Study Document
Health Care Reform Research Paper
Pages:2 (628 words)
Sources:2
Subject:Government
Topic:Medicare Reform
Document Type:Research Paper
Document:#9350740
Healthcare Reform
List and briefly describe 3 of the recommendations for health care reform made by experts
The Annals of Internal Medicine suggests one way to enable more uninsured Americans to afford health insurance is to explore the use of new "revenue sources, including but not limited to savings from capping the tax exclusion of employer-based health insurance, taxing tobacco, and redirecting existing health resources [which] should be mobilized to ensure coverage for all Americans" (Arrow et al. 2009).
To create a larger risk pool and to offset rising healthcare costs, the Annals recommends creating state or regional insurance exchanges to pool risk. "Exchanges in which insurance companies offer a standard benefits package with guaranteed issue, portability, and renewability and no exclusions for preexisting conditions can expand the offerings to small groups and persons at lower rates. Along with mandatory coverage for standard benefits, the exchanges must implement risk-adjusted payments to minimize adverse selection" (Arrow et al. 2009).
The Annals also says there is a need to "establish a securely funded, independent agency to sponsor and evaluate research on the comparative effectiveness of drugs, devices, and other medical interventions" (Arrow et al. 2009). This agency would not simply approve medications and treatments like the FDA, but would engage in comparisons of efficacy. This would reduce costs by demonstrating what treatments are worthwhile. It would also help patients who struggle to obtain coverage for procedures but are rejected by their insurance companies who claim the treatment is not cost-effective.
Discuss how President Obama's new health care reform legislation fits (or does not fit) with the recommendations
The most notable aspect of the Affordable Care Act is the requirement that all citizens (with some exceptions and stipulations) purchase healthcare insurance. "Exemptions will be granted for financial hardship, religious objections, American Indians, those without coverage for less than three months, undocumented immigrants, incarcerated individuals, those for whom…
Sample Source(s) Used
References
Arrow, Kenneth. (et al. 2009). Towards a 21st century healthcare system. The Annals of Internal
Medicine. 150 (7): 493-495. Retrieved: http://annals.org/article.aspx?articleid=744430
Summary of new healthcare reform law. (2012). Kaiser Permanente. Retrieved:
Related Documents
Study Document
Health Care Reform
Health Care Reform Recommendations Healthcare Reforms and ObamaCare The healthcare system in the United States is not a healthy system, but one fraught with problems which could cause a catastrophic failure. In order to prevent the collapse of the American healthcare system, for years experts have made recommendations in the hope that government officials would implement them. It was not until President Obama pushed through his healthcare bill, called the "Patient Protection
Study Document
Health Care Reform
Healthcare Reform Initiatives in California The citizens of California are fortunate to have one of the best healthcare systems in the United States. This paper reviews the laws and initiatives that relate to the healthcare coverage and facilities that are available to Californians. This state has led the way in progressive laws that give consumers the tools to stay as healthy as possible. The Reform Initiatives in California First of all, California was
Study Document
Health Care Reform
Healthcare Debate The United States Healthcare Debate Healthcare is necessary for humanity's survival in the best conditions possible. Various countries across the world have different system, with most consisting of an institutionalized or socialist system. However, the United States stands almost unique in its privatized, corporate-oriented and often patient-neglecting healthcare system. Various leaders in our country's history have strived to change this, yet none have been as successful as President Obama, though
Study Document
Health Care Reform
Health Care Reform Healthcare reform Current national health care coverage component: Impact on young people (ages 18 to 26) Historically, young adults have a greater likelihood of being uninsured than their older counterparts. They are just starting out in their careers, and often must take jobs with minimal benefits to secure a position. Because they are young and healthy, they may feel that purchasing health insurance is not worth the cost, or simply
Study Document
Health Care Reform Policies, Whatever Their Nature,
Health Care Reform Policies, whatever their nature, constitute very significant aspects to the entities over which they are supposed to act upon. These principles, in their roles of guiding decision making and governing the outcomes of such processes are so vital, especially when properly adopted by the concerned parties. This aspect applies to both the private and the public sector, a case in point being the health care reform policy. Health
Study Document
Healthcare Reform Lowering Costs in
The amendments have had practical impacts such as repealing the tax mandate of the employer, health insurance tax of small businesses and decreasing the burdens on individuals and businesses. The compliance cost for small business owners has risen by 36% higher than that of larger corporations. Similarly, the average U.S. citizen has already been overtaxed. Since the passing of the Affordable Care Act, Americans have not enjoyed the benefits that