Debt Essays (Examples)
Study Document
The Rising Cost Of Public Education In United States
… the educational institutions without deep investigations of the students and their families for the ability to repay their loans afterwards, the loans and debt burden is increased on the governments and the educational institutions both if the family comes out to be defaulter ( Mitchell, Leachman and … loans and have to repay them by working (“Surprising Side Effects of Rising College Costs”). Fourteen percent do not get married because of debt, female graduates have their first kid at later ages because of debt payback, and medical or dental care is delayed by 27 percent of the same population due to the same reason.
Pragmatic Solutions
One ……
References
Works Cited
Amour, Madeline. “Report: living expenses, not tuition, are the problem.” Inside Higher Ed, 13 May 2020, https://www.insidehighered.com/news/2020/05/13/living-expenses-are-larger- barrier-students-tuition-report-finds. Accessed 30 Jul. 2020.
Cude, Katherine. The Rising Cost Of Tuition At Four Year Public Universities: A Comparison Of The Explanations Offered By The Academic Literature And University Decision Makers. 2016. University of Vermont, Undergraduate theses. Scholar Works, https://scholarworks.uvm.edu/cgi/viewcontent.cgi?article=1027&context=castheses
Davidson, Adam. “Is College Tuition Really Too High?” The New York Times Magazine, 8 Sep. 2015, https://www.nytimes.com/2015/09/13/magazine/is-college-tuition-too-high.html . Accessed 30 Jul. 2020.
Desrochers, Donna, and Kirshstein, Rita. Labor Intensive or Labor Expensive? 2014. American Institutes for Research, Delta Cost Project. Lumina Foundation, https://www.luminafoundation.org/files/resources/deltacostair-labor-expensive-higher- education-staffing-brief-feb2014.pdf
Dickler, Jessica. “Why College Tuition Keeps Rising.” CNBC, 24 Oct. 2019, https://www.cnbc.com/2019/10/24/why-college-tuition-keeps-rising.html, Accessed 30 Jul. 2020.
Hemelt, Steven, and Marcotte, Dave. Rising Tuition And Enrollment In Public Higher Education. 2008. IZA, Discussion Paper. IZA, http://ftp.iza.org/dp3827.pdf
Hemelt, Steven, and Marcotte, Dave. “The Impact of Tuition Increases on Enrollment at Public Colleges and Universities.” Educational Evaluation and Policy Analysis, vol. 33, no. 4, Dec. 2011, pp. 435-457.
Hess, Abigail. “The Cost of College Increased by More Than 25% In the Last 10 Years- Here’s Why.” CNBC, 13 Dec. 2019, https://www.cnbc.com/2019/12/13/cost-of-college- increased-by-more-than-25percent-in-the-last-10-years.html. Accessed 30 Jul. 2020.
Study Document
Agency Theory And The Limitations Of Representative Government
… but a total revamping of the culture of the federal government with a care ethic being instilled.
But is such even possible? The debt ceiling is used as a political cudgel when it is convenient for both sides of the political aisle. The Left or the Right … is convenient for both sides of the political aisle. The Left or the Right will force a shutdown over protestations of raising the debt ceiling—and then when they obtain the concession they were seeking they will sign off on raising the debt ceiling as though it were never really an issue for them in the first place. This is exactly the sort of political gaming ……
References
References
Eisenhardt, K. M. (1989). Agency theory: An assessment and review. Academy of management review, 14(1), 57-74.
Elwood, T. W. (2008). Politics of the US Federal Budget Process. International quarterly of community health education, 28(1), 3-12.
Jennings, M. (2008). Business Ethics: Case Studies and Selected Readings. Cengage.
Machold, S., Ahmed, P.K., & Farquhar, S.S. (2007). Corporate Governance and Ethics: A Feminist Perspective. Journal of Business Ethics (2008) 81:665-678.
ProActive Solutions. (2020). Agency theory. Retrieved from http://knowledgegrab.com/learners-zone/study-support/performance-management-review/framework-introduction-to-hrm/agency-theory/
Study Document
Supply Chain Management In Canada
...Debt Strategic Supply Chain Management: Case Study
I. Executive Summary
Strategic supply chain management consists of strategic, tactical and operational levels, wherein general planning, short-term process decision-making, and day-to-day operations are planned and executed. This case study examines the supply chain issues of Krebbler-McCray Home Products and provides recommendations together with an integration implementation and monitoring plan to address both the long and short term issues presented in the case. The report is organized in the following sections: Issues Identification, Environmental Analysis, Root Cause Analysis, Alternatives and Options, Recommendations, Implementation, and Monitor and Control. It covers the strategy and market position of the company, the supply chain decisions that have to be made, evaluation criteria, possible alternatives, quantitative and non-quantitative analysis, how the best strategy can be implemented, and how the company be know whether the strategy has been successful.
The main points of this summary are the following:
1. The……
References
Bibliography
Channick, Robert. “Fallout from China Trade War,” Chicago Tribune, 2019. https://www.chicagotribune.com/business/ct-biz-china-tariffs-illinois-impact-20190510-story.html
Krebbler Furniture Case Study, Supply Chain Management Association. Digital File.
Study Document
Labor Market Wages And Income Inequality
… the same time, zombie companies emerge, created by low interest rates which incentivize over-leveraging. Stocks hit all-time highs at the same time corporate debt does too. If rates go back up, investors will flee the market and the whole scheme collapses—which is why Trump bemoans any possibility … now corporations are addicted to easy credit and cannot tolerate any raising of rates because they will not be able to service the debts they have taken on. They are like the U.S. government in that sense. Wages will remain stagnant unless minimum wage laws force hikes. ……
References
References
BBC. (2019). US economy under Trump: Is it the greatest in history? Retrieved from https://www.bbc.com/news/world-45827430
Bernstein, J. (2019). A tight job market is a potent force against inequality and wage stagnation. Retrieved from https://www.washingtonpost.com/outlook/2019/02/01/tight-job-market-is-potent-force-against-inequality-wage-stagnation/?utm_term=.0a531cf24efb
Cox, J. (2019). Private payroll growth tops estimates as job market shows signs of tightening. Retrieved from https://www.cnbc.com/2019/07/31/private-payrolls-up-156k-in-july-vs-150k-est-adpmoodys.html
Harwood, J. (2019). 5 reasons why income inequality has become a major political issue. Retrieved from https://www.cnbc.com/2019/06/05/5-reasons-income-inequality-has-become-a-major-political-issue.html
Study Document
Shareholder Vs Stakeholder Theory
...Debt Introduction
Milton Friedman’s quote gets to the heart of the conflict between shareholder theory vs. stakeholder theory. Shareholder theory posits that a corporation’s sole responsibility is to maximize the return on investment (ROI) for shareholders. Stakeholder theory posits, on the other hand, that a company owes a duty to all stakeholders (not just shareholders)—members of the community, workers, consumers; in short, anyone who is part of or who is impacted in some way by the company. The question is: Do corporations exist only to serve the interests of shareholders or do they also have a responsibility to serve stakeholders as well? This paper will answer that question by looking at the nature and essence of business social responsibility from the standpoint of the four major sources of ethical values in business: Law, Culture, Philosophy, and Religion. It will show that in today’s business environment, stakeholder theory needs to be pursued……
References
References
Augustine. (n.d.). Commentaries on Sermon on the Mount. http://www.newadvent.org/fathers/16011.htm
Chen, J. (2019). Market Milestones as the Bull Market Turns 10. Retrieved from https://www.investopedia.com/market-milestones-as-the-bull-market-turns-10-4588903
Egan, M. (2018). Tax cut triggers $437 billion explosion of stock buybacks. Retrieved from https://money.cnn.com/2018/07/10/investing/stock-buybacks-record-tax-cuts/index.html
Henrich, S. (2019). Unholy alliance. Retrieved from https://northmantrader.com/2019/11/30/unholy-alliance/
Laux, C., & Leuz, C. (2010). Did fair-value accounting contribute to the financial crisis?. Journal of economic perspectives, 24(1), 93-118.
Light, L. (2019). More than Half of All Stock Buybacks are Now Financed by Debt. Here’s Why That’s a Problem. Retrieved from https://fortune.com/2019/08/20/stock-buybacks-debt-financed/
Mullen, C. (2019). People want to buy \\\\\\'local\\\\\\' food, but they\\\\\\'re not sure what it means. Retrieved from https://www.bizjournals.com/bizwomen/news/latest-news/2019/05/people-want-to-buy-local-food-but-theyre-not-sure.html?page=all
Putka, G. (2019). Insiders are selling. Retrieved from https://www.washingtonpost.com/business/economy/company-insiders-are-selling-stock-during-buyback-programs-and-making-additional-profits-when-stock-prices-jump-and-its-legal/2019/11/06/fc592f58-e493-11e9-a331-2df12d56a80b_story.html
Study Document
Integrated Waveguide Technologies Preparing For A Public Offering
… $50 Priori Distribution value of equity and Per Stock Price
· Intrinsic Value of Equity = (Value of Operations Short Term Investment – Debt)/Number of shares: ($1937.5Million $50 Million - $387.5 Million) = $1600 Million
· Intrinsic Per Share Stock Price = $1600M/100M = $16
Question 12: ……
References
References
Al-Malkawi, H.-A. N., Rafferty, M., & Pillai, R. (2010). Dividend Policy?: A Review of Literatures and Empirical Evidence. International Bulletin of Business Administration, 5(9), 38–45. https://doi.org/10.12816/0037572
Baker, H. K., & Weigand, R. (2015). Corporate dividend policy revisited. In Managerial Finance (Vol. 41, Issue 2, pp. 126–144). https://doi.org/10.1108/MF-03-2014-0077
Black, F., & Scholes, M. (2010). The effects of dividend yield and dividend policy on common stock prices and returns. In Journal of Financial Economics (Vol. 1, Issue 1, pp. 1–22). https://doi.org/10.1016/0304-405X(74)90006-3
Farre-Mensa, J., Michaely, R., & Schmalz, M. (2014). Payout Policy. Annual Review of Financial Economics, 6, 75–134.
Mohanasundari, M., & Vidhya, P. (2016). Dividend Policy and Its Impact on Firm Value: A Review of Theories and Empirical Evidence. Journal of Management Sciences and Technology, 3(3), 59–69.
Travlos, Trigeorgis, & Vafeas. (2001). No Title. Multinational Finance Journal, 5(2), 87–112.
Study Document
How Interest Rates Compare Over The Last Decade Within The United
… looking to borrow funds to expand their market share must consider the variable interest rates being changed and their ability to service the debt. Even governments must be mindful of the extent of their borrowers and the corresponding impact of interest rates on their ability to services … governments must be mindful of the extent of their borrowers and the corresponding impact of interest rates on their ability to services the debt. Due primarily to their importance in key elements of human civilization, interest rates are a closely watched tool by individual investors, general consumers, ……
References
References
1. Goodhard, C and E Perotti, 2008 “Maturity mismatch stretching: Banking has taken a wrong turn”, CEPR Policy Insight 81, 6-July
2. Holston, Laubach, and Williams. 2017. “Measuring the Natural Rate of Interest: International Trends and Determinants,” Journal of International Economics 108, supplement 1 (May): S39–S75
3. Laubach and Williams. 2003. “Measuring the Natural Rate of Interest,” Review of Economics and Statistics 85, no.4 (November): 1063-70.
4. Rachel, L. and Smith, T.D., 2017. Are low real interest rates here to stay?. International Journal of Central Banking, 13(3), pp.1-42.
5. Schularick, M, and A M Taylor, (2009), “Credit Booms Gone Bust: Monetary Policy, Leverage Cycles and Financial Crises, 1870-2008”, NBER DP 15512
6. Stock, J.H. and Watson, M.W., 2007. Why has US inflation become harder to forecast?. Journal of Money, Credit and banking, 39, pp.3-33
Study Document
Israel And Palestine A Problem Of Two Cultures
...Debt Understanding Israel and Palestine
Part 1
“A denial of life is a rejection of the God of life” (Keum 4). This gets to the heart of what I felt as I experienced Palestine for myself. Seeing the West Bank in person allowed me to witness a whole new level of marginalization and oppression that I had never seen before—even though I had been to South Africa and India. Here the marginalization was so deliberate, so offensive, so hypocritical and unchristian that I was shocked to find Christians here in Bethlehem who still found joy in life and calmly expressed their faith in God. To see the Israelis treating the people on the West Bank with such contempt, illegally building settlements, bulldozing their acreage and fruit trees and homes, erecting barriers of humiliation, treating these people like animals and criminals—it was to understand exactly the affirmation of the WCC publication that……
References
Works Cited
Keum, Jooseop, ed. Together towards life: Mission and evangelism in changing landscapes: With a practical guide. World Council of Churches Publications, 2013.
Study Document
Family Business Reliance Industries Ambani Family
… industry, and to preserve their bottom line they tend to “employ more unskilled, cheap labor, use less capital, pay lower interest rates on debt and initiate more profitable acquisitions” (Sraer & Thesmar, 2007, p. 3). Heirs and family run businesses are more cost-conscious in this manner.
Burkart, … that “controlling for size, industry, and managerial ownership…firms controlled by the founding family have greater value, are operated more efficiently, and carry less debt than other firms” (p. 31). The measures they employed were capital structure, performance and share value.
How the Ambani Family Business is Managed ……
References
References
Burkart, M., Panunzi, F. and Shleifer, A., 2003. Family firms. The journal of finance, 58(5), pp.2167-2201.
Daily, C.M. and Dollinger, M.J., 1991. Family firms are different. Review of Business, 13(1-2), pp.3-6.
McConaughy, D.L., Matthews, C.H. and Fialko, A.S., 2001. Founding family controlled firms: Performance, risk, and value. Journal of small business management, 39(1), pp.31-49.
Ray, A., 2020. Reliance to pay twice. Retrieved from https://www.livemint.com/news/india/reliance-to-pay-twice-to-those-employees-who-earn-below-rs-30-000-11585033829993.html
Reliance Industries, Limited, 2019. Retrieved from https://www.ril.com/DownloadFiles/Subsidiaries%20and%20major%20Associates%20of%20RIL.pdf
RIL Annual Report, 2019. Retrieved from https://www.ril.com/getattachment/2b3a5223-b9a3-4bc1-b9b6-99f9b1e85a07/Financial%20performance%20for%20the%20year%20ended%2031%20Mar,%202019.aspx
Sraer, D. and Thesmar, D., 2007. Performance and behavior of family firms: Evidence from the French stock market. Journal of the european economic Association, 5(4), pp.709-751.
Study Document
Papa Johns Strategic Analysis
...Debt Papa John’s is the fourth-largest pizza chain in the US, and 20th-largest quick service restaurant overall (QSR, 2018). Its total revenues for 2018 were $1.573 billion, with net income of $1.64 million, according to the company’s latest 10-K. In terms of sales per unit, QSR Magazine (2018) lists Papa John’s with $968,000, higher than Little Caesar’s and Pizza Hut, but lower than Domino’s. The company has over 3300 units in total. According to the company’s website, it has over 5000 locations total, in 45 countries. Founded in 1985 in Jeffersonville, IN, the company began franchising the next year, and has grown steadily since then, although there was a decline in the number of stores in 2017 (QSR, 2018).
According to IBIS World, the pizza industry in the US is worth $47 billion, which gives Papa John’s a 3.3% share. The largest competitor, Domino’s, has a 12.5% share, so there is……
References
References
Halzack, S. (2018) Papa John’s just went from bad to worse. BNN Bloomberg. Retrieved April 7, 2019 from https://www.bnnbloomberg.com/papa-john-s-just-went-from-bad-to-worse-1.1120265
IBIS World (2019) Pizza restaurants industry in the US. IBIS World. Retrieved April 7, 2019 from https://www.ibisworld.com/industry-trends/specialized-market-research-reports/consumer-goods-services/food-service-drinking-places/pizza-restaurants.html
Kenton, W. (2019) Porter’s 5 forces. Investopedia. Retrieved April 7, 2019 from https://www.investopedia.com/terms/p/porter.asp
McCormick, M. (2018) Key success factors in a pizza business. Houston Chronicle. Retrieved April 7, 2019 from https://smallbusiness.chron.com/key-success-factors-pizza-business-2788.html
Navellier, L. (2009) Papa John’s – how to beat the recession with pizza. NASDAQ. Retrieved April 7, 2019 from https://www.nasdaq.com/personal-finance/papa-johns-PZZA.stm
Papa John’s Form 10-K 2018. Retrieved April 7, 2019 from https://ir.papajohns.com/static-files/2977c391-0218-4bac-8eb2-dcabd4561cfe
Papa John’s website, various pages. (2019) Retrieved April 7, 2019 from https://www.papajohns.com/company/about-papa-johns.html
QSR (2018) The QSR Top 50. QSR Magazine. Retrieved April 7, 2019 from https://www.qsrmagazine.com/content/qsr50-2018-top-50-chart
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