Study Document
...Contract Enterprise Risk Management in Wells Fargo during the Pandemic
Introduction
As Beasley (2020) points out, enterprise risk management (ERM) is especially needed during the COVID 19 pandemic because of the “number of different, but interrelated risks spread all across most organization” (p. 2). COVID 19 is not just a factor that has impacted one business or industry. It has impacted all businesses and all industries in different ways. Grocery chains like Kroger, for instance, have seen increased demand. Restaurants on the other hand have seen business dry up due to mandated quarantine orders. Small business owners and large corporations have filed for bankruptcy. All of this impacts the banking sector and Wells Fargo specifically because of its role in managing loan products, using interest rates to attract savers, and offering investment advice. “No single risk associated with the COVID-19 pandemic crisis can be managed in isolation,” as Beasley (2020) points……
References
Beasley, M. (2020). How to Leverage ERM Principles to Better Respond to COVID-19-Related Risks. ERM Professional Insights.
Derysh, I. (2020). Watchdog questions why Wells Fargo reported giving only one large PPP loan to a Black-owned business. Retrieved from https://www.salon.com/2020/07/22/watchdog-questions-why-wells-fargo-reported-giving-only-one-large-ppp-loan-to-a-black-owned-business/
English, C. (2020). Wells Fargo Forced to Cut Its Dividend After Fed Stress Test. Here’s What Other Banks Did. Retrieved from https://www.barrons.com/articles/wells-fargo-forced-to-cut-its-dividend-after-fed-stress-test-51593467664
Hall, J. (2007). Internal Auditing and ERM: Fitting in and Adding Value. Retrieved from https://global.theiia.org/about/about-the-iia/Public Documents/Sawyer_Award_2007.pdf
Kaplan, R. & Mikes, A. (2012). Managing risks: A new framework. Harvard Business Review, 3.
Lewis, M. (2010). The Big Short. NY: W. W. Norton.
Lundqvist, S. (2014). Abandoning Silos for Integration: Implementing Enterprise Risk Management and Risk Governance. Lund University.
Morgenson, G. (2020). More Wells Fargo customers say the bank decided to pause their mortgage payments without asking. Retrieved from https://www.nbcnews.com/business/personal-finance/more-wells-fargo-customers-say-bank-decided-pause-their-mortgage-n1234610
Study Document
… the Rights of Man to support and promote the ideas of the philosophical revolution that had gotten underway decades prior with Rousseau’s Social Contract and the latter’s pursuit of naturalism in opposition to the Old World values, virtues and order.[endnoteRef:3] The problem that occurred in America was … liberty. When the revolutionaries took over in France, the first principle they put forward was an echo of Rousseau’s doctrine in The Social Contract. Rousseau had written that man is born free and everywhere he is in chains in The Social Contract. The National Assembly in France in 1789 wrote: “Men are born and…[break]…federal levels. Anyone could potentially be president—and the election of Lincoln showed ……
References
Declaration of Independence. (1776). Retrieved from https://www.archives.gov/founding-docs/declaration-transcript
Rousseau, J. (2018). Retrieved from https://plato.stanford.edu/entries/rousseau/
Van Voris, J. (1996). Carrie Chapman Catt: A Public Life. New York City: Feminist Press at CUNY.
Hunt, L. (2016). "Introduction: The Revolutionary Origins of Human Rights." In The French Revolution and Human Rights: A Brief History with Documents, 2nd Edition, edited by Lynn Hunt, 1-31 (Boston: Bedford), 1.
Hunt, L. (2016). "Introduction: The Revolutionary Origins of Human Rights." In The French Revolution and Human Rights: A Brief History with Documents, 2nd Edition, edited by Lynn Hunt, 1-31 (Boston: Bedford), 5.
National Assembly. “Declaration of the Rights of Man and Citizen, 26 August 1789.” Liberte, Egalite, Fraternite. http://chnm.gmu.edu/revolution/exhibits/show/liberty--equality--fraternity/item/3216
Foote, S. (1958). The Civil War: Ft. Sumter to Perryville. NY: Random House.
Brutus No. 1. (1787). http://www.constitution.org/afp/brutus01.htm
Study Document
… the federal level. Regulators have argued in the past that the company should count its drivers as employees rather than as freelancers or contractors. Drivers too have argued that they deserve the benefits, protections and compensation that regular employees receive (Rapier, 2019). However, the National Labor Relations … employees receive (Rapier, 2019). However, the National Labor Relations Board's general counsel recently revealed that Uber’s drivers will continue to be classified as contractors. Though the company has viewed this as a victory for its business model, there are plenty of problems that remain as a result … themselves full-time to driving for Uber feel unable to earn a just wage because the company has been allowed to classify them as contractors instead of as employees. It is akin to a company like Nike outsourcing all its production work to wage slaves in Asia. Uber … all its production work to……
References
Bhuiyan, J. (2018). Uber’s sleek new product? Your safety. Retrieved from https://www.vox.com/2018/9/6/17824294/uber-safety-product-feature s
Bond, S. (2019). Uber Received Nearly 6,000 U.S. Sexual Assault Claims In Past 2 Years. Retrieved from https://www.npr.org/2019/12/05/785037245/uber-received-nearly-6-000-u-s-sexual-assault-claims-in-past-2-year s
Kaltner, J. (2018). Employment status of uber and lyft drivers: Unsettlingly settled. Hastings Women's LJ, 29, 29.
Malos, S., Lester, G. V., & Virick, M. (2018). Uber drivers and employment status in the gig economy: Should corporate social responsibility tip the scales?. Employee Responsibilities and Rights Journal, 30(4), 239-251.
North, A. (2019). It’s not just passengers being assaulted in Ubers. Drivers are at risk, too. Retrieved from https://www.vox.com/2019/12/7/20998646/uber-safety-report-sexual-assault-lyft-case s
Rapier, G. (2019). Uber scored a major victory when the US government ruled drivers aren't employees, but not everyone is happy. Retrieved from https://www.businessinsider.com/uber-drivers-disappointed-ruling-not-employees-2019-5
Reingold, J. (2013). Southwest’s Herb Kelleher: Still crazy after all these years. Retrieved from http://fortune.com/2013/01/14/southwests-herb-kelleher-still-crazy-after-all-these-years/
Rogers, B. (2016). Employment rights in the platform economy: Getting back to basics. Harv. L. & Pol'y Rev., 10, 479.
Study Document
… organization uses private capital to develop or renovate health facilities, and accents to providing service to the public over an extended period. The contract is weaved around a specific project and points out operational, clinical service standards that the private organization should meet and the financial obligations.
… construction of structures is completed, and service delivery starts. This arrangement can run from 2 to 4 years from the beginning of the contract. Such a position encourages the timely…[break]…the same instead. They will be managers in the partnership and buyers of the infrastructure and service provided. ……
Bibliography
Duff, V. (2020). What is organizational integration? Retrieved from https://smallbusiness.chron.com/organizational-integration-82053.html
Friedman, S. (2016). Successful public/private partnerships from principles to practices. Washington, DC: Urban Land Institute.
Ma, L., Li, J., Jin, R., &Ke, Y. (2019). A holistic review of public-private partnership literature published between 2008 and 2018. Advances in Civil Engineering. Retrieved from http://downloads.hindawi.com/journals/ace/2019/7094653.pdf
PrivacySense. (2016). Public sector. Retrieved from http://www.privacysense.net/terms/public-sector/
Reddy, C. (2016). Staff training: Importance, benefits, advantages, and disadvantages. Retrieved from https://content.wisestep.com/staff-training-importance-benefits-advantages-disadvantages/
Sekhri, N., Feachem, R., & Ni, A. (2011). Public-private integrated partnerships demonstrate the potential to improve health care access, quality, and efficiency. Health Affairs, 30(8).
Study Document
… the Church’s moral law and provided a framework for its own social teaching, and it will also show how the Enlightenment Era Social Contract perverted the notion of natural law by viewing it from a liberal and atheistic perspective. [2: United States Conference of Catholic Bishops, “Seven ……
Bibliography
Barton, George Aaron. A critical and exegetical commentary on the book of Ecclesiastes. Vol. 17. Scribner, 1908.
Hunt, Lynn. \\\\\\"Introduction: The Revolutionary Origins of Human Rights.\\\\\\" In The French Revolution and Human Rights: A Brief History with Documents, 2nd Edition, edited by Lynn Hunt, 1-31. Boston: Bedford, 2016 National Assembly. “Declaration of the Rights of Man and Citizen, 26 August 1789.”
Liberte, Egalite, Fraternite. Accessed November 4, 2019. http://chnm.gmu.edu/revolution/exhibits/show/liberty--equality--fraternity/item/3216
Pope, Stephen J. “Natural Law in Catholic Social Teachings.” https://www.bc.edu/content/dam/files/centers/boisi/pdf/f09/Pope_Natural_Law_In.pdf
United States Conference of Catholic Bishops, “Seven Themes of Catholic Social Teaching,” http://www.usccb.org/beliefs-and-teachings/what-we-believe/catholic-social-teaching/seven-themes-of-catholic-social-teaching.cfm
Study Document
… way. This policy analysis paper also shows how already people are being marginalized and even fired from their jobs for not signing pro-Israel contracts or for criticizing the Israeli lobby’s practices among Congressmen. This paper also goes on to discuss the importance of this issue to social … from the United Nations Human Rights Council resolution of March 24, 2016, “which urges countries to pressure companies to divest from, or break contracts with, Israel” (H.R. 1697, 2018) because of the latter’s observed human rights abuses towards the Palestinians in the Gaza Strip and the West … as has already happened in Texas, where a similar law led to the firing of a teacher who did not pledge in her contract with her school to support Israel (Moritz-Rabson, 2018). If this bill were to pass, it would make it a criminal offense for any ……
References
Beinin, J. (2004). The new American McCarthyism: policing thought about the Middle East. Race & Class, 46(1), 101-115.
Corrigan, E. C. (2009). Is Anti?Zionism Anti?Semitic? Jewish Critics Speak. Middle East Policy, 16(4), 146-159.
Fischel, J. R. (2005). The new anti-Semitism. The Virginia Quarterly Review, 81(3), 225.
Greenwald, G. (2019). The House Democrats’ “Rebuke” of Rep. Ilhan Omar Is a Fraud for Many Reasons, Including Its Wild Distortion of Her Comments. Retrieved from https://theintercept.com/2019/03/05/the-house-democrats-rebuke-of-rep-ilhan-omar-is-a-fraud-for-many-reasons-including-its-wild-distortion-of-her-comments/
Gutiérrez, A. M. L., & Campos, M. V. (2015). Subjective and Objective Aspects of Points of View. In Temporal Points of View (pp. 59-104). Springer, Cham.
H.R. 1697. (2018). Israel Anti-Boycott Act. Retrieved from https://www.congress.gov/bill/115th-congress/house-bill/1697
Moritz-Rabson, D. (2018). Teacher sues Texas after being fired for refusing to sign pro-Israel contract. Retrieved from https://www.newsweek.com/teacher-fired-refusing-sign-pro-israel-document-1262083
Stein, Y. (2003). Any name illegal and immoral. Ethics & International Affairs, 17(1), 127-137.
Study Document
… and others – in order to gain access to a diverse range of beans. Between 20 and 100 farmers or coorperatives should be contracted to produce for Fiyeli, depending on the size of the contract.
Supplier Relationship Management
Overview
The basic philosophy that underpins the supplier relationship management strategy is that there are only so many producers of ……
References
Aburto, L. & Weber, R. (2005) Improved supply chain management based on hybrid demand forecasts. Applied Soft Computing. Retrieved June 13, 2019 from https://s3.amazonaws.com/academia.edu.documents/30284637/demand_forecast_in_a_supermarket_using_a_hybrid_intelligent_system.pdf
CT Magazine (2012) Coffee packaging freshness. Coffee Talk Magazine. Retrieved June 13, 2019 from https://coffeetalk.com/ctmagazine/10-2012/3926/
Del Valle, G. (2019) Wholesale coffee is cheaper than it has been in years. That’s not good news. Vox. Retrieved June 13, 2019 from https://www.vox.com/the-goods/2019/4/25/18512680/coffee-futures-price-dropping-brazil-currency
Garza, E. & Hoffman, M. (2019) How climate change is killing coffee. Knowledge @ Wharton. Retrieved June 13, 2019 from https://knowledge.wharton.upenn.edu/article/coffee-climate-change/
Khan, O. & Creazza, A. (2005) The impact of product design on the supply chain. Chartered Institute of Logistics and Transport Retrieved June 13, 2019 from https://www.researchgate.net/publication/265492088_The_Impact_of_Product_Design_on_the_Supply_Chain_The_Impact_of_Product_Design_on_the_Supply_Chain
Manetti, G. & Becatti, L. (2009). Assurance services for sustainability reports: Standards and empirical evidence. Journal of Business Ethics. Vol. 87 (2009) 289-298.
Mersie, A. (2019) Coffee prices seen rising 25% by year end. Reuters Retrieved June 13, 2019 from https://www.reuters.com/article/us-global-coffee-poll/coffee-prices-seen-rising-nearly-25-percent-by-year-end-reuters-poll-idUSKCN1Q11JD
Mordor Intelligence (2017) United States coffee market – growth, trends and forecasts. Mordor Intelligence Retrieved June 13, 2019 from https://www.mordorintelligence.com/industry-reports/united-states-coffee-market
Study Document
… Provider Organization (EPO)
The most flexible plans will, perhaps, be the costliest on account of the associated lack of previously agreed-upon network member contracts. While plans differ, HMOs are usually the cheapest alternative when it comes to managed care. Meanwhile, PPOs are moderately expensive; the POS is, … is a need to devote some funds to compulsory entities dutifully, other areas like substitute devices, several metrics, vendor negotiations and leverage, and contract analysis must be thoroughly studied before allotting funds. Here, funds are generally……
References
Araujo, M. (2020). Health and medical insurance differences: HMO, PPO, POS, EPO. Retrieved from https://www.thebalance.com/health-and-medical-insurance-2645378
Bertram, M. Y., Lauer, J. A., De Joncheere, K. D., Edejer, T., Hutubessy, R., Kieny, M. P., & Hill, S. R. (2016). Cost-effectiveness thresholds: pros and cons. Bull World Health Organ, 94, 925–930. http://dx.doi.org/10.2471/BLT.15.164418926
Dey, P., & Bach, P. B. (2019). The 6 functions of health insurance. The JAMA Forum, 321(13), 1242-1243. DOI:10.1001/jama.2019.2320
Ho, A. (2015). Health insurance. Encyclopedia of Global Bioethics. Retrieved from https://www.researchgate.net/publication/298022702_Health_Insurance
IMedPub. (2020). Health insurance. Retrieved from https://www.imedpub.com/scholarly/health-insurance-journals-articles-ppts-list.php
Maruthappu, M., Hasan, A., & Zeltner, T. (2016). Enablers and barriers in implementing integrated care. Health System & Reform, 1(4), 250-256. https://doi.org/10.1080/23288604.2015.1077301
Sekhri, N. (2000). Managed care: The US experience. Bulletin of the World Health Organization, 78(6), 830-844. Retrieved from https://www.who.int/bulletin/archives/78(6)830.pdf
Strata Decision Technology. (2020). Healthcare and hospital capital budget. Retrieved from https://www.stratadecision.com/healthcare-and-hospital-capital-budget/
Study Document
… main competitors - and proclaim she had confidential information in relation to the creation of Ever-Gold. Following her signing of the formal employment contract at Howell, Jennifer handed over the letter detailing Ever-Gold’s secret creation process to Howell’s hiring manager.
In basic terms, it should be noted ……
References
Bagley, C.E. (2012). Managers and the Legal Environment: Strategies for the 21st Century (7th ed.). Mason, OH: Cengage Learning.
Chociey, E.F. (2018). The Defend Trade Secrets Act of 2016: An Overview and Analysis of the Statute Establishing a Federal Civil Cause of Action for Trade Secret Misappropriation and Notable Case Law to Date. Retrieved from https://www.lexology.com/library/detail.aspx?g=a6c6cf8f-5d89-4cbd-9c64-82ca38e53006
Justia (2020). Chestnut v. Stone Forest Industries, Inc., 817 F. Supp. 932 (N.D. Fla. 1993). Retrieved from https://law.justia.com/cases/federal/district-courts/FSupp/817/932/1459432/
Peacock, W. (2013). Breach of Contract, Confidential Info Leak Case: Hallmark Prevails. Retrieved from https://blogs.findlaw.com/eighth_circuit/2013/01/hallmark-prevails-in-breach-of-contract-confidential-info-leak-case.html
U.S. Department of Labor (2020). Plant Closings and Layoffs. Retrieved from https://www.dol.gov/general/topic/termination/plantclosings
Study Document
… it harder for the drinker's body to drive away viruses and germs that attack it. Chronic heavy drinks also exhibit greater likelihood of contracting tuberculosis or pneumonia as compared to the general public. Roughly one in ten tuberculosis cases across the globe may be associated with drinking. Lastly, ……
Bibliography
Foundation for a Drug-Free World. (2019). What is alcohol? Retrieved from https://www.drugfreeworld.org/drugfacts/alcohol.html
Healthline Media. (2019). The effects of alcohol on your body. Retrieved from https://www.healthline.com/health/alcohol/effects-on-body#1
Rehabs. (2019). Dangers of alcohol in men, women and teenagers. Retrieved from https://luxury.rehabs.com/alcohol-addiction/alcohol/
We have over 150,000+ study documents to help you.
Sign Up for FREE