Risk Assessment Essays (Examples)

Studyspark

Study Document Study Document

Enterprise Risk Management In Wells Fargo During The Pandemic

Pages: 15 (4587 words) Sources: 15 Document Type:Essay Document #:32848070

Enterprise risk Management in Wells Fargo during the Pandemic
Introduction
As Beasley (2020) points out, enterprise risk management (ERM) is especially needed during the COVID 19 pandemic because of the “number of different, but interrelated risk spread all across most organization” (p. 2). COVID 19 is not just a factor that has impacted one business or industry. It has … Wells Fargo specifically because of its role in managing loan products, using interest rates to attract savers, and offering investment advice. “No single risk associated with the COVID-19 pandemic crisis can be managed in isolation,” as Beasley (2020) points out (p.2). This means that from an ERM … in isolation,” as Beasley (2020) points out (p.2). This means that from an ERM perspective the problem has to be approached comprehensively with risk understood at the macro level. This paper will provide 1) a critical analysis, including a comparison and contrast……

References

References

Beasley, M. (2020). How to Leverage ERM Principles to Better Respond to COVID-19-Related Risks. ERM Professional Insights.

Derysh, I. (2020). Watchdog questions why Wells Fargo reported giving only one large PPP loan to a Black-owned business. Retrieved from  https://www.salon.com/2020/07/22/watchdog-questions-why-wells-fargo-reported-giving-only-one-large-ppp-loan-to-a-black-owned-business/ 

English, C. (2020). Wells Fargo Forced to Cut Its Dividend After Fed Stress Test. Here’s What Other Banks Did. Retrieved from  https://www.barrons.com/articles/wells-fargo-forced-to-cut-its-dividend-after-fed-stress-test-51593467664 

Hall, J. (2007). Internal Auditing and ERM: Fitting in and Adding Value. Retrieved from  https://global.theiia.org/about/about-the-iia/Public  Documents/Sawyer_Award_2007.pdf

Kaplan, R. & Mikes, A. (2012). Managing risks: A new framework. Harvard Business Review, 3.

Lewis, M. (2010). The Big Short. NY: W. W. Norton.

Lundqvist, S. (2014). Abandoning Silos for Integration: Implementing Enterprise Risk Management and Risk Governance. Lund University.

Morgenson, G. (2020). More Wells Fargo customers say the bank decided to pause their mortgage payments without asking. Retrieved from https://www.nbcnews.com/business/personal-finance/more-wells-fargo-customers-say-bank-decided-pause-their-mortgage-n1234610

Studyspark

Study Document Study Document

Understanding The Factors Affecting The Success Of Credit Risk In

Pages: 11 (3237 words) Sources: 15 Document Type:Research Paper Document #:41178734

… more with the advancement of globalization. In each regard of their business operations, banks ought to take effective measures in order to diminish risk by pinpointing the prospective causes based on real-world circumstances. Imperatively, the banking sector is deemed to be a significant source of financing for … a significant source of financing for several companies and entrepreneurs. In the past decade, there have been dramatic changes concerning the management of risk in the banking industry. Progressively more financial institutions and managers have augmented the focus on the significance of risk management. In delineation, risk management encompasses the practice of identifying, assessing and listing of risk followed by organized and cost-effective application of resources to curtail, supervise and control the probability and influence of disastrous events or to capitalize … as financial intermediaries within any economic setting and they are key providers of financial credit to both the corporate……

References

References

Bhattarai, Y. R. (2016). Effect of credit risk on the performance of Nepalese commercial banks. NRB Economic Review, 28(1), 41-64.

Das, A. and Ghosh, S. (2007). Determinants of Credit Risk in Indian State-owned Banks: An Empirical Investigation. Economic Issues, 12(2): 48-66.

Derelio?lu, G., & Gürgen, F. (2011). Knowledge discovery using neural approach for SME’s credit risk analysis problem in Turkey. Expert Systems with Applications, 38(8), 9313-9318

Garr, D. K. (2013). Determinants of credit risk in the banking industry of Ghana. Developing Country Studies, 3(11), 64-77.

Gizaw, M., Kebede, M., & Selvaraj, S. (2015). The impact of credit risk on profitability performance of commercial banks in Ethiopia. African Journal of Business Management, 9(2), 59-66.

Johnson, B., & Christensen, L. (2008). Educational research: Quantitative, qualitative, and mixed approaches. New York: Sage.

Kithinji, A. M. (2010). Credit risk management and profitability of commercial banks in Kenya. (Doctoral dissertation, University of Nairobi).

Limam, I. (2001). Measuring technical efficiency of Kuwaiti banks. Kuwait: Arab Planning Institute.

Studyspark

Study Document Study Document

Assessment Of Clinical Practice

Pages: 9 (2570 words) Sources: 10 Document Type:Essay Document #:36257557

… for managing stressors and perhaps even benefitting from them. Family-based therapy and CBT together comprise the most effective psychosocial interventions for adolescents at risk for substance abuse (Fadus, Squeglia, Valadez, et al., 2019). Working with the client in these sessions, and critically reflecting on the clinical practice … (p. 1). Evidence-based practice norms require mental health workers to employ the latest empirically validated techniques, from specific CBT methods to methods of self-assessment.
The sessions with Jim and his family brought to light the difficulties in maintaining the delicate balance between empathy and overreaching. For example, ……

References

References

American Psychological Association (2007). Record keeping guidelines. American Psychologist 62(9): 993-1004.

Fadus, M.C., Squeglia, L.M., Valadez, E.A., et al. (2019). Adolescent substance use disorder treatment. Current Psychiatry Reports 21(96).

Godley, M.D., Passetti, L.L. (2019). Behavioral interventions for substance use and relapse prevention. Treating Adolescent Substance Use.  https://doi.org/10.1007/978-3-030-01893-1_6 

Hogue, A., Bobek, M., MacLean, A., et al. (2020). Core elements of CBT for adolescent conduct and substance use problems. Cognitive and Behavioral Practice(2020):  https://doi.org/10.1016/j.cbpra.2019.12.002 

King, G. (2016). The Role of the Therapist in Therapeutic Change: How Knowledge From Mental Health Can Inform Pediatric Rehabilitation. Physical & Occupational Therapy In Pediatrics, 37(2), 121–138. doi:10.1080/01942638.2016.1185508 

Oud, M., de Winter, L., Verimeulen-Smit, E., et al. (2019). Effectiveness of CBT for children and adolescents with depression: A systematic review and meta-regression analysis. European Psychiatry 57(2019): 33-45.

Rodriguez, M., Walters, S. T., Houck, J. M., Ortiz, J. A., & Taxman, F. S. (2017). The language of change among criminal justice clients: Counselor language, client language, and client substance use outcomes. Journal of Clinical Psychology, 74(4), 626–636. doi:10.1002/jclp.22534 

Shulman, L. (2011). Dynamics and skills of group counseling. Belmont, CA: Brooks/Cole.

Studyspark

Study Document Study Document

COVID 19 Evaluation And Assessment

Pages: 4 (1102 words) Sources: 4 Document Type:Case Study Document #:95807813

… heart disease) appear to be more vulnerable to becoming severely ill with the virus”. It therefore follows that the 54-year-old is at increased risk of developing severe illness as a consequence of the virus. Treatment would…[break]…appears to be a key contributing factor to severe illness following the … commence and would be focused on the alleviation of symptoms. The patient may need to be treated in the hospital due to the risk of developing more severe symptoms. The two differential diagnosis for the scenario resented would be respiratory syncytial virus and influenza. Some of the ……

References

References

Adhikari, S.P., Meng, S., Wi, Y., Mao, Y., Ye., R., Wang, Q. …Zhou, H. (2020). Epidemiology, causes, clinical manifestation and diagnosis, prevention and control of coronavirus disease (COVID-19) during the early outbreak period: a scoping review. Infectious Diseases of Poverty, 9(29) 78-83.

CDC (2020). Evaluating and Testing Persons for Coronavirus Disease 2019 (COVID-19). Retrieved from https://www.cdc.gov/coronavirus/2019-ncov/hcp/clinical-criteria.html

Pung, R., Chiew, C.J., Young, B.E., Chin, S., Chen, M., Clapham, H.E. …Lee, V.J. (2020). Investigation of three clusters of COVID-19 in Singapore: implications for surveillance and response measures. The Lancet, 395(10229), P1039-1046.

Schiffrin, E.L., Flack, J.M., Sadayoshi, I., Muntner, P. & Webb, R.C. (2020). Hypertension and COVID-19. American Journal of Hypertension, 057.

World Health Organization – WHO (2020). Coronavirus disease (COVID-19) advice for the public: Myth busters. Retrieved from https://www.who.int/emergencies/diseases/novel-coronavirus-2019/advice-for-public/myth-busters

Wei, M., Yuan, J. & Liu, Y. (2020). Novel Coronavirus Infection in Hospitalized Infants Under 1 Year of Age in China. JAMA, 323(13), 1213-1314.

Studyspark

Study Document Study Document

Political Correctness In Modern Politics An Assessment Of The Trump

Pages: 10 (3132 words) Sources: 5 Document Type:Essay Document #:47385332

… standard of normal political discourse in America, and in most developed countries, politically incorrect language had the greatest impact in as far as assessment of the attributes of communicators were concerned.
It appears that in as far as language is concerned in political discourse, there is no ……

References

References

Conway, L.C. (2020). How a cultural revolt against “political correctness” helped launch Trump into the presidency. Retrieved from https://blogs.lse.ac.uk/usappblog/2018/02/28/how-a-cultural-revolt-against-political-correctness-helped-launch-trump-into-the-presidency/

Hart, R.P. (2020). Trump and Us: What He Says and Why People Listen. New York, NY: Cambridge University Press.

Morini, M. (2020). Lessons from Trumps Political Communication: How to Dominate the Media Environment. Belmont, CA: Springer Nature.

Marron, M.B. (2019). Misogyny and Media in the Age of Trump. New York, NY: Rowman & Littlefield.

Mooney, A. & Evans, B. (2015). Language, Society and Power. New York, NY: Routledge.

NPR (2016). \\\\\\'Politically Correct\\\\\\': The Phrase Has Gone From Wisdom To Weapon. Retrieved from  https://www.npr.org/sections/codeswitch/2016/12/14/505324427/politically-correct-the-phrase-has-gone-from-wisdom-to-weapo n

Travers, M. (2019). In New Research, Psychologists Explore The Upside Of Political Incorrectness. Retrieved from  https://www.forbes.com/sites/traversmark/2019/10/09/in-new-research-psychologists-explore-the-upside-of-political-incorrectness/#7935b4c252af 

Studyspark

Study Document Study Document

Emergency Managers And Climate Risk

Pages: 7 (2056 words) Sources: 6 Document Type:Essay Document #:49338362

… earth’s natural systems. Against this backdrop, it is clear that emergency managers face a number of significant challenges in preparing for climate change-associated risk, including most especially the need to overcome misguided and misinformed views about these potential risk to communities across the country. The purpose of this paper is to provide a review of the relevant literature to develop a timely … you enter the field, what can you highly educated individuals do to ensure that you are informed about and planning for ALL high risk hazards, climate risk included?” To this end, an examination of the current issues facing emergency managers planning for climate risk is followed by a discussion concerning some success stories in planning for climate risk as well as a description concerning how these successes were achieved. Finally, an assessment concerning how this information can be applied in a career as an emergency manager……

References

References

Edwards, F. L. (2011, Spring). Symposium: Preparing for climate change. The Public Manager, 40(1), 20-25.

IPCC Working Group II. (2014). Assessing and managing the risks of climate change. Retrieved from https://www.ipcc.ch/site/assets/uploads/2018/03/WGIIAR5_SPM_Top_Level_ Findings-1.pdf.

Labadie, J. R. (2011). Emergency managers confront climate change. Sustainability, 3, 1250-1264.

Leven, R. & Goldstein, Z. (2019). Kentucky is among the states blocking climate action. As weather gets more extreme, its residents — and U.S. taxpayers — are paying a price. Public Integrity. Retrieved from  https://publicintegrity.org/environment/one-disaster-away/a-dangerous-disconnect-disaster-prone-states/ .

Mickus, J. (2017, June 1). A Sugar Creek chronicle: Observing climate change from a Midwestern woodland. Perspectives on Science and Christian Faith, 69(2), 110-114.

The Nature Conservancy. (2020). Pennsylvania climate solutions. Retrieved from https://www. nature.org/en-us/about-us/where-we-work/united-states/pennsylvania/stories-in-pennsylvania/pennsylvania-climate-solutions/.

Studyspark

Study Document Study Document

Learning Goals Real Life Experience And Personal Experience

Pages: 10 (3023 words) Document Type:Essay Document #:36646335

… charged and found guilty of a crime of sexual nature. There are also some cases where people who have been identified to be at-risk to sexually abuse voluntarily enter sex offender therapy to deal with that risk. This normally involves individuals making appointments for treatment because they have either sexually harmed others or believe that they have that risk. Sex offender therapy is treatment available for juveniles, female adults, and male adults. Normally, the treatment is provided separately for females and males. … lieu of official supervision guidelines are helpful, they do not encourage an individualized approach to supervision. So they are more offense-based and not risk-need based. This makes them less effective and less likely to have a significant effect on recidivism especially when compared with evaluation-driven supervision strategies.
… employment and housing.
· Better educate communities and the general public about the parole program and how to……

Studyspark

Study Document Study Document

CDC Guideline For Prescribing Opioids For Chronic Pain

Pages: 6 (1863 words) Sources: 4 Document Type:Essay Document #:31919768

… with nonpharmacologic and non-opioid therapy. Clinicians should consider having opioid treatment on the cards only if the benefits they expect to exceed the risk to the patient under treatment. In case the opioids are prescribed, they should be offered alongside nonpharmacologic therapy and non-opioid therapy, as the … of the body. Thus, consideration should be made on how to discontinue therapy when it is realized that therapy is outweighed by the risk to the patient.
Before the onset of opioid therapy, and periodically after that, there should be an open discussion between clinicians regarding the … to the patient.
Before the onset of opioid therapy, and periodically after that, there should be an open discussion between clinicians regarding the risk involved in using a particular therapy. Realistic benefits should also be outlined. The clinician and patient responsibilities during the therapy should be discussed … administer opioids. Caution must be……

References

References

Breuer, B., Cruciani, R., & Portenoy, R. K. (2010). Pain management by primary care physicians, pain physicians, chiropractors, and acupuncturists: a national survey. Southern Medical Journal, 103(8), 738-747.

CDC, (2016). CDC Guideline for Prescribing Opioids for Chronic Pain. Center for Preparedness and Response (CPR).

Cheatle, M. D., & Savage, S. R. (2012). Informed consent in opioid therapy: a potential obligation and opportunity. Journal of Pain and Symptom Management, 44(1), 105-116.

Dowell, D., Haegerich, T. M., & Chou, R. (2016). CDC guideline for prescribing opioids for chronic pain—the United States, 2016. Jama, 315(15), 1624-1645.

Hudspeth, R. S. (2016). Standards of care for opioid prescribing: What every APRN prescriber and investigator need to know. Journal of Nursing Regulation, 7(1), 15-20.

Studyspark

Study Document Study Document

Stem Cell Transplants Treat Alzheimers And Parkinsons Disease

Pages: 5 (1386 words) Sources: 7 Document Type:Research Paper Document #:32127824


Conclusion
On the whole, stem cell treatment has created great hope among patients diagnosed with multiple degenerative problems and ailments; however, an in-depth assessment of likely risk and risk factors of stem cell-grounded medications is pivotal prior to its widespread approval for clinical administration. For every such medication, the likely patient risk must be appropriately assessed; moreover, distinct inherent stem cell characteristics as well as safety information already acquired about similar product kinds must be … distinct inherent stem cell characteristics as well as safety information already acquired about similar product kinds must be taken into consideration. Furthermore, external risk factors such as production, storage, handling, and therapeutic/clinical risk factors may generally contribute to patient risk. In the course of risk assessment, safety-related knowledge of similar medications based on stem cells might prove highly valuable. Established or recorded risk, established risk factors, and likely or anticipated risk ought to……

References

References

Alzheimer’s Association. (2015). 2015 Alzheimer\\\\'s disease facts and figures. Alzheimer\\\\'s & Dementia, 11(3), 332-384. doi:10.1016/j.jalz.2015.02.003.

Bali, P., Lahiri, D., Banik, A., Nehru, B., & Anand, A. (2017). Potential for Stem Cells Therapy in Alzheimer’s Disease: Do Neurotrophic Factors Play Critical Role? Current Alzheimer Research, 14(2), 208-220. doi:10.2174/1567205013666160314145347

Goodarzi, P., Aghayan, H. R., Larijani, B., Soleimani, M., Dehpour, A. R., Sahebjam, M., … Arjmand, B. (2015). Stem cell-based approach for the treatment of Parkinson\\\\'s disease. Medical journal of the Islamic Republic of Iran, 29, 168.

Herberts, C. A., Kwa, M. S., & Hermsen, H. P. (2011). Risk factors in the development of stem cell therapy. Journal of Translational Medicine, 9(1). doi:10.1186/1479-5876-9-29

Hwang, S., Gill, S., Pathak, S., & Subramanian, S. (2018, March 30). A Comparison of Stem Cell Therapies for Parkinson Disease | Published in Georgetown Medical Review. Retrieved June 11, 2019, from  https://gmr.scholasticahq.com/article/3420-a-comparison-of-stem-cell-therapies-for-parkinson-disease 

Railton, D. (2019, February 18). Stem cells: Therapy, controversy, and research. Retrieved June 11, 2019, from  https://www.medicalnewstoday.com/articles/200904.php 

The Research Journal. (2017, September 20). Alzheimer\\\\'s and Parkinson\\\\'s - the current state of research. Retrieved June 11, 2019, from  https://www.pasteur.fr/en/research-journal/reports/alzheimer-s-and-parkinson-s-current-state-research 

Studyspark

Study Document Study Document

Public Safety And Public Relations

Pages: 7 (2022 words) Sources: 9 Document Type:Essay Document #:36972565

… alarming rates of growth of cybercrime across the globe (Vault, 2020).
Statement of the Purpose: New York City Police Department (NYPD) - A risk Analysis
The NYPD constitutes one among America's biggest and earliest municipal police organizations, employing roughly 36,000 officers in addition to 19,000 civilian workers. … ensuring the protection of its public schools together with their 1,000,000 student population (NYPD, 2020).
Policepersons carry out various everyday activities entailing diverse risk situations, both physical and financial. Their ultimate effect is felt at both the individual and organizational levels. risk isn't restricted to individuals related to the department; rather, it extends to external departmental clients or justice seekers as well. State or local … well. State or local departmental hierarchy, employees, and the masses may be likely victims (Achim, 2014).
Policepersons encounter numerous occupational safety and health risk while at work. Averagely, one official dies per annum, no less……

References

References

Achim, A. C. (2014). Risk management issues in policing: from safety risks faced by law enforcement agents to occupational health. Procedia Economics and Finance, 15, 1671-1676.

Bornstein, A. (2005). Antiterrorist policing in New York City after 9/11: Comparing perspectives on a complex process. Human Organization, 64(1), 52-61. Retrieved from https://www.jstor.org/stable/44127004?seq=1

Buyantseva, L. V., Tulchinsky, M., Kapalka, G. M., Chinchilli, V. M., Qian, Z., Gillio, R., et al. (2007). Evolution of lower respiratory symptoms in New York police officers after 9/11: A prospective longitudinal study. J Occup Environ Med, 49, 310–17.

Homeland Security. (2005). Grand reform: The faster and smarter funding for first responders. Washington, DC: U.S. Government Printing Office.

Lippmann, M., Cohen, M. D., & Chen, L-C. (2015). Health effects of World Trade Center (WTC) Dust: An unprecedented disaster with inadequate risk management. Crit Rev Toxicol, 45(6), 492-530. DOI: 10.3109/10408444.2015.1044601

NYPD. (2020). About NYPD. Retrieved from  https://www1.nyc.gov/site/nypd/about/about-nypd/about-nypd-landing.page 

OHS. (2008). Occupational Health and Safety Code of Practice. Australian Government.

Vault. (2020). Overview. Retrieved from  https://www.vault.com/industries-professions/industries/public-safety

Improve your studying and writing skills

We have over 150,000+ study documents to help you.

Join thousands of other students and

"spark your studies".