Money Essays (Examples)
Study Document
The Immigrant Advantage
… focuses each chapter on a specific lesson that immigrant groups provide through their own cultural experiences. The first chapter shows how to save money and uses the Vietnamese immigrants in America as the case study for this good habit. The second chapter focuses on how to take … Americans something important.
The custom of the Vietnamese to pay dues to a club by using peer pressure to make sure members save money is described in the first chapter. Kolker explains that this is a custom that is not unique to the Vietnamese but that helps … apply that custom to my life more than the others. I do not think I would like to feel peer pressure about saving money for dues. I am good enough with saving money on my own to feel like I need that, though I appreciate the custom and I like the communal aspect……
References
Works Cited
Kolker, Claudia. The Immigrant Advantage. Free Press, 2011.
Study Document
Agency Theory And The Limitations Of Representative Government
… are fundamentally immersed in the political nature of government. As Elwood (2008) notes, members of Congress are influenced in three ways: 1) by money that is used to finance their political campaigns; 2) by obtaining the votes necessary for reelection; and 3) by obtaining expert advice on … importance to them. The federal budget process is particularly impactful on the first two and vice versa. For example, “the ability to funnel money into a congressional district or state provides an excellent opportunity for a legislator to remain in office” (Elwood, 2008, p. 3). This ability … and departments. It reflects the extent to which society deems certain programs and departments as important. However, as Elwood (2008) points out, where money is a factor, corruption is sure to be found. The problem with the federal budget process is that it is overseen by individuals … Election Commission, which led to……
References
References
Eisenhardt, K. M. (1989). Agency theory: An assessment and review. Academy of management review, 14(1), 57-74.
Elwood, T. W. (2008). Politics of the US Federal Budget Process. International quarterly of community health education, 28(1), 3-12.
Jennings, M. (2008). Business Ethics: Case Studies and Selected Readings. Cengage.
Machold, S., Ahmed, P.K., & Farquhar, S.S. (2007). Corporate Governance and Ethics: A Feminist Perspective. Journal of Business Ethics (2008) 81:665-678.
ProActive Solutions. (2020). Agency theory. Retrieved from http://knowledgegrab.com/learners-zone/study-support/performance-management-review/framework-introduction-to-hrm/agency-theory/
Study Document
Pro Death Penalty
… some crimes from being committed in the first place through the deterrent effect. Third, the death penalty could save taxpayers a lot of money and reduce prison overcrowding, too. Arguments against the death penalty are valid but insufficient to withdraw from a pro death penalty position. For … not deter some people, but could be a meaningful deterrent for others. Keeping violent criminals locked up in prison for decades costs more money than the average taxpayer realizes, and financial cost alone could suffice to explain why the death penalty should remain extant in the United … one’s crimes in those final moments of life could be quite cathartic.
Another argument against…[break]…young. The state—which means the taxpayer—should not be paying money to keep a violent criminal alive. If the taxpayer only knew how much money is being spent maintaining prisons, more people would support the death penalty as an alternative……
References
References
ACLU (n.d.). The case against the death penalty. Retrieved from: https://www.aclu.org/other/case-against-death-penalty
The Code of Hammurabi. Trans. By L.W. King. Retrieved from: https://avalon.law.yale.edu/ancient/hamframe.asp
“Top 10 Pro & Con Arguments,” (2016). ProCon. Retrieved from: https://deathpenalty.procon.org/view.resource.php?resourceID=002000
World Population Review (2019). Countries with death penalty 2019. Retrieved from: http://worldpopulationreview.com/countries/countries-with-death-penalty/
Study Document
The Phillips Cure And Unemployment
… market below where the natural forces of supply and demand determine it should be, Friedman contended that the government/central bank would create a money illusion—the sense among laborers that they were getting paid more—but the reality would be that their money now had less purchasing power because of inflation. Friedman distinguished between the short-run and the long-run of the Phillips curve to make his … short-run (wherein inflation rises and unemployment drops) and the long-run (wherein inflation remains but unemployment returns to its natural rate) because of the money illusion factor in the short-run and the reality that eventually laborers realize the value of their real wages which causes unemployment to return ……
References
References
Amadeo, K. (2019). Unemployment rate by year since 1929 compared to inflation and GDP. Retrieved from https://www.thebalance.com/unemployment-rate-by-year-3305506
FRED. (2019). FRED Graph. Retrieved from https://fred.stlouisfed.org/series/LNU04000024#0
Friedman, M. (1977). Nobel lecture: inflation and unemployment. Journal of political economy, 85(3), 451-472.
Heller, R. (2017). Monetary mischief and the debt trap. Cato Journal, 37(2), 247-261.
Lucas, R. E., & Rapping, L. A. (1969). Price expectations and the Phillips curve. The American Economic Review, 59(3), 342-350.
Stiglitz, J. (1997). Reflections on the natural rate hypothesis. Journal of Economic Perspectives, 11(1), 3-10.
Wulwick, N. J. (1987). The Phillips curve: which? whose? to do what? how?. Southern Economic Journal, 834-857.
Study Document
Starbucks
… amount of debt in this fiscal year – in several issues – and committed to share buybacks with a significant portion of that money. As a consequence, retained earnings fell from $5.563 billion in 2017…[break]…is facing contraction but does not appear to have built that into its ……
References
References
Cannivet, M. (2019) Starbucks’ big stock buyback limits future upside. Forbes. Retrieved October 4, 2019 from https://www.forbes.com/sites/michaelcannivet/2019/08/29/starbucks-big-stock-buyback-limits-future-upside/#26c434067047
Hawley, J. (2019) Who are Starbucks’ main competitors? Investopedia. Retrieved October 4, 2019 from https://www.investopedia.com/articles/markets/101315/who-are-starbucks-main-competitors.asp
Macrotrends (2019) Starbucks. Macrotrends.com. Retrieved October 4, 2019 from https://www.macrotrends.net/stocks/charts/SBUX/starbucks/financial-statements
Marketwatch (2019) McDonalds Marketwatch. Retrieved October 4, 2019 from https://www.marketwatch.com/investing/stock/mcd/financials
Sharf, S. (2013) Starbucks ordered to pay Kraft $2.8 billion. Forbes. Retrieved October 4, 2019 from https://www.forbes.com/sites/samanthasharf/2013/11/12/starbucks-ordered-to-pay-kraft-2-8-billion/#5516b7fa167d
Starbucks 1999 Annual Report. Retrieved October 4, 2019 from https://s22.q4cdn.com/869488222/files/doc_financials/annual/1999/102640_financials2_99.pdf
The Coffee Brewers (2008) With Starbucks closing 600 shops, is the coffee business still lucrative? The Coffee Brewers. Retrieved October 4, 2019 from https://www.thecoffeebrewers.com/starbucks.html
Study Document
How Interest Rates Compare Over The Last Decade Within The United
… may not have now. As a financial intermediary, banks can help transfer funds from savers (those who do not need to use the money immediately) to borrowers (those who would like to use the funds to purchase products). Again, this helps to provide a fully functioning economy … which are often fixed remains unchanged. Another mismatch is when a bank borrows at one rate such a variable rate but then lends money at a different rate that is fixed. Here too, a change in interest, particular is unexpected can have an adverse impact on the … are needed immediately (See chart 1 below interest rates). Customers for example expect to receive their deposits on demand. It then lent the money out long term to institutions, companies, and institutions, keeping the spread between the interest rates. However, as the financial collapse occurred, it could ……
References
References
1. Goodhard, C and E Perotti, 2008 “Maturity mismatch stretching: Banking has taken a wrong turn”, CEPR Policy Insight 81, 6-July
2. Holston, Laubach, and Williams. 2017. “Measuring the Natural Rate of Interest: International Trends and Determinants,” Journal of International Economics 108, supplement 1 (May): S39–S75
3. Laubach and Williams. 2003. “Measuring the Natural Rate of Interest,” Review of Economics and Statistics 85, no.4 (November): 1063-70.
4. Rachel, L. and Smith, T.D., 2017. Are low real interest rates here to stay?. International Journal of Central Banking, 13(3), pp.1-42.
5. Schularick, M, and A M Taylor, (2009), “Credit Booms Gone Bust: Monetary Policy, Leverage Cycles and Financial Crises, 1870-2008”, NBER DP 15512
6. Stock, J.H. and Watson, M.W., 2007. Why has US inflation become harder to forecast?. Journal of Money, Credit and banking, 39, pp.3-33
Study Document
Deregulation Under The Trump Administration And Its Impact On The
… put costs on nonprofits and other organizations. The reason for this cap would be that agencies are capped in terms of public funding—i.e., money they can spend allotted them via Congressional appropriations—and so in order to achieve their own policy ambitions these agencies shift these costs onto ……
References
References
Belton, K. & Graham, J. (2019). Trump’s Deregulatory Record: An Assessment at the Two-Year Mark. Retrieved from http://accf.org/wp-content/uploads/2019/03/ACCF-Report_Trump-Deregulatory-Record-FINAL.pdf
Benson, M. L., Stadler, W. A., & Pontell, H. N. (2019). Harming America: Corporate Crime in a Context of Deregulation. Victims & Offenders, 14(8), 1063-1083.
Brookings Institute. (2020). Tracking deregulation in the Trump era. Retrieved from https://www.brookings.edu/interactives/tracking-deregulation-in-the-trump-era/
Morrow, D. (2017). Deregulation in the Trump Administration will likely impact nonprofits. Retrieved from http://blog.abila.com/deregulation-trump-administration-impacting-nonprofits/
Weaver, H. L. (2018). One for the price of two: the hidden costs of regulatory reform under executive order 13,771. Administrative Law Review, 70(2), 491-512.
Study Document
Purchasing And Supply Management
… to keep its own operations funded. This is something no supplier wants to hear, particularly when it is owed a great deal of money. In the business of purchasing and supply management, relationships are crucial and purchasing and supply management professionals must make every attempt to create … with the cheapest supplier, but now he realizes his mistake: he is holding up the production line and the company is now losing money. In his attempt to save the company money by going with the cheapest supplier, he ended up costing the company a lot more money because production came to a halt. Had the manager selected a higher quality supplier, production would still be going strong. Thus, as in ……
References
References
BDC. (2019). 6 ways the purchasing department can improve your business. Retrieved from https://www.bdc.ca/en/articles-tools/operations/purchasing/pages/purchasing-department-objectives.aspx
Benton, W. C. (2013). Supply chain focused manufacturing planning and control. Nelson Education.
Burt, D. N. (2010). Supply Management, 8th Edition. Devry.
Harland, C., Brenchley, R., & Walker, H. (2003). Risk in supply networks. Journal of Purchasing and Supply management, 9(2), 51-62. Retrieved from http://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.471.2910&rep=rep1&type=pdf
Holmlund, M. & Strandvik, T. (1999) Perception configuration in business relationship, Management Decision, 37(9), 686-696
MacNeil/Lehrer Productions (Producer). (1999). Your computer, your way: Dell and thedirect sales model [Video file]. Retrieved from https://libraryresources.columbiasouthern.edu/login
Monczka, R. & Handfield, R. (2016). Purchasing and supply chain management. Boston, MA: Cengage.
NC State University. (2003). Negotiating for success. Retrieved from https://scm.ncsu.edu/scm-articles/article/negotiating-for-success
Study Document
White Collar Criminal
...Money Lifestyle Red Flags of Fraud Perpetrators
Introduction
As the Association of Certified Fraud Examiners (2010) points out, the average fraud perpetrator has—like David L. Miller—no prior fraud convictions. The offender is typically in the 30 to 45 years age range and is more likely to be male than female. Both of these characteristic profile traits fit Miller to a “t”. Moreover, four out of five fraud perpetrators are likely to work in the accounting department of an organization, again just like David L. Miller. And as the perpetrator ages so too does the level of fraud increase in terms of losses (Association of Certified Fraud Examiners, 2010)—again just like with the case of David L. Miller. This paper will analyze the case of David L. Miller and show why he fits the profile of a fraud perpetrator well and why companies tend not to press charges against people like him.……
References
References
Association of Certified Fraud Examiners. (2010). Who is Most Likely to Commit Fraud at Your Company? Retrieved from https://www.acfe.com/press-release.aspx?id=1677
Friedrichs, D. (2009). Trusted Criminals: White Collar Crime In Contemporary Society. Cengage Learning.
US Attorney’s Office. (2019). Attorney Convicted of Embezzling Over $1.5 Million from Virginia Senator, Canadian Business, and Autism Organization. Retrieved from https://www.justice.gov/usao-edva/pr/attorney-convicted-embezzling-over-15-million-virginia-senator-canadian-business-and-0
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