Wealth Essays (Examples)
Study Document
Building Resilience In Travis County
… awareness, and lack of access to lifestyle needs are specific vulnerabilities that can be addressed using a comprehensive resilience-building strategy like this one.
Wealth Disparity and Poverty
Wealth disparity is another major vulnerability for the African American community in Travis County. Without the appropriate fiscal resources, and lacking the robustness of … income, low property values in African American neighborhoods, low rate of savings, low educational attainment, and low entrepreneurial/small business ownership are the specific wealth gap-related vulnerabilities this strategy seeks to address.
Social Justice
Reflecting nationwide trends, Travis County African Americans “experienced significantly longer periods of confinement in … community cohesion, and ensuring a supportive environment in which neighbor helps neighbor and in which black businesses also support each other to combat wealth disparities. Providing incentives for African American professionals to remain in Austin or Travis County as opposed to leaving for greener pastures will also ……
References
References
Austin History Center (2019). African American Community Archivist. Retrieved from https://library.austintexas.gov/ahc/african-american-community-archivist
Castillo, J. (2018). Exhibit on African Americans in Travis County tells stories, reveals gaps. Statesman. 27 Sept, 2018. Retrieved from https://www.statesman.com/article/20120925/NEWS/309259130
Chang, J. (2018). Black children in Travis County 8 times more likely to be removed by CPS than white children. Statesman. 25 Oct, 2018. Retrieved from https://www.statesman.com/news/20181020/black-children-in-travis-county-8-times-more-likely-to-be-removed-by-cps-than-white-children
Craver, J. (2017). African-Americans spend more time in Travis County jail for same offenses as whites. Austin Monitor. 14 Jul 2017. Retrieved from https://www.austinmonitor.com/stories/2017/07/african-americans-spend-time-travis-county-jail-offenses-whites/
Davis, C. (2018). African-Americans are moving to Austin again, but many don’t feel welcome. KXAN. 15 Jan, 2018. Retrieved from https://www.kxan.com/news/local/austin/african-americans-are-moving-to-austin-again-but-many-dont-feel-welcome/
Menon, S. (2019). Conference aims to help more African-Americans get mental health care. KUT. 25 Feb, 2019. Retrieved from https://www.kut.org/post/conference-aims-help-more-african-americans-get-mental-health-care
“New report points to racism and longer confinement of African Americans in Travis County Jail,” (2017). Grassroots Leadership. 13 July, 2017. Retrieved from https://grassrootsleadership.org/releases/2017/07/new-report-points-racism-and-longer-confinement-african-americans-travis-county
Prosperity Now (2019). Racial wealth divide in Austin. Retrieved from https://www.austincf.org/Portals/0/Uploads/Documents/Reports/Racial%20Wealth%20Divide%20Profile%20Austin_February%202019_%20Final3.pdf
Study Document
The Impact Of The Black Death On European Society
… responses to disease, even while superstition and religiosity remained. The disease led to widespread population migrations, the restructuring of society, abandonment of inherited wealth and property, and the renegotiation of labor.
The Black Death represented in some ways the impact that globalization and world trade had on … led to the breakdown of social order, social norms, and the social contract in European societies no matter how advanced, no matter how wealthy, and no matter how big or small. Lawlessness and chaos naturally ensued, as people died in droves. As Boccaccio notes, “the laws, human ……
References
Works Cited
The Anonimalle Chronicle: The English Peasants’ Revolt (1381).
Boccaccio, Giovanni. The Decameron: The Plague Hits Florence. (ca. 1350).
Cohn, Samuel K. “The Black Death and the Burning of Jews.” Past & Present, Volume 196, Issue 1, August 2007, Pages 3–36,
Di Tura, Angelo. Sienese Chronicle (1348-1351).
Petrarca-Meister, The Social Order (ca. 1515).
Sloan AW. The Black Death in England. South African Medical Journal = Suid-afrikaanse Tydskrif vir Geneeskunde. 1981 Apr;59(18):646-650.
Study Document
Volkswagen Emissions Fraud
… author advances the idea that non-shareholder constituents should have the same level of interests as shareholders, but of course when the CEO’s personal wealth is heavily invested in what is good for the shareholders, the CEO will have a distinctly different perspective on the matter. That bias ……
References
References
Ganti, A. (2019) Rationcal choice theory. Investopedia. Retrieved January 18, 2020 from https://www.investopedia.com/terms/r/rational-choice-theory.asp
Palmiter, A. (no date). Corporate governance as moral psychology. In possession of the author.
Parloff, R. (2018) How VW paid $25 billion for dieselgate – and got off easy. Business Ethics. Retrieved January 18, 2020 from https://business-ethics.com/2018/02/08/1638-how-vw-paid-25-billion-for-dieselgate-and-got-off-easy/
Smith, A. (2018) Volkswagen ex-CEO charged with fraud in diesel emissions scandal. CNN. Retrieved January 18, 2020 from https://money.cnn.com/2018/05/03/news/companies/winterkorn-vw-diesel-scandal/index.html
Study Document
Labor Market Wages And Income Inequality
… market and globalization has…[break]…can best be ensured of getting some sort of return (which is needed to keep the promises alive), those with wealth can simply invest in the markets and see their returns flood in. Those who have no savings or little savings (but cannot depend ……
References
References
BBC. (2019). US economy under Trump: Is it the greatest in history? Retrieved from https://www.bbc.com/news/world-45827430
Bernstein, J. (2019). A tight job market is a potent force against inequality and wage stagnation. Retrieved from https://www.washingtonpost.com/outlook/2019/02/01/tight-job-market-is-potent-force-against-inequality-wage-stagnation/?utm_term=.0a531cf24efb
Cox, J. (2019). Private payroll growth tops estimates as job market shows signs of tightening. Retrieved from https://www.cnbc.com/2019/07/31/private-payrolls-up-156k-in-july-vs-150k-est-adpmoodys.html
Harwood, J. (2019). 5 reasons why income inequality has become a major political issue. Retrieved from https://www.cnbc.com/2019/06/05/5-reasons-income-inequality-has-become-a-major-political-issue.html
Study Document
Enterprise Risk Management In Wells Fargo During The Pandemic
...Wealth Enterprise Risk Management in Wells Fargo during the Pandemic
Introduction
As Beasley (2020) points out, enterprise risk management (ERM) is especially needed during the COVID 19 pandemic because of the “number of different, but interrelated risks spread all across most organization” (p. 2). COVID 19 is not just a factor that has impacted one business or industry. It has impacted all businesses and all industries in different ways. Grocery chains like Kroger, for instance, have seen increased demand. Restaurants on the other hand have seen business dry up due to mandated quarantine orders. Small business owners and large corporations have filed for bankruptcy. All of this impacts the banking sector and Wells Fargo specifically because of its role in managing loan products, using interest rates to attract savers, and offering investment advice. “No single risk associated with the COVID-19 pandemic crisis can be managed in isolation,” as Beasley (2020) points……
References
References
Beasley, M. (2020). How to Leverage ERM Principles to Better Respond to COVID-19-Related Risks. ERM Professional Insights.
Derysh, I. (2020). Watchdog questions why Wells Fargo reported giving only one large PPP loan to a Black-owned business. Retrieved from https://www.salon.com/2020/07/22/watchdog-questions-why-wells-fargo-reported-giving-only-one-large-ppp-loan-to-a-black-owned-business/
English, C. (2020). Wells Fargo Forced to Cut Its Dividend After Fed Stress Test. Here’s What Other Banks Did. Retrieved from https://www.barrons.com/articles/wells-fargo-forced-to-cut-its-dividend-after-fed-stress-test-51593467664
Hall, J. (2007). Internal Auditing and ERM: Fitting in and Adding Value. Retrieved from https://global.theiia.org/about/about-the-iia/Public Documents/Sawyer_Award_2007.pdf
Kaplan, R. & Mikes, A. (2012). Managing risks: A new framework. Harvard Business Review, 3.
Lewis, M. (2010). The Big Short. NY: W. W. Norton.
Lundqvist, S. (2014). Abandoning Silos for Integration: Implementing Enterprise Risk Management and Risk Governance. Lund University.
Morgenson, G. (2020). More Wells Fargo customers say the bank decided to pause their mortgage payments without asking. Retrieved from https://www.nbcnews.com/business/personal-finance/more-wells-fargo-customers-say-bank-decided-pause-their-mortgage-n1234610
Study Document
Compare Between Monarchy And Democracy
...Wealth Monarchy vs. Democracy
When it comes to monarchies, much of the modern world has rejected them, though the West used to be ruled by monarchs. Today, monarchs thrive in the Middle East, particularly in the United Arab Emirates (UAE), where a monarchical system of government has enabled the UAE to bring stability and leadership. However, challenges remain, and this paper will describe the pros and cons of a system like UAE and compare it to that of democratic countries, whose prose and cons will also be described.
The pros of a monarchical system are that there is stability and consistency of vision and leadership. A monarch rules for life and the vision presented by the monarch can be implemented over a life time instead of rushed through in the brief span of a few years as is the case in democratic countries where elected leaders have term limits. The monarch……
References
References
Brookings Institute. (2013). Kings for all seasons. Retrieved from https://www.brookings.edu/wp-content/uploads/2016/06/Resilience-Arab-Monarchies_English.pdf
Katz, N. (2019). How super pacs shape u.s. Elections with advertisements that portraym candidates in ways publicly identified campaign ads often avoid. Retrieved from https://scholars.org/contribution/how-super-pacs-shape-us-elections-advertisements-portray-candidates-ways-publicly
Lumen. (2020). Forms of government. Retrieved from https://courses.lumenlearning.com/atd-herkimer-introsociology/chapter/reading-forms-of-government/
Soskis, B. (2017). George Soros and the Demonization of Philanthropy. Retrieved from https://www.theatlantic.com/business/archive/2017/12/soros-philanthropy/547247/
Study Document
Promises Of Democracy Capitalism In Ukraine
...Wealth Alternate Titles:
Rise of the Oligarchs in Russia and Ukraine
How Boris Berezovsky Fled Russia and Supported a Coup in Ukraine
Introduction
The “expulsion” of Boris Berezovsky from Russia under the Putin Regime sparked a chain of events that led to Ukraine’s upheaval. Though considered an “expulsion” by the Russian billionaire, Berezovsky was actually summoned to appear for questioning by the Prosecutor General but chose to remain in exile in UK and obtain political asylum there (BBC, 2012). The story is worth telling because what followed in the geopolitical spat between Berezovsky and Putin impacted Ukraine and millions of lives there, and the telling reveals the fragile nature of the democracies of Eastern Europe in general in the post-Soviet era. For it was Berezovsky who vowed revenge against Putin and immediately began meddling in Ukraine politics as a way of getting back at the new head of Russia—with the help……
References
References
Alexievich, S. (2007). Secondhand Time: The Last of the Soviets. NY: Random House.
Alexievich, S. (2017). The Unwomanly Face of War: An Oral History of Women in World War II. NY: Random House.
BBC. (2012). Russian godfathers. Retrieved from https://www.documentary24.com/russian-godfathers-putin-and-the-oligarchs--848/
Forbes. (2020). Ihor Kolomoyskyy. Retrieved from https://nationalinterest.org/blog/buzz/how-russian-oligarchs-changed-country%E2%80%94and-not-better-97472
Klebnikov, P. (2000). Godfather of the Kremlin. New York, NY: Harcourt.
IMF. (2007). Report for Ukraine. Retrieved from https://www.imf.org/external/pubs/ft/weo/2007/02/weodata/weorept.aspx?sy=1992&ey=2008&scsm=1&ssd=1&sort=country&ds=.&br=1&c=926&s=PPPGDP&grp=0&a=&pr1.x=41&pr1.y=2
Mezrich, B. (2015). Once upon a time in Russia. New York, NY: Atria.
Risen, J. (2019). I Wrote About the Bidens and Ukraine Years Ago. Retrieved from https://theintercept.com/2019/09/25/i-wrote-about-the-bidens-and-ukraine-years-ago-then-the-right-wing-spin-machine-turned-the-story-upside-down/
Study Document
Influence Of The PRC With Great Power Competition Globalization
… Since joining the World Trade Organization, China has become an increasingly influential participant in the global economy, and has used this increase in wealth to finance its other ambitions, including re-establishing itself as a great maritime power and increasing its influence over the South China Sea and ……
References
References
Chatzky, A. & McBride, J. (2019) China’s massive Belt and Road Initiative. Council on Foreign Relations. In possession of the author.
“China as a Trading State” (n.d.) In possession of the author. s
“Foreign Direct Investment” (n.d.) In possession of the author.
Global Times (2018) Best strategic opportunity since the Cold War. Global Times. In possession of the author.
Hoffman, S. (2002) Clash of globalizations. Foreign Affairs. July/August 2002. 105-115.
Morrison, W. (2017) China’s economic rise: History, trends, challenges, and implications for the United States. Congressional Research Service. September 15, 2017. In possession of the author.
NIC (2017) Paradox of progress. National Intelligence Council. In possession of the author.
Pollack, J. (no date). Competing visions: China, America and the Asia-Pacific Security Order. In possession of the author.
Study Document
Booker T Washington Argumentative Comparison
...Wealth Topic: An argumentative comparison of Booker T Washington’s “Speech at the Atlanta Exposition,” and W.E.B. Du Bois', \"The Talented Tenth\".
Introduction
Any narrative on African American history is incomplete if one fails to examine the competition between W.E.B. Du Bois and Booker T. Washington that, between the latter part of the nineteenth century and the early twentieth century, altered the route of America's pursuit of equality, besides ending up facilitating the rise of the contemporary Civil Rights Movement. While both rivals belonged to the very same period, were highly talented academicians, and were activists promoting African American civil rights, they differed with respect to their background and the approach adopted by them which eventually influenced the future the most (Blatty, 2015). In this paper, a detailed examination of both activists' works will be performed, and a few fundamental questions pertaining to the difference in their technique of raising African Americans……
References
Bibliography
Blatty, D. (2015, February 22). W.E.B. Du Bois, Booker T. Washington and the Origins of the Civil Rights Movement. Retrieved from Biography: https://www.biography.com/news/web-dubois-vs-booker-t-washington
Dubois, W. (1903). he Talented Tenth. In The Negro Problem: A Series of Articles by Representative Negroes of To-day (pp. 36-43). New York.
Dunn, F. (1993). The Educational Philosophies of Washington, Dubois, and Houston: Laying the Foundations for Afrocentrism and Multiculturalism. Journal of Negro Education, 62(1), 23-24.
Hancock, A.-M. (n.d.). Socialism/Communism. In p. Young.
Washington, B. T. (1895). Speech at the Atlanta Exposition. Atlanta.
Study Document
Capital Structure Analysis
… of debts and equity (capital structure). An optimal capital structure can be defined as a combination of equity and debt that maximizes shareholders’ wealth or value of a firm. The value of a firm “is the present value of expected future cash flows to be generated by … stakeholders are different from that of the lenders. Lenders are interested in getting their money back while shareholders are interested in maximizing their wealth. This theory states that if a firm has a greater agency problems, they should avoid using debt at all costs.
Debt is also ……
References
References
Estimating a synthetic rating and cost of debt. (n.d.). Retrieved from http://pages.stern.nyu.edu/~adamodar/New_Home_Page/valquestions/syntrating.htm
Fenebris.com. (2019, August 18). AU. Retrieved from http://www.market-risk-premia.com/au.htmlm
Intelligent Investor. (n.d.). FlexiGroup Limited. Retrieved from https://www.intelligentinvestor.com.au/shares/asx-fxl/flexigroup-limited/financials IntelligentInvestor.com. (n.d.). Afterpay Touch Group Limited. Retrieved from https://www.intelligentinvestor.com.au/shares/asx-apt/afterpay-touch-group-limited/financials
Yahoo Finance. (n.d.). FLEXIGROUP FPO (FXL.AX) Balance Sheet. Retrieved from https://finance.yahoo.com/quote/FXL.AX/balance-sheet?p=FXL.AXhttps://finance.yahoo.com/quote/FXL.AX/balance-sheet?p=FXL.AX
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