Study Document
...Unemployment Enterprise Risk Management in Wells Fargo during the Pandemic
Introduction
As Beasley (2020) points out, enterprise risk management (ERM) is especially needed during the COVID 19 pandemic because of the “number of different, but interrelated risks spread all across most organization” (p. 2). COVID 19 is not just a factor that has impacted one business or industry. It has impacted all businesses and all industries in different ways. Grocery chains like Kroger, for instance, have seen increased demand. Restaurants on the other hand have seen business dry up due to mandated quarantine orders. Small business owners and large corporations have filed for bankruptcy. All of this impacts the banking sector and Wells Fargo specifically because of its role in managing loan products, using interest rates to attract savers, and offering investment advice. “No single risk associated with the COVID-19 pandemic crisis can be managed in isolation,” as Beasley (2020) points……
References
Beasley, M. (2020). How to Leverage ERM Principles to Better Respond to COVID-19-Related Risks. ERM Professional Insights.
Derysh, I. (2020). Watchdog questions why Wells Fargo reported giving only one large PPP loan to a Black-owned business. Retrieved from https://www.salon.com/2020/07/22/watchdog-questions-why-wells-fargo-reported-giving-only-one-large-ppp-loan-to-a-black-owned-business/
English, C. (2020). Wells Fargo Forced to Cut Its Dividend After Fed Stress Test. Here’s What Other Banks Did. Retrieved from https://www.barrons.com/articles/wells-fargo-forced-to-cut-its-dividend-after-fed-stress-test-51593467664
Hall, J. (2007). Internal Auditing and ERM: Fitting in and Adding Value. Retrieved from https://global.theiia.org/about/about-the-iia/Public Documents/Sawyer_Award_2007.pdf
Kaplan, R. & Mikes, A. (2012). Managing risks: A new framework. Harvard Business Review, 3.
Lewis, M. (2010). The Big Short. NY: W. W. Norton.
Lundqvist, S. (2014). Abandoning Silos for Integration: Implementing Enterprise Risk Management and Risk Governance. Lund University.
Morgenson, G. (2020). More Wells Fargo customers say the bank decided to pause their mortgage payments without asking. Retrieved from https://www.nbcnews.com/business/personal-finance/more-wells-fargo-customers-say-bank-decided-pause-their-mortgage-n1234610
Study Document
...Unemployment Homelessness in America - Essay Outline
Homelesssness in America
I. Introduction
a. Definition of Homelessness
i. Homelessness is the lack of a stable, safe and permanent housing due to lack of income, poor housing policies, and neighborhood gentrification (Dreyer, 2018).
ii. A comprehensive, broad-based definition that can be used consistently for homelessness initiatives does not exist (Yousey & Samudra, 2018).
b. Overview of Homelessness
i. Homelessness is an egregious problem that has existed in the United States since 1980s and attributable to various factors and causes (Dreyer, 2018).
ii. Multifaceted and multisectoral approaches are the most suitable interventions to address the growing problem of homelessness.
II. Statistics on Homelessness
a. Lifetime and 1-year Prevalence of Homelessness
i. Lifetime prevalence of homelessness in the United States population is approximately 4.2% (Tsai, 2018).
ii. 1-year prevalence of homelessness in the U.S. population is estimated at 1.5% (Tsai, 2018).
b. Youth Homelessness
i.……
Bibiligraphy
Dreyer, B.P. (2018), A Shelter is not a Home: The Crisis of Family Homelessness in the United States, Pediatrics, 142(5) 1-3, httpps://doi.org10.1542/peds.2018-2695 Ly, A. & Latimer, E., (2015), Housing First Impact on Cost and Associated Cost Offsets A review of literature, Canadian Journal of Psychiatry, 60(11) 475-487, doi: 10.1177/070674371506001103
Mabhala, M.A., Yohannes, A. & , Griffith, M. (2017), Social Conditions of Becoming Homelessness, Qualitative Analysis of Life Stories of Homelessness People, International Journal for Equity in Health, 16(150), Doi:10.1186/s12939-017-0646-3
Morton et al, (2017), Prevalence and Correlates of Youth Homelessness in the United States, Journal of Adolescent Health, 62, 14-21 Doi:10.1016/j.jadohealth.2017.10.006
Oppenheimer, S.C., Nurius, P.S. & Green, S. (2018) Homeless History Impact on Health Outcome and Economics and Risk Behaviors Intermediaries: New Insight from Population Data, Families in Society, 97(3), 230-242, Doi:10.1606/1044-3894.2016.97.21
Tsai, J., O’Toole, T. & Kearney, L. K. (2017), Homelessness as a Public Mental Health and Social Problem, New Knowledge and Solution, Psychological Services, 14(2), 113-117, http://dx.doi.org/10.1037/ser0000164
Tsai, J. (2018), Lifetime and 1-year Prevalence of Homelessness in the U.S. Population: Results from the National Epidemiologic Survey on Alcohol and Related Conditions-111, Journal of Public Health 40(1), 65-78, https://doi.org/10.1093/pubmed/fdx034
Yousey, A. & Samundra, R. (2018) Defining Homelessness in the Rural United States, Online Journal of Rural Research & Policy, 13(4), http://doi.org/10.4148/1936-0487.1094
Weisz, C. & Quinn, D.M. (2017), Stigmatized and identities Psychological Distress and Physical Health, Intersection of homelessness and Race, Stigma and Health 1-6, http://dx.doi.org/10.1037/sah0000093
Study Document
...Unemployment Verbatim Transcript counseling session analyst
Counseling Session Transcription and Analysis
Instructions: Place the counselors and clients verbatim statement in each row (Part I). Then identify the counseling skills that the counselor used and explain why that skill was used in the session. Note: each counselor statement or encourager must be identified (Part II.1). Next provide a alternative skill that could have been used and write the actual words you would use. Note: every counselor statement or encourager must have an alternative statement (Part II.2). Next, examine the transference (what the client reaction to the counselor) and the countertransference (counselor’s reaction to the client) reactions. Lastly, write a 1 page paper Transcript Video Critique and Analysis. In this paper you will discussed your critique yourself, skills, and theory used in the session (Part III)
Part I
Part II
Verbatim Session
(1). Counseling-skill used and purpose
(2) Alternative Skill, Counseling Statement, and……
Study Document
… least, and as a result the company pays close attention to the total rewards package for these workers. In recent years, as the unemployment rate in the United States has dropped to just over 3%, finding and retaining good quality workers has become a challenge, and this ……
References
Group Dentistry Now (2019) Walmart introduces first-ever health center, which includes a comprehensive dental clinic. Group Dentistry Now. Retrieved May 7, 2020 from https://groupdentistrynow.com/dso-group-blog/walmart-introduces-first-ever-health-center-which-includes-a-comprehensive-dental-clinic/
Hiles, A. (2009) Tough times demand focus – total rewards strategy. Benefits Quarterly. Vol. 25 (4) 44-47.
Kaplan, S. (2005) Total rewards in action: Developing a total rewards strategy. Benefits & Compensation Digest. Retrieved May 7, 2020 from http://staceykaplan.com/pdf/Stacey_Kaplan_Total_Rewards.pdf
Kaplan, S. (2007) Business strategy, people strategy and total rewards. Benefits & Compensation Digest. Retrieved May 7, 2020 from http://www.staceykaplan.com/pdf/Stacey_Kaplan_Total_Rewards_And_Business_Strategy.pdf
Meyersohn, N. (2019) Walmart will recruit high school students with free SAT prep and $1 a day college tuition. CNN Business. Retrieved May 7, 2020 from https://www.cnn.com/2019/06/04/business/walmart-college-tuition-benefit-high-school-students/index.html
Rumpel, S. & Medcof, J. (2006) Total rewards: Good fit for tech workers. Research Technology Management. Retrieved May 7, 2020 from https://www.researchgate.net/profile/John_Medcof/publication/233718407_Total_Rewards_Good_Fit_for_Tech_Workers/links/5b214c87458515270fc6cfdb/Total-Rewards-Good-Fit-for-Tech-Workers.pdf
Study Document
...Unemployment Gun Violence Effect on African American Community
Introduction
The African American community has faced the brunt of the criminal justice system in the aftermath of gun violence. For starters, the violence takes a toll on these communities. The violence that emanates from the use of guns and other incidences of shooting rips families apart and tears the family and community fabric. There's often a second devastating effect that results from the violence. The police frequently have to stop members of the colored community on the streets and run inspections. The outcome is that the community becomes suspicious of the law enforcement authorities. Indeed, any government departments, including but not limited to the police, are under thorough scrutiny regarding the treatment of people of color. There are calls for reforms in the justice system owing to the disproportionate numbers of people of color in incarceration. Also, the increase in gun violence……
References
Armstrong, M., & Carlson, J. (2019). Speaking of trauma: The race talk, the gun violence talk, and the racialization of gun trauma. Palgrave Communications, 5(112). https://doi.org/10.1057/s41599-019-0320-z
Maxson, C. L., Hennigan, K, and D. C. Sloane. (2003). For the sake of the neighborhood? Civil gang injunctions as a gang intervention tool in Southern California. In Scott H. Decker, Ed. Policing Gangs and Youth Violence. Belmont, CA: Wadsworth/Thomson Learning
Morris, S. (2018). Mass shootings in the US: There have been 1,624 in 1,870 days. The Guardian. https://www.theguardian.com/us-news/ng-interactive/2017/oct/02/america-mass-shootings-gun-violence
Payne, B. K. (2006). Weapon bias: split-second decisions and unintended stereotyping. Curr Directions Psychological Sci, 15(6), 287–291.
Roman, J. K. (2013).Race, justifiable homicide, and stand your ground laws: Analysis of FBI supplementary homicide report data. Retrieved from http://www.ncjrs.gov/App/publications/abstract.aspx?ID=265405
Schopper, D., Lormand, J. D.,&Waxweiler, R (eds). (2006).Developing policies to prevent injuries and violence: guidelines for policy-makers and planners. Geneva, World Health Organization.
Tate, J., Jenkins, J., Rich, S., Muyskens, J., Elliott, K., Mellnik, T., &Williams, A. (2016).How the Washington Post is examining police shootings in the United States. The Washington Post.
Tita, G. E., Troshynski, E., & Graves, M. (2007). Strategies for reducing gun violence: The role of gangs, drugs, and firearm accessibility. Research Report: National Crime Prevention Centre (NCPC). Retrieved from https://www.publicsafety.gc.ca/cnt/rsrcs/pblctns/rdcng-gn-vlnc/rdcng-gn-vlnc-eng.pdf
Study Document
… route of the Mississippi was hijacked, and the military was low on budget and workforce under the command of a seemingly unassuming general. Unemployment was on the rise due to the aftermath of the 1857 financial panic. Slavery was still campaigned for in border states with fierce ……
References
Maxwell, J.C. (2005). Ethics 101: What Every Leader Needs to Know. Center Street Publishing. ISBN: 9780446578097. Retrieved from: http://lasacoassurance.com/wp-content/uploads/2015/04/John_C._MaxwelEthics-101_-What-Every-Leader-Needs-to-K-1.pdf
Maxwell, J.C. (1998). The 21 Irrefutable Laws of Leadership. Thomas Nelson Publishing. ISBN: 9780785288374. Retrieved from: https://www.speakersbase.com/uploads/3567e22e8083ad294bab525f9c0b631c57f40f2b1478780702.pdf
Northouse, P.G. (2012). Leadership: Theory and Practice. California, USA: publications Inc. ISBN: 9781483317533.
Phillips, D.T. (1992). Lincoln on Leadership. New York, NY: Warner Books. ISBN: 9780446394598
Study Document
… vulnerable to threats is one that is ill-prepared. Not having enough savings would make a person vulnerable to a sudden crisis such as unemployment, illness, or any unforeseen expenditure. Similarly with organizations, not having a cogent financial plan would render the company unable to withstand a crisis. ……
References
Ledesma, J. (2014). Conceptual frameworks and research models on resliience in leadership. Sage Open 4(3): https://doi.org/10.1177/2158244014545464
Moore, C. (2020). Resilience theory: What research articles in psychology teach us. Positive Psychology. Retrieved from: https://positivepsychology.com/resilience-theory/
Shean, M. (2015). Current theories relating to resilience and young people. VicHealth. Retrieved from: https://evidenceforlearning.org.au/assets/Grant-Round-II-Resilience/Current-theories-relating-to-resilience-and-young-people.pdf
Van Breda, A.D. (2018). A critical review of resilience theory and its relevance for social work.
Zimmerman, M.A. (2013). Resiliency theory. Health Education Behavior 40(4)L 381-383.
Study Document
… the company will be hailed a hero for bringing jobs back to America at a time when millions of Americans are applying for unemployment as a result of the nation going into lockdown.
Literature Review
Managing change is not an easy process and it requires change managers ……
Bibliography and References
Balaji, S., & Murugaiyan, M. S. (2012). Waterfall vs. V-Model vs. Agile: A comparative study on SDLC. International Journal of Information Technology and Business Management, 2(1), 26-30.
Boehm, B. (2002). Get ready for agile methods, with care. Computer, (1), 64-69.
Boehm, B. (2007). A survey of agile development methodologies. Laurie Williams, 45, 119.
Fernandez, D. J., & Fernandez, J. D. (2008). Agile project management—agilism versus traditional approaches. Journal of Computer Information Systems, 49(2), 10-17.
Freberg, K., Graham, K., McGaughey, K., & Freberg, L. A. (2011). Who are the social media influencers? A study of public perceptions of personality. Public Relations Review, 37(1), 90-92.
Cameron, E. and Green, M. (2015), Making Sense of Change Management: A complete Guide to the Models, Tools and Techniques of Organizational Change. Kogan Page: London
Kotter, J. P. (2012). Leading Change. Harvard Business Review Press.
TMZ. (2018). Kaep Deal Adds Up... WE GOT NIKE'S CUSTOMER BREAKDOWN. Retrieved from https://www.tmz.com/2018/09/06/colin-kaepernick-nike-contract-urban-consumers-market-research/
Study Document
… advantage over other companies in the same business.
Role of Human Resources
Most of Disney’s workers are in the United States, where the unemployment rate is very low at 3.6% (BLS, 2020). At that rate, competition for any worker is high, let alone for quality workers. Disney ……
References
BLS (2020). The employment situation – January 2020. Bureau of Labor Statistics. Retrieved March 2, 2020 from https://www.bls.gov/news.release/pdf/empsit.pdf
Bricker, J. (2020) Disney World investing millions on cast morale. Disney Tourist Blog Retrieved March 2, 2020 from https://www.disneytouristblog.com/disney-world-investing-millions-cast-morale/
Business Balls (2020) Four frame model – Bolman and Deal. Business Balls. Retrieved March 2, 2020 from https://www.businessballs.com/leadership-models/four-frame-model-bolman-and-deal/
Forbes (2018) World’s best employers. Forbes. Retrieved March 2, 2020 from https://www.forbes.com/companies/walt-disney/?list=world-best-employers/#394d24715730
Jones, B. (2018) How Disney empowers its employees to deliver exceptional customer service. Harvard Business Review. Retrieved March 2, 2020 from https://hbr.org/sponsored/2018/02/how-disney-empowers-its-employees-to-deliver-exceptional-customer-service
McLeod, S. (2011) Bolman & Deal frameworks. Big Think. Retrieved March 2, 2020 from https://bigthink.com/bolman-deal-frameworks
Sammer, J. (2019) 5 takeaways from Disney’s tuition benefits. SRHM.org. Retrieved March 2, 2020 from https://www.shrm.org/resourcesandtools/hr-topics/benefits/pages/5-takeaways-from-disney-tuition-benefits-approach.aspx
Walt Disney Company (2020) website, various pages. Retrieved March 2, 2020 from https://thewaltdisneycompany.com/forbes-ranks-disney-among-worlds-best-employers-for-2018/
Study Document
...Unemployment Executive Summary
The healthcare sector in the United States is facing shortage of healthcare providers, particularly in rural settings. One of the most affected areas in the country is rural Maryland, especially Allegany County, which has been selected as the location for this project. The proposed plan seeks to help lessen the shortage of healthcare providers in the county using MedChi, an organization that provides public health resources in Maryland. MedChi could help address the problem through promoting adoption of technologies like telemedicine and expansion of the scope of practice of non-physician providers. To realize this objective, the organization needs to establish partnerships with relevant stakeholders within and outside the county’s health sector including policymakers. These partnerships should focus on identifying necessary resources for implementation of the proposed solution.
Provider Shortage Proposal
Shortage of providers in healthcare is a major issue facing this industry at a time when patient populations……
References
Antonelli, A.F. (2019, May 14). Does America Have a Physician Shortage – or Are Our Doctors ‘Just Bad at Managing Time’? Retrieved August 5, 2019, https://www.advisory.com/daily-briefing/2019/05/14/physician-shortage
Daly, R. (2018, May 22). Healthcare Workforce Shortage Worsening: Senators. Retrieved August 5, 2019, from https://www.hfma.org/topics/news/2018/05/60811.html
Desmon, S. (2019, March 1). Doctors in Short Supply in Rural Maryland. Baltimore Sun. Retrieved August 5, 2019, from https://www.baltimoresun.com/bal-id.rural01mar01-story.html
Heath, S. (2019, July 11). What Clinician Recruitment Tactics Say About the Physician Shortage. Retrieved August 5, 2019, from https://patientengagementhit.com/news/what-clinician-recruitment-tactics-say-about-the-physician-shortage
Merritt Hawkins. (2019). 2019 Review of Physician and Advanced Practitioner Recruiting Incentives. Retrieved August 5, 2019, from https://www.merritthawkins.com/uploadedFiles/merritthawkins_2019_incentivereview.pdf
Western Maryland Health System and Allegany County Health Department. (2011, November). Allegany County Community Health Needs Assessment. Retrieved August 5, 2019, from http://www.alleganyhealthplanningcoalition.com/pdf/ACHD%20Community%20Health%20Needs%20Assessment.pdf
Wolford, H.B. (2018, May 28). Allegany County Sees Shortage of Health Care Workers. Time News. Retrieved August 5, 2019, from https://www.times-news.com/news/local_news/allegany-county-sees-shortage-of-health-care-workers/article_28b1030d-4403-5d84-aa26-fe17d61b8561.html
We have over 150,000+ study documents to help you.
Sign Up for FREE