledesma, J. (2014). Conceptual frameworks and research models on resliience in leadership. Sage Open 4(3): https://doi.org/10.1177/2158244014545464
Moore, C. (2020). Resilience theory: What research articles in psychology teach us. Positive Psychology. Retrieved from: https://positivepsychology.com/resilience-theory/
Shean, M. (2015). Current theories relating to resilience and young people. VicHealth. Retrieved from: https://evidenceforlearning.org.au/assets/Grant-Round-II-Resilience/Current-theories-relating-to-resilience-and-young-people.pdf
Van Breda, A.D. (2018). A critical review of resilience theory and its relevance for social work.
Zimmerman, M.A. (2013). Resiliency theory. Health Education Behavior 40(4)L 381-383.
Study Document
Contaminated Lead Water The Effects In Newark
… This may create unnecessary tension and fear amongst those that are directly affected by such findings. Secondly, implementation of the bill may increase financial burden on the government in an instance where the whole water piping system is to be replaced (Jasey, 2019).
Conclusion
Finally, the DEP ……
References
References
Hanna-Attisha, M., LaChance, J., Sadler, R. C., & Champney Schnepp, A. (2016). Elevated blood lead levels in children associated with the Flint drinking water crisis: a spatial analysis of risk and public health response. American journal of public health, 106(2), 283-290.( https://ajph.aphapublications.org/doi/abs/10.2105/AJPH.2015.303003 )
Jasey, N. (2019). Assembly Higher Education Hearing (19:00 1/17/2019 A-4866( https://www.billtrack50.com/BillDetail/918815 )
Kiefer, E. (2018). Newark Hands Out Thousands Of Lead Water Filters After Lawsuit ( https://patch.com/new-jersey/newarknj/newark-hands-out-thousands-lead-water-filters-after-lawsuit )
Leyden, L. (2018). A Water Crisis in Newark Brings New Worries (https://www.nytimes.com/2018/12/03/nyregion/newark-drinking-water-lead.html)
Panico, R. (2019). Newark Exceeds Lead Levels Again, Receives 3 Other Water Violations ( https://www.tapinto.net/towns/newark/articles/newark-exceeds-lead-levels-again-receives-3-other-water-violations )
Sax, S. (2018). HOW NEWARK GOT LEAD IN ITS WATER, AND WHAT IT MEANS FOR THE REST OF AMERICA. ( https://news.vice.com/en_us/article/yw7kyb/how-newark-got-lead-in-its-water-and-what-it-means-for-the-rest-of-america )
Sol, M. W. (2019). The lead in Newark’s drinking water has hit a \\\\'jaw dropping’ high level, tests show (NJ Advance Media for NJ.com) ( https://www.nj.com/news/2019/01/the-lead-in-newarks-drinking-water-supply-has-hit-a-jaw-dropping-high-level-tests-show.html )
Wani, A. L., Ara, A., & Usmani, J. A. (2015). Lead toxicity: a review. Interdisciplinary toxicology, 8(2), 55-64.( https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4961898/ )
Study Document
Labor Market Wages And Income Inequality
… inequality in the U.S. and discusses them in terms of inflation (caused by the injection of $4 trillion worth of liquidity into the financial markets by the Federal Reserve after the global economic crisis threatened to derail capitalism). It describes what has been written in three news articles in recent years and months, and discusses them with … along with the other central banks of the world engaged in unconventional monetary policy aka quantitative easing in response to the global economic crisis of 2007-2008, asset prices have increased exponentially—whether one is looking at the S&P 500, housing costs, healthcare costs, education costs, or even precious ……
References
References
BBC. (2019). US economy under Trump: Is it the greatest in history? Retrieved from https://www.bbc.com/news/world-45827430
Bernstein, J. (2019). A tight job market is a potent force against inequality and wage stagnation. Retrieved from https://www.washingtonpost.com/outlook/2019/02/01/tight-job-market-is-potent-force-against-inequality-wage-stagnation/?utm_term=.0a531cf24efb
Cox, J. (2019). Private payroll growth tops estimates as job market shows signs of tightening. Retrieved from https://www.cnbc.com/2019/07/31/private-payrolls-up-156k-in-july-vs-150k-est-adpmoodys.html
Harwood, J. (2019). 5 reasons why income inequality has become a major political issue. Retrieved from https://www.cnbc.com/2019/06/05/5-reasons-income-inequality-has-become-a-major-political-issue.html
Study Document
Test1
...Financial crisis Strengths Perspective Theory
Provide some data specific points on the trends associated with the two oppressed/marginalized population (LGBTC Youth and Homeless Youth). B. Indicate the reason behind your interest in the population, and its direct connection to social work practice.
LGBTC youths are overrepresented amongst the homeless population. In spite of the fact that it is challenging to obtain accurate figures, it is approximated that LGBTC youths constitute 20 percent to 40 percent of the entire homeless youth population but make up solely 4 percent to 10 percent of the overall youth population. It is suggested that LGBTC youths are at greater risk of facing homelessness as compared to other youths (Cray et al., 2013). The inference of this is that they are almost 7 times over represented amongst the homeless community. Research indicates that LGBTC youth have a greater likelihood of running away from their homes as compared to……
References
References
Bilodeau, B. L., & Renn, K. A. (2005). Analysis of LGBT identity development models and implications for practice. New directions for student services, 2005(111), 25-39.
Cray, A., Miller, K., & Durso, L. E. (2013). Seeking shelter: The experiences and unmet needs of LGBT homeless youth. Washington, DC: Center for American Progress.
Cunningham, M., Pergamit, M., Astone, N., & Luna, J. (2014). Homeless LGBTQ youth. Washington, DC: Urban Institute.
Dank, M., Yahner, J., Madden, K., Bañuelos, I., Yu, L., Ritchie, A., ... & Conner, B. (2015). Surviving the Streets of New York: Experiences of LGBTQ Youth, YMSM and YWSW Engaged in Survival Sex. Washington, DC: Urban Institute.
D'augelli, A. R. (2006). Developmental and contextual factors and mental health among lesbian, gay, and bisexual youths. American Psychological Association.
Durso, L. E., & Gates, G. J. (2012). Serving our youth: Findings from a national survey of services providers working with lesbian, gay, bisexual and transgender youth who are homeless or at risk of becoming homeless. Los Angeles: The Williams Institute with True Colors and the Palatte Fund.
Foss, S. (2017). A Guide to Social Work Advocacy for Transgender Adolescents and Young Adults. Texas State University.
Higa, D., Hoppe, M. J., Lindhorst, T., Mincer, S., Beadnell, B., Morrison, D. M., ... & Mountz, S. (2014). Negative and positive factors associated with the well-being of lesbian, gay, bisexual, transgender, queer, and questioning (LGBTQ) youth. Youth & Society, 46(5), 663-687.
Study Document
Federal Reserve Operations And Market Impact
...Financial crisis What tools are used by the Federal Reserve to implement monetary policy?
Monetary policy refers to the actions undertaken by the Federal Reserve, which is the central bank, to control credit and its flow within the United States economy. Significantly, what occurs with money and credit influences interest rates and also the performance of the nation’s economy as a whole (Federal Reserve Education, n.d).
The Federal Reserve presently utilizes numerous tools in the implementation of monetary policy about its statutory obligation to nurture maximum employment and stability in prices. The following are the tools:
1. Open market operations (OMO)
The Fed carries out OMO in domestic markets. The terminology open market implies that the Federal Reserve does not decide on its own concerning the kind of securities dealers it will carry out business with on a certain day. Instead, this choice emanates from an open market whereby the different securities……
References
References
Brandl, M. (2020). Money, banking, financial markets & institutions. New York: Cengage Learning.
Federal Reserve Education. (n.d). Monetary Policy Basics. Retrieved from: https://www.federalreserveeducation.org/about-the-fed/structure-and-functions/monetary-policy
Federal Reserve. (2017). Monetary Policy Tools. Retrieved from: https://www.federalreserve.gov/monetarypolicy/bsd-monetary-policy-tools-201711.htm
Lumen Learning. (n.d). Macroeconomics: How a Central Bank Executes Monetary Policy. Retrieved from: https://courses.lumenlearning.com/suny-macroeconomics/chapter/tools-of-monetary-policy/
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