Credit Card Essays (Examples)
Study Document
Data Security Using RFID Bands At Music Festivals
… is about managing adult attendees at music festivals whose information would be stored in RFID wrist bands linked to their Twitter, Facebook, and credit/debit bank card. The following sections would probe into its compliance issues and the related regulations that would impact the planned implementation.
Analysis
Description of the … adult attendees at a music festival at a hotel where bands would be linked to their Twitter and Facebook accounts and their bank credit/debit card so that the buying of eatables is made hassle-free. There are various benefits to using this technology at large scale events since getting … Use Case
The type of data collected and stored on the RFID wrist bands would be attendees' Facebook and Twitter accounts and bank credit/debit card. The name, address, credit card authorization, and identification information would be stored on the RFID bands so that when a purchase is made at the……
References
References
Event Tribe. (n.a.). The top 10 benefits of using RFID for events. Retrieved from https://www.eventbrite.com/blog/academy/the-top-10-benefits-of-using-rfid-for-events/
ID&C. (n.a.). How to RFID wristbands work? Retrieved from https://www.idcband.com/blog/how-do-rfid-wristbands-work/
Kacicki, T. (2019, July 15). 4 commonly overlooked facts about RFID wristbands. Intellitix. Retrieved from https://intellitix.com/hub/four-commonly-overlooked-facts-rfid
OECD. (2008). OECD policy guideline on RFID. https://www.oecd.org/sti/ieconomy/40892347.pdf
Quirk, R.E. & Borrello, S.J. (2005). RFID: Rapid deployment and regulatory challenges. Retrieved from https://www.pharmamanufacturing.com/assets/Media/MediaManager/VenableRFIDpaper.pdf?SESSID=62935cf41f5a19909f5bb3ae3a598490
Williamson, A., Tsay, L., Kateeb, I.A. & Burton, L. (2013). Solutions for RFID smart tagged card security vulnerabilities. AASRI Procedia, 4, 282-287. DOI: 10.1016/j.aasri.2013.10.042
Study Document
Financial Planning
…
It is very important for Howe to pay all their debts and free themselves of the liability since a lot of loan like credit card loan, car loan, student loan, are hampering Howes to save up more. If they have plans for retiring in 22 years, they need … to save up more. If they have plans for retiring in 22 years, they need to free themselves of all the loans and credit they have on them, thus saving up the interest money that goes out monthly. They can use that money for other expenses and … competitive degrees for the jobs they are offering. Since Brett is still in his sophomore year with not that much earning and a credit card debt and PAT can’t have that scholarship he was striving for before, they need to save up for their children and have more … the college education……
References
References
Doyle, A. (2019, May 14). How much is the average wage in America. The Balance Careers. Retrieved from https://www.thebalancecareers.com/how-much-is-the-average-raise-in-america-4582795
Solution, I. D. (n.d.). How To Set Financial Goals: 6 Simple Steps. InCharge Debt Solution.
Study Document
Banking Industry Crimes
… would recommend that the bank implements systems and processes of red-flagging accounts that could have possibly been compromised. The system should ideally cover credit card, savings, as well as checking accounts and sound an alert (based on some conditioned parameters) when suspicious behavior is detected. Secondly, there is … a periodic basis. Lastly, and perhaps most importantly, I would recommend that customer addresses be vigorously verified especially in those instances relating to credit card and debit card requests or where there are requests for change of address. It is also important to note that in seeking to protect customers from ……
References
References
Albrecht, W.S., Albrecht, C.C., Albrecht, C.O. & Zimbelman, M.F. (2008). Fraud Examination (3rd ed.). Mason, OH: Cengage Learning.
Dionne, B. (2020). Regions Bank Teller Accused of Stealing Customer Identities Faces Felony Charges. Retrieved https://www.wbrc.com/2020/01/30/regions-bank-teller-accused-stealing-customer-identities-facing-felony-charges/
Golden, T.W., Skalak, S.L. & Clayton, M.M. (2006). A Guide to Forensic Accounting Investigation. Hoboken, NJ: John Wiley & Sons.
Krancher, M., Riley, R. & Wells, T.J. (2010). Forensic Accounting and Fraud Examination. Hoboken, NJ: John Wiley & Sons.
Singleton, T.W., Singleton, A.J. & Bologna, R.J. (2006). Fraud Auditing and Forensic Accounting (3rd ed.). Hoboken, NJ: John Wiley & Sons.
Zagaris, B. (2010). International White Collar Crime: Cases and Materials. New York, NY: Cambridge University Press.
Study Document
Self Care Action Plan
...Credit card A Self Care Plan for Preventing Burnout at Work
Abstract/Summary
An action plan is a way to establish a step-by-step guide for oneself to follow in order to achieve a goal. The main goal for this action plan is self-care. There are six areas of self-care that this action plan focuses on: physical, emotional, cognitive, social, financial and spiritual. The action plan identifies three sub goals within each area and describes the steps that I will take to reach those goals. This specific action plan was chosen to prevent me from becoming burned out at work. Self-care is important as psychologists and even the bible have shown. This paper provides support for the plan using scholarly sources, books, and other reference material, and the action plan shows why the goals and steps described are helpful in my self-care plan.
Outline of the Action Plan
This Action Plan will go through……
References
References
Baumeister, R. F., Campbell, J. D., Krueger, J. I., &Vohs, K. D. (2003). Does high self-esteem cause better performance, interpersonal success, happiness, or healthier lifestyles? Psychological Science in the Public Interest, 4(1), 1–44.
Cosentino, B. W. (2020). Loving Yourself. How to raise your self-esteem.
Dall’Ora, C., Griffiths, P. & Ball, J. (2016). 12-hour shifts: burnout or job satisfaction? Nursing Times, 112(12/13), 1-2.
Maslow, A. H. (1943). A theory of human motivation. Psychological Review, 50(4), 370.
National Academy of Medicine. (2019). Valid and Reliable Survey Instruments to Measure Burnout, Well-Being, and Other Work-Related Dimensions. Retrieved from https://nam.edu/valid-reliable-survey-instruments-measure-burnout-well-work-related-dimensions/
Nursing Theories. (2012). Retrieved from http://currentnursing.com/nursing_theory/self_care_deficit_theory.html
Orem, D.E. (1991). Nursing: Concepts of practice (4th ed.). St. Louis, MO: Mosby-Year Book Inc.
Robinson, R. B., & Frank, D. I. (1994). The relation between self-esteem, sexual activity, and pregnancy. Adolescence, 29(113), 27–35.
Study Document
Elite Business Solutions EBS Worldwide Inc Field Report
… Today EBS Worldwide provides marketing tools and services and has offices in India, Europe, and the US. Some of its products are MarketBlox, credit, and PeopleMax.
Changes the entrepreneur made
The entrepreneur made a complete transformation of the company, not only the name but also the products ……
References
References
Doppelt, B., 2017. Leading change toward sustainability: A change-management guide for business, government, and civil society. Routledge.
EBS Worldwide Inc., 2009. Retrieved from http://www.ebsworldwide.biz/index.php
Financial Express, 2002. EasyBuyMusic renames itself, expands product range. Retrieved from https://www.financialexpress.com/archive/easybuymusic-renames-itself-expands-product-range/37717/
Rodrigues, M., 2012. Five entrepreneurs tell us how they reinvented themselves. India Today. Retrieved from https://www.indiatoday.in/magazine/supplement/story/20120813-business-entrepreneurs-stock-vinay-gupta-nikhil-velpanur-759294-2012-08-01
Shirey, M. R. (2013). Lewin\\\\\\\\\\\\'s theory of planned change as a strategic resource. JONA: The Journal of Nursing Administration, 43(2), 69-72.
Study Document
How Interest Rates Compare Over The Last Decade Within The United
… industry, country, and geography. Interest rates can also influence corporate and consumer behaviors. For example, depending on the inherent risk of a consumer, credit card rates determine how much an individual must pay on a month basis to the financial institution. Corporations looking to borrow funds to expand ……
References
References
1. Goodhard, C and E Perotti, 2008 “Maturity mismatch stretching: Banking has taken a wrong turn”, CEPR Policy Insight 81, 6-July
2. Holston, Laubach, and Williams. 2017. “Measuring the Natural Rate of Interest: International Trends and Determinants,” Journal of International Economics 108, supplement 1 (May): S39–S75
3. Laubach and Williams. 2003. “Measuring the Natural Rate of Interest,” Review of Economics and Statistics 85, no.4 (November): 1063-70.
4. Rachel, L. and Smith, T.D., 2017. Are low real interest rates here to stay?. International Journal of Central Banking, 13(3), pp.1-42.
5. Schularick, M, and A M Taylor, (2009), “Credit Booms Gone Bust: Monetary Policy, Leverage Cycles and Financial Crises, 1870-2008”, NBER DP 15512
6. Stock, J.H. and Watson, M.W., 2007. Why has US inflation become harder to forecast?. Journal of Money, Credit and banking, 39, pp.3-33
Study Document
Best Buy Purchasing And Supply Management
...Credit card Purchasing and Supply Management at Best Buy Today
Headquartered in Richfield, Minnesota and founded in 1966, Best Buy Co., Inc. (hereinafter alternatively “the company” or “Best Buy”) is a leading retailer in electronics and other consumer products that competes throughout North America and Mexico today. As of early 2019, Best Buy operated nearly 1,200 large format as well as 51 small-format retail stores (Company profile, 2019). Despite its success in growing its market share in its existing market, the company is faced with the same existential threats as other major retailers, including most especially e-commerce operators such as Amazon (Wack, 2017). The purpose of this paper is to provide a review of the relevant literature to develop an informed and timely discussion and explanation concerning Best Buy’s new competitive environment and an analysis concerning how Best Buy's purchasing and supply management strategies contribute to their competitive advantage. In addition, an……
References
References
Chan, R. (2011, June 29). Best Buy. Marketing, 20.
Corporate responsibility and sustainability. (2019). Best Buy Co., Inc. Retrieved from https://corporate.bestbuy.com/sustainability/ .
Best Buy supply chain. (2019). Best Buy Co., Inc. Retrieved from https://www.bestbuy. com/site/help-topics/ca-transparency-act/pcmcat263000050003.c?id=pcmcat 263000050003.
Company profile. (2019). Yahoo! Finance. Retrieved from https://finance.yahoo.com/quote/ BBY/profile?p=BBY.
Mitchell, S. (2009, September-October). The big box swindle: The true cost of the mega-retailers. Multinational Monitor, 27(5), 34-39.
Ong, T. (2018, May 1). Best Buy is closing all 250 of its mobile stores in the U.S. The Verge. Retrieved from https://www.theverge.com/2018/3/1/17066232/best-buy-close-all-mobile-stores-may-us .
Thomas, L. (2019, August 28). Best Buy revs up supply chain ahead of the holiday season. CNBC. Retrieved from https://www.cnbc.com/2019/08/28/best-buy-revs-up-supply-chain-ahead-of-the-holiday-season.html .
Wack, K. (2017, June 29). Credit card issuers face peril from rise in store closures: American Banker, 182(124), 37-39.
Study Document
Security In Communication Challenges
...Credit card Chapter 1: Introduction
Wireless communications are, to any extent, the most rapidly growing section of the communications sector. For this reason, it has seized the consideration and responsiveness of the media and the imaginings of the general public (Ijemaru et al., 2018). In the past decade, cellular communications systems have faced exponential growth and development and there exist billions of users all over the globe. Statistics indicate that by the culmination of 2018, there were approximately 5.1 billion individuals across the globe that subscribed to mobile services, and this signified approximately 67 percent of the world’s populace. Furthermore, the statistics indicate that more than 60 percent of the population in the world has accessibility to internet (GSMA, 2019).
In delineation, wireless communication takes into account the transmission of message signals through minimal energy radio frequency waves by utilizing open air, with the media aspect including both a transmitter and a……
References
References
Bagheri-Karam, G. (2010). Physical-Layer Security in Wireless Communication Systems. Ontario: Waterloo.
Chang, Z. (2019). Physical Layer Security in Wireless Communications. University Of Jyväskylä. Retrieved from: http://users.jyu.fi/~timoh/TIES327/WPLS.pdf
Chen, Q., Zhang, C., & Zhang, S. (2008). Secure transaction protocol analysis: models and applications. Springer-Verlag.
GSMA. (2019). Number of Mobile Subscribers Worldwide Hits 5 Billion. Retrieved from: https://www.gsma.com/newsroom/press-release/number-mobile-subscribers-worldwide-hits-5-billion/
Gu, X., & Hunt, R. (2005). Wireless LAN attacks and vulnerabilities. the proceeding of IASTED Networks and Communication Systems.
Ijemaru, G. K., Adeyanju, I. A., Olusunyi, K. O., Ofusori, T. J., Ngharamike, E. T., Sobowale, A. A. (2018). Security Challenges of Wireless Communications Networks: A Survey. International Journal of Applied Engineering Research, 13 (8): 5680 – 5692.
IJEMARU, G. K., UDUNWA, A. I., NGHARAMIKE, E. T., & OLEKA, E. U. (2015). Evaluating the Challenging Issues in the Security of Wireless Communication Networks in Nigeria. International Journal of Innovative Technology and Exploring Engineering (IJITEE), Vol. 3, Issue 12, pp. 1-5, 2014.
Jain, A. (2013). Network Security-The Biggest Challenge in Communication. Advance in Electronic and Electric Engineering. Research India Publications.
Study Document
Impact Of Agency Theory
...Credit card Agency Theory
Agency theory refers to the relationship with the principle and the agent, where the principle delegates its financial decision making to the agent. In most cases, the agent is the owner/executive of the company while the principle is the shareholder. Challenging scenario arises as there are two distinct sets of interest which cause decision making problems. Due to this complex and intricate relationship, conflicts of interest arises sometimes where the agent puts his interest before the principle’s causing problems to the principle sometimes. This is known as Principle-Agency Problem. It has long affected the key decisions related to the firm where the agent and principle both have asymmetric interest, causing any one party to suffer at an extreme case.
To remove the problem, the theory states that the goals of managers and the shareholders should be aligned and certain frameworks and practices should be adopted to overlook the……
References
References
Demsetz, R. S. (1997). Agency Problems and Risk Taking at Banks.
Heath, J. (n.d.). Uses and Abuses of Agency Theory. Business Ethics Quarterly.
Kuypers, A. (2011). How is dealt with the agency problem and what is the role of the board of directors in it?
Lumen. (n.d.). Agency and Conflicts of Interests. Lumen. Retrieved from https://courses.lumenlearning.com/boundless-finance/chapter/agency-and-conflicts-of-interest/
Murray, I. (2016, September ). Wells Fargo and the Principle Agent Problem. Competitive Enterprise Institute.
Palia, D. (2007). “Agency Theory in Banking: An Empirical Analysis of Moral Hazard and the Agency Costs of Equity. Banks and Banks System.
Pennsylvania, W. U. (2017, August 08). Wells Fargo: What It Will Take to Clean Up the Mess. Wharton University of Pensylvannia.
Study Document
The Assassination Of Qassem Soleimani The Iranian General
… ISIS in the Iraq region. He coordinated several militias to defeat the group with cult-like characteristics. While the U is happy to take credit for the defeat of ISIS, it has not admitted that it also heavily relied on the heinous tactics of General Soleiman using his ……
References
References
Jahanbani, N. (2020). Beyond Soleimani: Implications for Iran\\\\\\\\\\\\'s Proxy Network in Iraq and Syria. CTC Perspectives.
Vladeck, S. I. (2004). Emergency Power and the Militia Acts. Yale LJ, 114, 149.
Brands, H. (2019). Why America Can\\\\\\\\\\\\" t Quit the Middle East. Hoover Institution, 21.
Tillman, S. P. (1982). The United States in the Middle East: Interests and Obstacles (Vol. 82). Bloomington: Indiana University Press.
Terry, J. P. (1986). Countering State-Sponsored Terrorism: A Law-Policy Analysis. Naval L. Rev., 36, 159.
Maogoto, J. N. (2003). War on the enemy: self-defense and state-sponsored terrorism. Melb. J. Int\\\\\\\\\\\\'l L., 4, 406.
Lillich, R. B., & Paxman, J. M. (1976). State Responsibility for Injuries to Aliens Occasioned by Terrorist Activities. Am. U.L. Rev., 26, 217.
Parker, C. & Noack, R. (2020, January 2). Iran has invested in allies and proxies across the Middle East. Here\\\\\\\\\\\\'s where they stand after Soleimani\\\\\\\\\\\\'s death. Washington Post. Retrieved from https://www.washingtonpost.com/world/2020/01/03/iran-has-invested-allies-proxies-across-middle-east-heres-where-they-stand-after-soleimanis-death/
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