Insurance Essays (Examples)
Study Document
Violent Crime Control And Law Enforcement Act Of 1994
...Insurance Crimes in the U.S.
Introduction
Contrary to US civil law, the nation’s criminal law represents a legal system which deals with penalizing those who perpetrate criminal offenses. Among the many criminal laws of the nation is its 1994 Violent Crime Control and Law Enforcement Act or, simply, crime bill. The bill’s enactment was, in a number of ways, characteristic of the tough-on-criminals bipartisan campaign of the latter part of the past century. The bill included numerous positive provisions like greater law enforcement accountability and fresh protections for those victimized by perpetrators of sexual abuse/assault and domestic violence; however, it was believed to worsen the racial gap in involvement in the criminal justice arena (Moore, 2017). Hence, this paper attempts at ascertaining the desired impact of the aforementioned crime bill, as well as court interpretation of the act through examining different aspects of the bill.
History of crime bill
The 1994 Violent……
References
References
Raymond Derrial Madden, Petitioner-appellant, v. United States of America, Respondent-appellee, 64 F.3d 669 (10th Cir. 1995)
Sepulveda v. United States, 69 F. Supp. 2d 633 (D.N.J. 1999)
United States of America, Plaintiff-appellee, v. Joanne Kwi Ye Estes, Defendant-appellant, 166 F.3d 1218 (9th Cir. 1998)
United States v. Madden, No. 92-6206 (10th Cir. Apr. 20, 1993), WL 332262 Books and article
Moore, R. (2017). The new Jim Crow: Mass incarceration in the age of colorblindness. Macat Library.
United States Congress. (1994). Violent Crime Control and Law Enforcement Act of 1994. Public law, (103-322).
Websites
The Establishment. (2016, April 12). About That Controversial 1994 Crime Bill. A Medium Corporation. Retrieved from https://medium.com/the-establishment/about-that-controversial-1994-crime-bill-c17ccfcc25fa
Study Document
Labor Market Wages And Income Inequality
...Insurance Abstract
This paper looks at the concepts of the labor market, wage growth and income inequality in the U.S. and discusses them in terms of inflation (caused by the injection of $4 trillion worth of liquidity into the financial markets by the Federal Reserve after the global economic crisis threatened to derail capitalism). It describes what has been written in three news articles in recent years and months, and discusses them with a view to showing that the “best economy ever”—as it is described by President Trump—should not be dependent upon a rate-cutting Fed. A good look at the labor market, wage growth and income inequality may help to explain why the president is so worried about the central bank maintaining loose monetary policy.
Introduction
While President Trump has often insisted that this is the best economy ever (BBC, 2019), there are signs that this might not be true—and those……
References
References
BBC. (2019). US economy under Trump: Is it the greatest in history? Retrieved from https://www.bbc.com/news/world-45827430
Bernstein, J. (2019). A tight job market is a potent force against inequality and wage stagnation. Retrieved from https://www.washingtonpost.com/outlook/2019/02/01/tight-job-market-is-potent-force-against-inequality-wage-stagnation/?utm_term=.0a531cf24efb
Cox, J. (2019). Private payroll growth tops estimates as job market shows signs of tightening. Retrieved from https://www.cnbc.com/2019/07/31/private-payrolls-up-156k-in-july-vs-150k-est-adpmoodys.html
Harwood, J. (2019). 5 reasons why income inequality has become a major political issue. Retrieved from https://www.cnbc.com/2019/06/05/5-reasons-income-inequality-has-become-a-major-political-issue.html
Study Document
Healthcare Provider Shortage
...Insurance Executive Summary
The healthcare sector in the United States is facing shortage of healthcare providers, particularly in rural settings. One of the most affected areas in the country is rural Maryland, especially Allegany County, which has been selected as the location for this project. The proposed plan seeks to help lessen the shortage of healthcare providers in the county using MedChi, an organization that provides public health resources in Maryland. MedChi could help address the problem through promoting adoption of technologies like telemedicine and expansion of the scope of practice of non-physician providers. To realize this objective, the organization needs to establish partnerships with relevant stakeholders within and outside the county’s health sector including policymakers. These partnerships should focus on identifying necessary resources for implementation of the proposed solution.
Provider Shortage Proposal
Shortage of providers in healthcare is a major issue facing this industry at a time when patient populations……
References
References
Antonelli, A.F. (2019, May 14). Does America Have a Physician Shortage – or Are Our Doctors ‘Just Bad at Managing Time’? Retrieved August 5, 2019, https://www.advisory.com/daily-briefing/2019/05/14/physician-shortage
Daly, R. (2018, May 22). Healthcare Workforce Shortage Worsening: Senators. Retrieved August 5, 2019, from https://www.hfma.org/topics/news/2018/05/60811.html
Desmon, S. (2019, March 1). Doctors in Short Supply in Rural Maryland. Baltimore Sun. Retrieved August 5, 2019, from https://www.baltimoresun.com/bal-id.rural01mar01-story.html
Heath, S. (2019, July 11). What Clinician Recruitment Tactics Say About the Physician Shortage. Retrieved August 5, 2019, from https://patientengagementhit.com/news/what-clinician-recruitment-tactics-say-about-the-physician-shortage
Merritt Hawkins. (2019). 2019 Review of Physician and Advanced Practitioner Recruiting Incentives. Retrieved August 5, 2019, from https://www.merritthawkins.com/uploadedFiles/merritthawkins_2019_incentivereview.pdf
Western Maryland Health System and Allegany County Health Department. (2011, November). Allegany County Community Health Needs Assessment. Retrieved August 5, 2019, from http://www.alleganyhealthplanningcoalition.com/pdf/ACHD%20Community%20Health%20Needs%20Assessment.pdf
Wolford, H.B. (2018, May 28). Allegany County Sees Shortage of Health Care Workers. Time News. Retrieved August 5, 2019, from https://www.times-news.com/news/local_news/allegany-county-sees-shortage-of-health-care-workers/article_28b1030d-4403-5d84-aa26-fe17d61b8561.html
Study Document
Medicare Access And CHIP Reauthorization Act
… Reauthorization Act (MACRA) changed the way health care providers are reimbursed through Medicare, provided an increase in funding, and extended the Children’s Health Insurance Program (CHIP). MACRA placed conditions upon care providers in order for them to receive reimbursement: care must be quality care, i.e., care that ……
References
References
Glasziou, P., Moynihan, R., Richards, T., & Godlee, F. (2013). Too much medicine; too little care. BMJ, 347, f4247.
Lichtenfeld, L. (2011). Overdiagnosed: Making people sick in the pursuit of health. The Journal of Clinical Investigation, 121(8), 2954-2954.
Moynihan, R. (2015). Preventing overdiagnosis: the myth, the music, and the medical meeting. BMJ: British Medical Journal (Online), 350.
Welch, H., Schwartz, L. & Woloshin, S. (2011). Overdiagnosed. Beacon Hill.
Study Document
Barriers That Prevent Implementation Of IoT Within Small Businesses
...Insurance Executive Summary
The purpose of this study is to develop timely and informed answers to a series of guiding research questions and subquestions to identify the risks and barriers that are associated with Internet of Things implementations. These types of studies are important today because the Internet of Things is changing the manner in which companies of all sizes and types operate their businesses, and current trends indicate that these implementations are increasing exponentially. The Internet of Things allows conventional computer-based networks to incorporate data collected from everyday objects to provide real-time analyses and new applications for these technologies are being developed every day. Indeed, there are already more mobile devices in use around the world than there are people, and most authorities agree that the Internet of Things deployments will continue to increase well into the foreseeable future. Chapter one of the study provides the rationale in support of……
References
References
Ahamed, J., & Rajan, A.V. (2016). Internet of Things (IoT): Application systems and security vulnerabilities. 2016 5th International Conference on Electronic Devices, Systems and Applications (ICEDSA), 1-5.
Aishah, S., Sahandi, R., Prakoonwit, S., & Khan, W. (2019). Big data and IoT opportunities for small and medium-sized enterprises (SMEs). In Handbook of Research on Big data and the IoT. doi: 10.4018/978-1-5225-7432-3.ch005
An, N. & Wang, J. (2018, October). Research and practice on innovative methods of ideological and political education for college student. Educational Sciences Theory and Practice, 18(5), 2386-2391.
Banham, R. (2016, July-August). IoT complexity: As the Internet of Things expands, the risks-and questions of liability-become more complicated. Risk Management, 63(6), 39-44.
Bhardwaj, A., Subramanyam, G. V., Avasthi, V. & Sastry, H. (2016). Review of solutions for securing end user data over cloud applications. International Journal of Advanced Computer Research, 6(27), 2277-2291.
Bok, H. (2014, September). An empirical study on factors influencing Internet advertising effects. Advances in Management, 7(9), 6-9.
Business.com. (2018). Disaster preparedness for small businesses. Business.com, September 26. Retrieved from https://www.business.com/articles/business-disaster-prep/ .
Cass, J. (2019). Internet of Things: What it is, how it works, examples and more. Just Creative. Retrieved from https://justcreative.com/2018/11/19/internet-of-things-explained/ .
Study Document
Physical And Mental Disabilities In The Workplace
… 2015, $143 billion was spent in helping 9 millions workers with disability and 2 millions PwD family members through the Social Security Disability Insurance (SSDI) program (Montez, Hayward & Wolf, 2017). Bias still exists, but social scientists are actively engaged in helping employers to overcome implicit bias ……
References
References
Baruch, Y. (2000). Teleworking: benefits and pitfalls as perceived by professionals and managers. New technology, work and employment, 15(1), 34-49.
Bortz, D. (2018). Can Blind Hiring Improve Workplace Diversity? Retrieved from https://www.shrm.org/hr-today/news/hr-magazine/0418/pages/can-blind-hiring-improve-workplace-diversity.aspx
Center for Disability Rights. (2019). Ableism. Retrieved from http://cdrnys.org/blog/uncategorized/ableism/
Corrigan, P. W. (2016). Lessons learned from unintended consequences about erasing the stigma of mental illness. World Psychiatry, 15(1), 67-73.
Fabian, R. (2019). New Marvel Film \\\\\\\\\\\\'The Eternals\\\\\\\\\\\\' Will Feature First Deaf Superhero. Retrieved from https://finance.yahoo.com/news/marvel-film-eternals-feature-first-211402332.html
Faurer, J., Rogers-Brodersen, A., & Bailie, P. (2014). Managing the re-employment of military veterans through the Transition Assistance Program (TAP). Journal of Business & Economics Research (Online), 12(1), 55.
Guruge, S., Wang, A. Z. Y., Jayasuriya-Illesinghe, V., & Sidani, S. (2017). Knowing so much, yet knowing so little: a scoping review of interventions that address the stigma of mental illness in the Canadian context. Psychology, Health & Medicine, 22(5), 507-523.
Marquis, J.P., Lim, N., Kavanagh, J., Harrell, M.C. & Scott, L.M. (2007). Managing Diversity in Corporate America: An Exploratory Analysis. Pittsburgh, PA: Rand Corporation.
Study Document
Homeless Population And Health Disparities
...Insurance Health Disparities and Homeless Population
The causes of homelessness are complex but its tragic consequences are very clear. Homelessness is a huge problem in many rural areas, towns, and cities across the world. It is also a public health problem. The homeless are a vulnerable population. They not only live a poor quality of life on the streets but they also face hunger and are at a high risk of getting preventable diseases, getting co-occurring diseases, and dying premature deaths. In developed countries like the United States and United Kingdom, the phenomenon of homelessness is closely interlinked with that of poverty. Most of the time, the working poor have to work so hard or to work multiple jobs or they will become homeless. Sometimes just one missed pay check results people being evicted and sent to the streets. Other times illnesses, unexpected retrenchments, accidents, lead to lack of money at……
References
References
Andaya, A. (2016). Understanding the Causes Health Disparities among the Homeless. UC Merced Undergraduate Research Journal, 9(1).
Fajardo-Bullón, F., Esnaola, I., Anderson, I., & Benjaminsen, L. (2019). Homelessness and self-rated health: evidence from a national survey of homeless people in Spain. BMC public health, 19(1), 1081.
Koh, H. K., & O’Connell, J. J. (2016). Improving health care for homeless people. Jama, 316(24), 2586-2587.
Plumb J. D. (2000). Homelessness: reducing health disparities. CMAJ : Canadian Medical Association journal = journal de l\\\\\\'Association medicale canadienne, 163(2), 172–173.
Study Document
Building Resilience In Travis County
...Insurance Introduction of Strategy
Almost ten years back, the Austin History Center launched a new permanent exhibit on African American history in Travis County that has since inspired local activism, awareness, and community self-empowerment (Castillo, 2018). This strategy builds upon the success of the Austin History Center projects, which include the vast resources contained in the Austin History Center’s African American Community Archivist (2019). Building resilience through the arts, culture, and community pride will be the solution-focused approach to addressing persistent disparities in Travis County, Texas.
Vulnerabilities
A needs assessment of the African American community in Travis County reveals several areas of vulnerability this strategy aims to address by coordinating with existing ongoing initiatives and organizations.
Physical and Mental Health Disparities
Physical and mental health disparities are among the top vulnerabilities for the African American community in Travis County. Research reveals several major disparities in mental and physical health that render the……
References
References
Austin History Center (2019). African American Community Archivist. Retrieved from https://library.austintexas.gov/ahc/african-american-community-archivist
Castillo, J. (2018). Exhibit on African Americans in Travis County tells stories, reveals gaps. Statesman. 27 Sept, 2018. Retrieved from https://www.statesman.com/article/20120925/NEWS/309259130
Chang, J. (2018). Black children in Travis County 8 times more likely to be removed by CPS than white children. Statesman. 25 Oct, 2018. Retrieved from https://www.statesman.com/news/20181020/black-children-in-travis-county-8-times-more-likely-to-be-removed-by-cps-than-white-children
Craver, J. (2017). African-Americans spend more time in Travis County jail for same offenses as whites. Austin Monitor. 14 Jul 2017. Retrieved from https://www.austinmonitor.com/stories/2017/07/african-americans-spend-time-travis-county-jail-offenses-whites/
Davis, C. (2018). African-Americans are moving to Austin again, but many don’t feel welcome. KXAN. 15 Jan, 2018. Retrieved from https://www.kxan.com/news/local/austin/african-americans-are-moving-to-austin-again-but-many-dont-feel-welcome/
Menon, S. (2019). Conference aims to help more African-Americans get mental health care. KUT. 25 Feb, 2019. Retrieved from https://www.kut.org/post/conference-aims-help-more-african-americans-get-mental-health-care
“New report points to racism and longer confinement of African Americans in Travis County Jail,” (2017). Grassroots Leadership. 13 July, 2017. Retrieved from https://grassrootsleadership.org/releases/2017/07/new-report-points-racism-and-longer-confinement-african-americans-travis-county
Prosperity Now (2019). Racial wealth divide in Austin. Retrieved from https://www.austincf.org/Portals/0/Uploads/Documents/Reports/Racial%20Wealth%20Divide%20Profile%20Austin_February%202019_%20Final3.pdf
Study Document
Financial Statements For Business Plan
Financial Plan
Startup Costs
Equipment
30,000
Supplies
8000
Property
10000
Legal
3000
Total Start Up
51,000
Monthly Expenses
Salaries
11000
Utilities, etc
1200
Insurance
500
Supplies
200
Total Monthly
12900
Profit & Loss Statement
Year
Revenues
199000
Cost of Goods Sold
119400
Gross Profit
79600
less
Monthly ……
Study Document
Fraud And Abuse In Healthcare
...Insurance Fraud and abuse present significant problems for the healthcare sector, leading to both financial losses and reduced quality of care. The outcomes of fraud and abuse are similar; but fraud and abuse are legally differentiated based on motive. According to Magellan Healthcare (2019), fraud is committed with clear intent, whereas abuse “involves actions that are inconsistent with sound fiscal, business or accepted behavioral healthcare practices,” (p. 1). Determining intent to differentiate between fraud and abuse can be challenging, which is why healthcare leaders need to treat all forms of waste and deception with equal severity.
Healthcare fraud is alarmingly common, with major cases resulting in FBI investigations. Just yesterday, ten retired NFL players have been charged in a case involving “alleged nationwide fraud” on a healthcare benefit program designed specifically for NFL players (FBI, 2019). Cases like these illustrate the high stakes involved in healthcare fraud, showing that the lure……
References
References
FBI (2019). Healthcare fraud news. Retrieved from https://www.fbi.gov/investigate/white-collar-crime/health-care-fraud/health-care-fraud-news
“Fraud and Abuse: What’s the Difference?” (2007). The Rheumatologist. 1 Nov, 2007. Retrieved from https://www.the-rheumatologist.org/article/fraud-and-abuse-whats-the-difference/
Magellan Healthcare (2019). Fraud, waste, and abuse. Retrieved from https://www.magellanprovider.com/education/fraud-waste-and-abuse/fraud-waste-abuse-faqs.aspx
Improve your studying and writing skills
We have over 150,000+ study documents to help you.
Sign Up for FREE
