Variable Essays (Examples)
Study Document
Understanding The Factors Affecting The Success Of Credit Risk In
… factors.
Macro-economic Factors
These are factors that have an influence on the economy of a nation as a whole and comprise of different variables including the prevailing interest rates, the rate of inflation in the country, unemployment rates, the level of consumer consumption, and also gross domestic … non-performing or defaulting loans. In contrast, the findings of the study established that there exists a positive correlation between non-performing loans and macro-economic variables including high rate of inflation, the rate of unemployment, and the interest rates. High inclinations of credit risk go in tandem with high … an influence on the success of credit risk within the financial institution. The research study conducted by Garr (2013) identified a number of variables including the ownership structure of the financial establishment, operating costs, proficiency and efficacy of the bank’s management, quality and composition of the bank ……
References
References
Bhattarai, Y. R. (2016). Effect of credit risk on the performance of Nepalese commercial banks. NRB Economic Review, 28(1), 41-64.
Das, A. and Ghosh, S. (2007). Determinants of Credit Risk in Indian State-owned Banks: An Empirical Investigation. Economic Issues, 12(2): 48-66.
Derelio?lu, G., & Gürgen, F. (2011). Knowledge discovery using neural approach for SME’s credit risk analysis problem in Turkey. Expert Systems with Applications, 38(8), 9313-9318
Garr, D. K. (2013). Determinants of credit risk in the banking industry of Ghana. Developing Country Studies, 3(11), 64-77.
Gizaw, M., Kebede, M., & Selvaraj, S. (2015). The impact of credit risk on profitability performance of commercial banks in Ethiopia. African Journal of Business Management, 9(2), 59-66.
Johnson, B., & Christensen, L. (2008). Educational research: Quantitative, qualitative, and mixed approaches. New York: Sage.
Kithinji, A. M. (2010). Credit risk management and profitability of commercial banks in Kenya. (Doctoral dissertation, University of Nairobi).
Limam, I. (2001). Measuring technical efficiency of Kuwaiti banks. Kuwait: Arab Planning Institute.
Study Document
Depression And Social Media
...Variable Introduction
Loneliness is defined as “a subjective, unwelcome feeling of lack or loss of companionship. It happens when we have a mismatch between the quantity and quality of social relationships that we have, and those that we want” (Office for National Satistics). As Horne notes, loneliness and depression play off one another. Loneliness is not necessarily isolation from people as it is the feeling of being alone (Horne). Van Winkel et al. show that loneliness often is both a predictor and symptom of depression. Depression in other words is typically an underlying current in loneliness.
In recent years there has been a significant increase in the rate of depression among young adults (National Institute of Mental Health). Twenge, Cooper, Joiner, Duffy and Binau show that over the past decade, the number of adolescents who are depressed has more than doubled. This coincides with the rise of social media and the……
References
Works Cited
Andreassen, Cecilie Schou, Ståle Pallesen, and Mark D. Griffiths. \\\\\\\\\\\\"The relationship between addictive use of social media, narcissism, and self-esteem: Findings from a large national survey.\\\\\\\\\\\\" Addictive behaviors 64 (2017): 287-293.
Bandura, A. “Toward a psychology of human agency: Pathways and reflections.” Perspectives on Psychological Science 13.2 (2018): 130-136.
Chester, Jeff, and Kathryn Montgomery. \\\\\\\\\\\\"No escape: Marketing to kids in the digital age.\\\\\\\\\\\\" Multinational Monitor 29.1 (2008): 11.
Greenberg, P. The Growing Economic Burden of Depression in the U.S. 2015. Retrieved from https://blogs.scientificamerican.com/mind-guest-blog/the-growing-economic-burden-of-depression-in-the-u-s/
Klinenberg, Eric. \\\\\\\\\\\\"Is loneliness a health epidemic?.\\\\\\\\\\\\" New York Times (2018): SR8.
Lim, Xin Jean, et al. \\\\\\\\\\\\"The impact of social media influencers on purchase intention and the mediation effect of customer attitude.\\\\\\\\\\\\" Asian Journal of Business Research 7.2 (2017): 19-36.
Lohmann, R. What\\\\\\\\\\\\'s Driving the Rise in Teen Depression? 2019. https://health.usnews.com/wellness/for-parents/articles/2019-04-22/teen-depression-is-on-the-rise
Mayo Clinic. “Depression.” MayoClinic, 2019. https://www.mayoclinic.org/diseases-conditions/teen-depression/symptoms-causes/syc-20350985
Study Document
How Millon S Personality Theory Can Be Understood
...Variable Personality theories and PTSD
Alternative Theoretical Positions and Applications
The idea of personality is broadly accepted as being fundamental in psychology, but its dynamics as well as the ways that it may be identified and assessed are questions in which psychologists have been in substantial disagreement. Millon had been focused on perpetually creating a systematic program to describe standard as well as abnormal personality functioning and also to determine various kinds of personality types and conditions according to deductive thinking. This varies with the rising inductive technique that identified proportions of personality functioning and realignment according to factor evaluation of the personality lexicon qualities. The present system consists of 13 personality designs or kinds according to groups generally observed in a number of communities to varying degrees. The primary personality designs established by Millon had been all variants from the Passive, Active along with Pleasure-Pain proportions. Over his years of……
References
References
Pincus, A. L., & Krueger, R. F. (2015). Theodore Millon\\'s contributions to conceptualizing personality disorders. Journal of personality assessment, 97(6), 537-540.
Millon, T., Millon, C. M., Meagher, S. E., Grossman, S. D., & Ramnath, R. (2004). Personality disorders in modern life. John Wiley & Sons.
Rossi, G., & Derksen, J. (2015). International adaptations of the Millon Clinical Multiaxial Inventory: Construct validity and clinical applications. Journal of personality assessment, 97(6), 572-590.
O’Connor, B. P., & Dyce, J. A. (1998). A test of models of personality disorder configuration. Journal of Abnormal Psychology, 107(1), 3.
Lecic-Tosevski, D., Gavrilovic, J., Knezevic, G., & Priebe, S. (2003). Personality factors and posttraumatic stress: Associations in civilians one year after air attacks. Journal of Personality Disorders, 17, 537–549.
Strack, S., & Millon, T. (2007). Contributions to the dimensional assessment of personality disorders using Millon\\'s model and the Millon Clinical Multiaxial Inventory (MCMI–III). Journal of Personality Assessment, 89(1), 56-69.
Bajraktarov, S., Gudeva-Nikovska, D., Manuševa, N., & Arsova, S. (2017). Personality Characteristics as Predictive Factors for the Occurrence of Depressive Disorder. Open Access Macedonian Journal of Medical Sciences, 5(1), 48–53. https://doi.org/10.3889/oamjms.2017.022
Framingham, J. (2018). Millon Clinical Multiaxial Inventory (MCMI-III). Psych Central.
Study Document
How Interest Rates Compare Over The Last Decade Within The United
… must pay on a month basis to the financial institution. Corporations looking to borrow funds to expand their market share must consider the variable interest rates being changed and their ability to service the debt. Even governments must be mindful of the extent of their borrowers and … rates on the longer-term assets, which are often fixed remains unchanged. Another mismatch is when a bank borrows at one rate such a variable rate but then lends money at a different rate that is fixed. Here too, a change in interest, particular is unexpected can have ……
References
References
1. Goodhard, C and E Perotti, 2008 “Maturity mismatch stretching: Banking has taken a wrong turn”, CEPR Policy Insight 81, 6-July
2. Holston, Laubach, and Williams. 2017. “Measuring the Natural Rate of Interest: International Trends and Determinants,” Journal of International Economics 108, supplement 1 (May): S39–S75
3. Laubach and Williams. 2003. “Measuring the Natural Rate of Interest,” Review of Economics and Statistics 85, no.4 (November): 1063-70.
4. Rachel, L. and Smith, T.D., 2017. Are low real interest rates here to stay?. International Journal of Central Banking, 13(3), pp.1-42.
5. Schularick, M, and A M Taylor, (2009), “Credit Booms Gone Bust: Monetary Policy, Leverage Cycles and Financial Crises, 1870-2008”, NBER DP 15512
6. Stock, J.H. and Watson, M.W., 2007. Why has US inflation become harder to forecast?. Journal of Money, Credit and banking, 39, pp.3-33
Study Document
Scientific Method Applied To Forensic Science Paper
… and what the environment contains. He lists everything he knows about the phenomenon so that he can look at all the facts and variables of a phenomenon and use this information to develop a thesis about what is going on. The same approach is taken with forensic ……
References
References
Gaensslen, R. E., & Larsen, K. (2019). Introductory forensic science (2nd ed.). Retrieved from http://content.ashford.edu/
Shaler, R. C. (2011). Crime scene forensics: A scientific method approach. Taylor & Francis.
Young, T. (2020). Forensic Science and the Scientific Method. Retrieved from http://www.heartlandforensic.com/writing/forensic-science-and-the-scientific-method#table3
Study Document
The Extent To Which Group Policy Evaluation Vs Individual Evaluation
… subjects experience. The data collected is usually analyzed in a subjective manner. Quantitative research is more concerned with testing a hypothesis and identifying variables to see what their relationship is. It collects data that is more objectively analyzed via statistical analysis, such as t-tests or chi-square tests, ……
References
References
Briggs, S., & Helms, L. B. (2015). The practice of American public policymaking. New York: Routlege Taylor & Francis Group.
Reich, R. (Harvard Book Store, Producer). (2010). Robert B. Reich: The next economy and Americla's future. Frontline: Inside the Meltdown Series. [Video] Retrieved from [ https://forum-network.org/lectures/robert-b-reich-the-next-economy-and-america-s-future/ ]
Schaufele, B., McMillian, M. L., Boxall, P. C., Adamowicz, W. L., & Rivera, C. S. (2010). Measuring social preferences in groups versus as individuals: Income inequality aversion using the leaky bucket method. Journal of Applied Economics and Policy, 29(1), 1-1
Study Document
Gestalt Theory
… tree.
Framework and Concepts
The concept of Gestalt can be defined as a type of framework asking researchers to step back and view variables as a system, watching for patterns and interconnectedness. A melody in music is one example of a Gestalt experience: one cannot perceive a ……
References
References
Corey, G. (2016). Theory and Practice of Counseling and Psychotherapy. Boston, MA: Cengage Learning.
Levine, T. B. Y. (2012). Gestalt Therapy: Advances in Theory and Practice. New York, NY: Taylor & Francis.
Woldt, A. L., & Toman, S. M. (2005). Gestalt Therapy: History, Theory, and Practice. Thousand Oaks, CA: SAGE Publications.
Study Document
Emerging Definitions Of Leadership In Higher Education
… leadership. The purpose was to see if they viewed leadership in terms of their position at the college or in terms of other variables.
The researchers noted that, traditionally, these colleges have been described as bureaucratic in nature, with positional leadership serving as the main type, but … within the college. The authors note that the encouraging finding is that for half of the respondents they did use different terms and variables to define their sense of leadership, instead of just referring to their position in the college as being the source of definition for ……
References
References
Chliwniak, L. (1997). Higher education leadership: Analyzing the gender gap, ASHE-ERIC Higher Education Report, 25 (4). Washington DC: ASHE.
Eddy, P. L., & VanDerLinden, K. E. (2006). Emerging Definitions of Leadership in Higher Education: New Visions of Leadership or Same Old “Hero” Leader? Community College Review, 34(1), 5–26.
O'Banion, T. (1997). A learning college for the 21st century. Phoenix, AZ: American Council on Education Oryx Press Series on Higher Education.
Peterson, M. (1997). Using contextual planning to transform institutions. In M. Peterson, D. Dill, L. A. Mets, & Associates (Eds.), Planning and management for a changing environment, 127-157. San Francisco: Jossey-Bass Publishers.
Townsend, B. K., & Twombly, S. B. (1998). A feminist critique of organizational change in the community college. In. J. S. Levin (Ed.), Organizational change in the community college: A ripple or a sea change?, pp. 77-85. New Directions for Community Colleges. San Francisco: Jossey-Bass Publishers.
Study Document
Criminology Sociology And Three Theories Of Crime
… necessarily establish the three criteria of causality. Causality is too delicate an issue, confounded by individual differences and psychology as well as sociological variables. At the same time, integrating these three theoretical orientations does a much greater job at clarifying the causal variables than any one of these approaches on its own. The two theories that might be best to integrate for criminology might be strain ……
References
References
Crossman, A. (2019). Deviance and strain theory in sociology. Thoughtco. Retrieved from: https://www.thoughtco.com/structural-strain-theory-3026632
“Differential Association, Strain and Control Theories,” (n.d.). Retrieved from: julianhermida.com/contbondstrain.htm
Rukus, J., Stogner, J. & Miller, B. (2016). LBGT novel drug use as contextualized through control, strain, and learning theories. Social Science Quarterly. https://www.researchgate.net/profile/Bryan_Miller4/publication/308669239_LGBT_Novel_Drug_Use_as_Contextualized_Through_Control_Strain_and_Learning_Theories_LGBT_Novel_Drug_Use/links/5a579e46aca2726376b66832/LGBT-Novel-Drug-Use-as-Contextualized-Through-Control-Strain-and-Learning-Theories-LGBT-Novel-Drug-Use.pdf
Study Document
Army Organization Analysis Equal Opportunity Program
… the Equal Opportunity Program highlights the identifiable challenges, issues and dynamics associated with the program. The interview also helps to clarify the contextual variables impacting the environment. Applying organizational metaphors and exploring alternative theories will also help develop an informed action plan for resolving current challenges. Colonel … to come up with a set of rules and regulations that can possibly cover every single situation with all the many constraints and variables involved. Discrimination does not always occur in overt ways, and nor does harassment. Dishonesty, deceit, and other disturbances to workgroup harmony most often ……
References
References
“The Army Values,” (n.d.). Retrieved from: https://www.army.mil/values/
Daft, R. L. (2016). Organization Theory & Design (12th ed.). Boston, MA: Cengage Learning.
Morgan, G. (2006). Images of organization. Sage Publications, Inc
Schein, E. H. (1992). Organizational Culture and Leadership. 2nd ed. San Francisco: Jossey-Bass Publishers.
United States Army (2014). Army equal opportunity program. Retrieved from: https://www.army.mil/standto/archive_2014-03-21/
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